Chicago Atlantic Real Estate Finance, Inc. Common Stock (REFI)

Price$11.26

Value ScoreB

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-21.34%

Price vs S&P 500 (4W)-10.30%

VGM Score44.57

Market Capitalization$241.13M

P/E Ratio (Annual)6.70x

Indicated Dividend Yield (Annual)16.53%

All Metrics

P/CF (Annual)8.37x

Book Value / Share (Quarterly)$14.39

P/TBV (Annual)1.05x

Indicated Dividend (Annual)$1.88

Revenue Growth (3Y)7.03%

Cash Flow / Share (Quarterly)$1.15

Payout Ratio (TTM)130.30%

Price vs S&P 500 (YTD)-18.19%

Gross Margin (TTM)88.05%

Net Profit Margin (TTM)48.94%

EPS (TTM)$1.43

10-Day Avg Trading Volume0.13M

EPS Excl Extra (TTM)$1.43

EPS (Annual)$1.68

Dividend / Share (Annual)$2.09

ROI (Annual)8.86%

Gross Margin (Annual)88.04%

Net Profit Margin (5Y Avg)65.35%

Cash / Share (Quarterly)$1.32

P/E Basic Excl Extra (TTM)7.83x

Revenue Growth QoQ (YoY)-0.98%

P/E Normalized (Annual)6.70x

ROA (Last FY)8.47%

Revenue Growth TTM (YoY)2.03%

EBITD / Share (TTM)$1.43

ROE (5Y Avg)10.75%

Operating Margin (TTM)48.94%

Cash Flow / Share (Annual)$1.37

P/B Ratio0.79x

P/B Ratio (Quarterly)0.79x

EV / Revenue (TTM)5.24x

Net Interest Coverage (TTM)119.75x

ROA (TTM)7.07%

EPS Growth QoQ (YoY)-52.29%

EV / EBITDA (TTM)10.70x

EPS Incl Extra (Annual)$1.68

Current Ratio (Annual)1.03x

Quick Ratio (Quarterly)2.09x

3-Month Avg Trading Volume0.15M

52-Week Price Return-22.18%

EV / Free Cash Flow (Annual)11.45x

P/E Incl Extra (TTM)7.83x

Tangible BV / Share (Quarterly)$15.52

P/S Ratio (Annual)3.82x

Asset Turnover (Annual)0.15x

52-Week High$14.97

Operating Margin (5Y Avg)65.47%

EPS Excl Extra (Annual)$1.68

26-Week Price Return-5.41%

Quick Ratio (Annual)1.03x

13-Week Price Return-7.18%

Total Debt / Equity (Annual)0.32x

Current Ratio (Quarterly)2.09x

Enterprise Value$329.71M

Asset Turnover (TTM)0.14x

Pretax Margin (Annual)57.07%

Cash / Share (Annual)$0.71

3-Month Return Std Dev25.69%

ROE (Last FY)11.70%

EPS Basic Excl Extra (Annual)$1.68

P/FCF (TTM)9.91x

Receivables Turnover (TTM)24.57x

EV / Free Cash Flow (TTM)13.55x

Total Debt / Equity (Quarterly)0.38x

EPS Incl Extra (TTM)$1.43

Receivables Turnover (Annual)100.50x

ROI (TTM)7.39%

P/S Ratio (TTM)3.83x

Pretax Margin (5Y Avg)65.35%

Revenue / Share (Annual)$2.94

Tangible BV / Share (Annual)$14.86

Forward P/E6.96x

Price vs S&P 500 (52W)-50.38%

P/E Ratio (TTM)7.83x

EPS Growth TTM (YoY)-23.88%

Year-to-Date Return-7.26%

5-Day Price Return0.62%

EPS Normalized (Annual)$1.68

ROA (5Y Avg)8.12%

Net Profit Margin (Annual)57.07%

Month-to-Date Return-4.53%

EBITD / Share (Annual)$1.68

EPS Growth (3Y)-2.61%

Operating Margin (Annual)57.07%

LT Debt / Equity (Annual)0.32x

P/CF (TTM)9.91x

ROI (5Y Avg)8.58%

P/E Excl Extra (TTM)7.83x

LT Debt / Equity (Quarterly)0.38x

EPS Basic Excl Extra (TTM)$1.43

P/TBV (Quarterly)1.01x

Payout Ratio (Annual)121.75%

P/B Ratio (Annual)0.87x

Dividend / Share (TTM)$1.91

Pretax Margin (TTM)48.94%

Book Value / Share (Annual)$14.60

Price vs S&P 500 (13W)-16.93%

Dividend Yield (TTM)16.65%

Beta0.32x

P/FCF (Annual)8.37x

Revenue / Share (TTM)$2.93

ROE (TTM)10.01%

52-Week Low$10.74

vGradeB

gGradeD

mGradeD

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.23est. 0.44

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.09

3.91

Industry Peers — REITs(224)

Symbol	Value Score	Growth Score	Momentum Score	Price
REFIChicago Atlantic Real Estate Finance, Inc. Common Stock	B	D	D	$11.26
WELLWelltower Inc.	F	B	C	$197.36
PLDPROLOGIS, INC.	D	B	C	$139.02
EQIXEquinix, Inc. Common Stock REIT	F	B	B	$1050.77
AMTAmerican Tower Corporation	C	C	C	$187.53
SPGSimon Property Group, Inc.	D	B	B	$202.70
DLRDigital Realty Trust, Inc.	D	B	B	$185.00
ORealty Income Corporation	D	B	C	$59.55
PSAPublic Storage	D	C	C	$295.80
VTRVentas, Inc.	D	C	C	$81.71
CCICrown Castle Inc.	D	D	C	$91.03

About

Chicago Atlantic Real Estate Finance is a commercial real estate finance company focused on delivering attractive risk-adjusted returns to shareholders. The company prioritizes consistent current income through dividend distributions, with capital appreciation as a secondary objective.