Unity Bancorp (UNTY) Stock Price

UNTYStock

$58.62+13.63%52W

Market Cap$588.70M

P/E10.72x

PEG Ratio0.99

Div yield1.80%

Beta0.67

UNTY Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-1.78%

Price vs S&P 500 (4W)-2.51%

PEG Ratio0.99

VGM Score48.90

P/E Ratio (Annual)10.72x

Indicated Dividend Yield (Annual)1.80%

P/CF (Annual)13.83x

Book Value / Share (Quarterly)$37.02

P/TBV (Annual)1.64x

Indicated Dividend (Annual)$0.64

Revenue Growth (3Y)10.02%

Cash Flow / Share (Quarterly)$4.11

Payout Ratio (TTM)9.56%

Price vs S&P 500 (YTD)2.77%

Net Profit Margin (TTM)38.66%

EPS (TTM)$5.74

10-Day Avg Trading Volume0.05M

EPS Excl Extra (TTM)$5.74

Revenue Growth (5Y)12.74%

EPS (Annual)$5.67

Dividend / Share (Annual)$0.56

ROI (Annual)16.28%

Net Profit Margin (5Y Avg)36.45%

Cash / Share (Quarterly)$2.59

P/E Basic Excl Extra (TTM)10.60x

Revenue Growth QoQ (YoY)41.05%

EPS Growth (5Y)20.98%

P/E Normalized (Annual)10.72x

ROA (Last FY)1.95%

Revenue Growth TTM (YoY)46.80%

EBITD / Share (TTM)$5.10

ROE (5Y Avg)15.92%

Operating Margin (TTM)51.92%

Cash Flow / Share (Annual)$4.44

P/B Ratio1.67x

P/B Ratio (Quarterly)1.59x

Net Income / Employee (Annual)$237,500

ROA (TTM)1.94%

EPS Growth QoQ (YoY)-12.32%

EV / EBITDA (TTM)6.72x

EPS Incl Extra (Annual)$5.67

3-Month Avg Trading Volume0.06M

52-Week Price Return13.63%

EV / Free Cash Flow (Annual)14.24x

P/E Incl Extra (TTM)10.60x

Tangible BV / Share (Quarterly)$24.80

P/S Ratio (Annual)2.73x

52-Week High$62.50

EPS Excl Extra (Annual)$5.67

CapEx CAGR (5Y)0.14%

Tangible BV CAGR (5Y)15.67%

26-Week Price Return9.46%

13-Week Price Return7.31%

Total Debt / Equity (Annual)0.03x

Enterprise Value$631.44M

Revenue / Share Growth (5Y)12.73%

Book Value / Share Growth (5Y)15.89%

Revenue / Employee (Annual)$454,412,000,000

Pretax Margin (Annual)52.39%

Cash / Share (Annual)$1.86

3-Month Return Std Dev25.87%

Net Income / Employee (TTM)$240,200

EBITDA CAGR (5Y)16.69%

EBITDA Interim CAGR (5Y)11.60%

ROE (Last FY)16.77%

EPS Basic Excl Extra (Annual)$5.67

P/FCF (TTM)9.30x

EV / Free Cash Flow (TTM)15.30x

Total Debt / Equity (Quarterly)0.03x

EPS Incl Extra (TTM)$5.74

ROI (TTM)16.16%

Dividend Growth Rate (5Y)12.70%

P/S Ratio (TTM)2.60x

Pretax Margin (5Y Avg)47.72%

Revenue / Share (Annual)$9.17

Tangible BV / Share (Annual)$12.60

Forward P/E9.56x

Free OCF CAGR (5Y)15.30%

Price vs S&P 500 (52W)-4.68%

P/E Ratio (TTM)10.60x

EPS Growth TTM (YoY)16.05%

Year-to-Date Return14.73%

5-Day Price Return-1.38%

EPS Normalized (Annual)$5.67

ROA (5Y Avg)1.68%

Net Profit Margin (Annual)39.18%

Month-to-Date Return0.76%

Cash Flow / Share (TTM)$3.16

EBITD / Share (Annual)$7.66

EPS Growth (3Y)16.44%

Operating Margin (Annual)52.39%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)14.80x

ROI (5Y Avg)15.31%

P/E Excl Extra (TTM)10.60x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$5.74

P/TBV (Quarterly)1.07x

Payout Ratio (Annual)9.68%

P/B Ratio (Annual)1.50x

Dividend / Share (TTM)$0.58

Pretax Margin (TTM)51.92%

Book Value / Share (Annual)$34.63

Price vs S&P 500 (13W)4.51%

Net Margin Growth (5Y)7.71%

Dividend Yield (TTM)0.93%

Beta0.67x

P/FCF (Annual)14.01x

Revenue / Share (TTM)$9.86

ROE (TTM)16.63%

52-Week Low$44.34

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UNTY Earnings Surprise History

Q3 251.41est. 1.29

Q4 251.52est. 1.36

Q1 261.40est. 1.38

Q2 261.42est. 1.43

UNTY Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.11

4.10

4.09

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
UNTYUnity Bancorp	C	C	C	$58.62
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About Unity Bancorp

Unity Bancorp Inc is a bank holding company operating Unity Bank, a community-focused financial institution serving small to medium-sized businesses, professionals, and individuals in its service area. The company offers comprehensive deposit products and a diversified lending portfolio, including commercial, SBA, consumer, mortgage, and personal loans.