Chicago Atlantic Real Estate Finance, Inc. Common Stock (REFI) Stock Price

REFIStock

$10.88−24.42%52W

Market Cap$278.76M

P/E7.33x

PEG Ratio—

Div yield12.29%

Beta0.36

REFI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-23.67%

Price vs S&P 500 (4W)6.34%

VGM Score41.82

P/E Ratio (Annual)7.33x

Indicated Dividend Yield (Annual)12.29%

P/CF (Annual)9.17x

Book Value / Share (Quarterly)$14.39

P/TBV (Annual)1.05x

Indicated Dividend (Annual)$1.88

Revenue Growth (3Y)7.03%

Cash Flow / Share (Quarterly)$1.15

Payout Ratio (TTM)130.30%

Price vs S&P 500 (YTD)-25.71%

Gross Margin (TTM)88.05%

Net Profit Margin (TTM)48.94%

EPS (TTM)$1.43

10-Day Avg Trading Volume0.17M

EPS Excl Extra (TTM)$1.43

EPS (Annual)$1.68

Dividend / Share (Annual)$2.09

ROI (Annual)8.86%

Gross Margin (Annual)88.04%

Net Profit Margin (5Y Avg)65.35%

Cash / Share (Quarterly)$1.32

P/E Basic Excl Extra (TTM)8.57x

Revenue Growth QoQ (YoY)-0.98%

P/E Normalized (Annual)7.33x

ROA (Last FY)8.47%

Revenue Growth TTM (YoY)2.03%

EBITD / Share (TTM)$1.43

ROE (5Y Avg)10.75%

Operating Margin (TTM)48.94%

Cash Flow / Share (Annual)$1.37

P/B Ratio0.87x

P/B Ratio (Quarterly)0.79x

EV / Revenue (TTM)5.60x

Net Interest Coverage (TTM)119.75x

ROA (TTM)7.07%

EPS Growth QoQ (YoY)-52.29%

EV / EBITDA (TTM)11.44x

EPS Incl Extra (Annual)$1.68

Current Ratio (Annual)1.03x

Quick Ratio (Quarterly)2.09x

3-Month Avg Trading Volume0.16M

52-Week Price Return-24.42%

EV / Free Cash Flow (Annual)12.24x

P/E Incl Extra (TTM)8.57x

Tangible BV / Share (Quarterly)$15.52

P/S Ratio (Annual)4.18x

Asset Turnover (Annual)0.15x

52-Week High$14.57

Operating Margin (5Y Avg)65.47%

EPS Excl Extra (Annual)$1.68

26-Week Price Return-11.74%

Quick Ratio (Annual)1.03x

13-Week Price Return-6.97%

Total Debt / Equity (Annual)0.32x

Current Ratio (Quarterly)2.09x

Enterprise Value$352.49M

Asset Turnover (TTM)0.14x

Pretax Margin (Annual)57.07%

Cash / Share (Annual)$0.71

3-Month Return Std Dev23.95%

ROE (Last FY)11.70%

EPS Basic Excl Extra (Annual)$1.68

P/FCF (TTM)10.85x

Receivables Turnover (TTM)24.57x

EV / Free Cash Flow (TTM)14.49x

Total Debt / Equity (Quarterly)0.38x

EPS Incl Extra (TTM)$1.43

Receivables Turnover (Annual)100.50x

ROI (TTM)7.39%

P/S Ratio (TTM)4.19x

Pretax Margin (5Y Avg)65.35%

Revenue / Share (Annual)$2.94

Tangible BV / Share (Annual)$14.86

Forward P/E5.90x

Price vs S&P 500 (52W)-42.97%

P/E Ratio (TTM)8.57x

EPS Growth TTM (YoY)-23.88%

Year-to-Date Return-12.89%

5-Day Price Return-1.02%

EPS Normalized (Annual)$1.68

ROA (5Y Avg)8.12%

Net Profit Margin (Annual)57.07%

Month-to-Date Return9.43%

EBITD / Share (Annual)$1.68

EPS Growth (3Y)-2.61%

Operating Margin (Annual)57.07%

LT Debt / Equity (Annual)0.32x

P/CF (TTM)10.85x

ROI (5Y Avg)8.58%

P/E Excl Extra (TTM)8.57x

LT Debt / Equity (Quarterly)0.38x

EPS Basic Excl Extra (TTM)$1.43

P/TBV (Quarterly)1.01x

Payout Ratio (Annual)121.75%

P/B Ratio (Annual)0.87x

Dividend / Share (TTM)$1.91

Pretax Margin (TTM)48.94%

Book Value / Share (Annual)$14.60

Price vs S&P 500 (13W)-8.92%

Dividend Yield (TTM)15.21%

Beta0.36x

P/FCF (Annual)9.17x

Revenue / Share (TTM)$2.93

ROE (TTM)10.01%

52-Week Low$9.69

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REFI Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 11, 2026	$0.45	$0.34	-24.78%(-$0.11)
Q1 2026	May 7, 2026	$0.44	$0.23	-47.73%(-$0.21)
Q4 2025	Mar 12, 2026	$0.40	$0.38	-5.59%(-$0.02)
Q3 2025	Nov 4, 2025	$0.46	$0.42	-8.70%(-$0.04)
Q2 2025	Aug 7, 2025	$0.47	$0.41	-12.77%(-$0.06)

REFI Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.91

Industry Peers — REITs(228)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	Indicated Dividend Yield (Annual)	ROE (TTM)	P/B Ratio (Quarterly)	Price
REFIChicago Atlantic Real Estate Finance, Inc. Common Stock	B	D	D	7.3x	12.3%	10.0%	0.8x	$10.88
WELLWelltower Inc.	F	B	A	177.2x	1.2%	3.6%	3.5x	$236.24
PLDPROLOGIS, INC.	D	B	C	41.2x	3.1%	7.9%	2.4x	$139.92
EQIXEquinix, Inc. Common Stock REIT	F	B	C	78.5x	2.1%	10.8%	7.1x	$1046.72
AMTAmerican Tower Corporation	C	C	D	31.9x	3.3%	91.6%	20.5x	$175.70
SPGSimon Property Group, Inc.	D	B	B	15.5x	6.3%	126.3%	12.5x	$212.32
DLRDigital Realty Trust, Inc.	F	C	C	56.1x	3.6%	3.3%	2.3x	$185.59
ORealty Income Corporation	D	B	C	56.5x	5.7%	3.2%	1.5x	$61.28
PSAPublic Storage	D	C	C	34.4x	4.7%	22.1%	6.1x	$306.99
VTRVentas, Inc.	D	C	B	181.6x	2.3%	1.9%	2.8x	$91.17
IRMIron Mountain Inc.	D	B	C	259.4x	4.1%	85.2%	1254.3x	$115.35
CCICrown Castle Inc.	C	D	D	72.5x	6.0%	21.0%	9.7x	$76.14
EXRExtra Space Storage, Inc.	D	C	D	32.2x	5.1%	7.1%	2.3x	$141.10
VICIVICI Properties Inc. Common Stock	B	C	F	10.4x	6.8%	9.8%	1.0x	$25.65
AVBAvalonBay Communities, Inc.	D	D	C	25.1x	3.9%	8.7%	2.2x	$184.06
VMRKVivmark Residential	C	D	D	22.1x	4.3%	8.1%	2.4x	$65.14
EQREquity Residential	C	D	D	22.1x	4.3%	8.1%	2.4x	$63.66
SBACSBA Communications Corp	D	C	D	18.7x	1.5%	-1.7%	82.5x	$189.66
ESSEssex Property Trust, Inc	D	D	B	27.7x	4.3%	7.5%	3.5x	$282.96
NLYAnnaly Capital Management. Inc.	C	A	B	8.7x	14.8%	18.4%	1.0x	$22.92
WYWeyerhaeuser Company	C	D	D	55.1x	3.4%	5.0%	1.8x	$23.37
WPCW.P. Carey Inc. (REIT)	C	C	D	34.5x	5.1%	7.8%	1.8x	$69.96
KIMKimco Realty Corp.	C	C	C	28.0x	5.1%	5.8%	1.7x	$23.71
SUISun Communities, Inc	C	C	D	10.6x	3.0%	-12.7%	2.6x	$121.42
MAAMid-America Apartment Communities, Inc.	C	C	D	34.9x	4.6%	7.2%	3.0x	$128.85
HSTHost Hotels & Resorts, Inc.	B	B	C	20.4x	4.1%	15.2%	1.9x	$21.93
LAMRLamar Advertising Co	C	C	C	26.6x	5.1%	55.7%	16.1x	$149.01
DOCHealthpeak Properties, Inc.	C	C	B	206.1x	8.2%	3.2%	1.9x	$20.82
OHIOmega Healthcare Investors Inc.	C	B	C	23.7x	8.4%	16.5%	2.6x	$45.72
REGRegency Centers Corporation	D	B	D	26.6x	4.4%	8.1%	2.1x	$74.77
AMHAMERICAN HOMES 4 RENT	D	C	C	27.2x	2.4%	6.9%	1.8x	$33.30
UDRUDR, Inc.	C	B	D	32.1x	5.0%	16.3%	4.4x	$36.95
ELSEquity Lifestyle Properties, Inc.	D	C	C	32.5x	2.6%	22.9%	7.1x	$63.45
AGNCAGNC Investment Corp. Common Stock	C	A	B	7.8x	16.5%	18.7%	1.0x	$10.73
GLPIGaming and Leisure Properties, Inc.	C	C	D	15.4x	6.5%	20.6%	2.5x	$42.07
BXPBXP, Inc.	C	C	B	40.0x	7.3%	5.8%	2.1x	$67.99
CPTCamden Property Trust	D	C	D	38.8x	4.5%	7.8%	3.0x	$105.80
AHRAmerican Healthcare REIT, Inc.	D	C	B	168.6x	1.8%	3.4%	2.5x	$55.21
EGPEastGroup Properties Inc.	D	B	C	42.7x	2.9%	8.6%	3.0x	$199.50
FRTFederal Realty Investment Trust	D	C	C	25.3x	4.7%	13.3%	3.2x	$116.03
LINELineage, Inc. Common Stock	B	D	D	—	5.1%	-2.1%	1.2x	$39.25
JANJanus Living, Inc.	C	D	D	1451.4x	2.1%	0.5%	2.0x	$29.75
CTRECareTrust REIT, Inc	D	B	C	28.6x	4.9%	8.5%	2.1x	$38.95
ADCAgree Realty Corporation	D	B	D	45.6x	5.1%	3.6%	1.4x	$72.25
CUBECubeSmart	C	C	D	28.2x	5.1%	12.4%	3.5x	$39.72
BRXBRIXMOR PROPERTY GROUP INC.	C	C	D	23.7x	5.1%	14.4%	3.2x	$28.89
AREAlexandria Real Estate Equities, Inc.	B	D	D	—	4.7%	-6.5%	0.6x	$51.29
RHPRyman Hospitality Properties, Inc	C	C	B	32.5x	4.1%	33.0%	7.9x	$126.76
NNNNNN REIT, Inc.	D	C	B	22.7x	5.7%	8.7%	2.0x	$45.20
FRFirst Industrial Realty Trust, Inc.	D	B	C	35.4x	2.9%	13.4%	2.9x	$61.88
REXRREXFORD INDUSTRIAL REALTY, INC.	C	C	C	38.3x	3.2%	-4.7%	1.0x	$37.04

About Chicago Atlantic Real Estate Finance, Inc. Common Stock

Chicago Atlantic Real Estate Finance is a commercial real estate finance company focused on delivering attractive risk-adjusted returns to shareholders. The company prioritizes consistent current income through dividend distributions, with capital appreciation as a secondary objective.