UNITEDHEALTH GROUP INCORPORATED (Delaware) (UNH)

Price$399.47

Value ScoreD

Growth ScoreD

Momentum ScoreA

Favorite Metrics

Price vs S&P 500 (26W)13.21%

Price vs S&P 500 (4W)5.14%

VGM Score52.11

Market Capitalization$360.05B

P/E Ratio (Annual)29.86x

Indicated Dividend Yield (Annual)2.34%

All Metrics

P/CF (Annual)18.61x

Book Value / Share (Quarterly)$114.46

P/TBV (Annual)4.06x

Indicated Dividend (Annual)$8.84

Revenue Growth (3Y)11.35%

Cash Flow / Share (Quarterly)$21.56

Payout Ratio (TTM)66.50%

Price vs S&P 500 (YTD)12.85%

Net Profit Margin (TTM)2.68%

EPS (TTM)$13.24

10-Day Avg Trading Volume7.21M

EPS Excl Extra (TTM)$13.24

Revenue Growth (5Y)11.72%

EPS (Annual)$13.23

Dividend / Share (Annual)$8.69

ROI (Annual)6.99%

Net Profit Margin (5Y Avg)4.91%

Cash / Share (Quarterly)$42.07

P/E Basic Excl Extra (TTM)29.89x

Revenue Growth QoQ (YoY)1.96%

EPS Growth (5Y)-3.76%

P/E Normalized (Annual)29.86x

ROA (Last FY)3.89%

Revenue Growth TTM (YoY)9.67%

EBITD / Share (TTM)$25.13

ROE (5Y Avg)20.71%

Operating Margin (TTM)4.12%

Cash Flow / Share (Annual)$17.35

P/B Ratio3.47x

P/B Ratio (Quarterly)2.36x

Net Income / Employee (Annual)$30,900

EV / Revenue (TTM)0.90x

Net Interest Coverage (TTM)4.67x

ROA (TTM)3.87%

EPS Growth QoQ (YoY)0.69%

EV / EBITDA (TTM)17.81x

EPS Incl Extra (Annual)$13.23

Current Ratio (Annual)0.89x

Quick Ratio (Quarterly)0.67x

3-Month Avg Trading Volume8.66M

52-Week Price Return35.03%

EV / Free Cash Flow (Annual)25.87x

P/E Incl Extra (TTM)29.89x

Revenue / Employee (TTM)$1,153,100

Tangible BV / Share (Quarterly)$81.28

P/S Ratio (Annual)0.80x

Asset Turnover (Annual)1.45x

52-Week High$404.15

Operating Margin (5Y Avg)7.20%

EPS Excl Extra (Annual)$13.23

CapEx CAGR (5Y)12.05%

Tangible BV CAGR (5Y)6.15%

26-Week Price Return21.14%

Quick Ratio (Annual)0.67x

13-Week Price Return38.34%

Total Debt / Equity (Annual)0.83x

Current Ratio (Quarterly)0.89x

Enterprise Value$406.74B

Revenue / Share Growth (5Y)12.92%

Asset Turnover (TTM)1.44x

Book Value / Share Growth (5Y)8.45%

Revenue / Employee (Annual)$1,147,600

Pretax Margin (Annual)3.28%

Cash / Share (Annual)$25.02

3-Month Return Std Dev33.65%

Net Income / Employee (TTM)$30,900

EBITDA CAGR (5Y)-1.83%

EBITDA Interim CAGR (5Y)5.82%

ROE (Last FY)12.81%

Net Interest Coverage (Annual)4.68x

EPS Basic Excl Extra (Annual)$13.23

P/FCF (TTM)18.24x

EV / Free Cash Flow (TTM)20.78x

Total Debt / Equity (Quarterly)0.75x

EPS Incl Extra (TTM)$13.24

ROI (TTM)6.84%

Dividend Growth Rate (5Y)12.43%

P/S Ratio (TTM)0.80x

Pretax Margin (5Y Avg)6.40%

Revenue / Share (Annual)$491.29

Tangible BV / Share (Annual)$81.28

Forward P/E19.61x

Free OCF CAGR (5Y)-4.82%

Price vs S&P 500 (52W)10.66%

P/E Ratio (TTM)29.89x

EPS Growth TTM (YoY)-44.58%

Year-to-Date Return21.01%

5-Day Price Return5.16%

EPS Normalized (Annual)$13.23

ROA (5Y Avg)6.65%

Net Profit Margin (Annual)2.69%

Month-to-Date Return5.04%

Cash Flow / Share (TTM)$27.99

EBITD / Share (Annual)$25.31

EPS Growth (3Y)-14.51%

Operating Margin (Annual)4.18%

LT Debt / Equity (Annual)0.77x

P/CF (TTM)15.61x

ROI (5Y Avg)11.96%

P/E Excl Extra (TTM)29.89x

LT Debt / Equity (Quarterly)0.69x

EPS Basic Excl Extra (TTM)$13.24

P/TBV (Quarterly)4.06x

Payout Ratio (Annual)65.66%

P/B Ratio (Annual)3.18x

Dividend / Share (TTM)$8.81

Pretax Margin (TTM)3.24%

Book Value / Share (Annual)$103.87

Price vs S&P 500 (13W)30.08%

Net Margin Growth (5Y)-14.79%

Dividend Yield (TTM)2.22%

Beta0.63x

P/FCF (Annual)22.90x

Revenue / Share (TTM)$494.19

ROE (TTM)12.40%

52-Week Low$234.60

vGradeD

gGradeD

mGradeA

vgmGradeC

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Earnings Surprise History

Q1 267.23est. 6.64

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

3.76

3.79

3.91

Industry Peers — Hospital & Medical Insurance(9)

Symbol	Value Score	Growth Score	Momentum Score	Price
UNHUNITEDHEALTH GROUP INCORPORATED (Delaware)	D	D	A	$399.47
ELVElevance Health, Inc.	D	D	A	$415.53
CIThe Cigna Group	C	C	C	$289.48
HUMHumana Inc.	D	D	A	$350.08
CNCCentene Corporation	B	B	B	$62.33
MOHMolina Healthcare, Inc.	D	D	B	$190.86
OSCROscar Health, Inc.	B	A	A	$24.51
ALHCAlignment Healthcare, Inc. Common Stock	D	A	F	$15.37
CLOVClover Health Investments, Corp	D	A	A	$3.83
TRUPTrupanion, Inc.	D	A	F	$22.00

About

UnitedHealth Group operates as a diversified healthcare company, providing insurance coverage to approximately 51 million members through employer-sponsored, self-directed, and government-backed plans. Its Optum segment extends beyond insurance into healthcare services—including pharmaceutical benefits, outpatient care, and analytics—serving both affiliated plans and third-party customers, creating an integrated platform across the healthcare value chain.