XP Inc. Class A Common Stock (XP) Stock Price

XPStock

$29.23+78.12%52W

Market Cap$14.83B

P/E13.79x

PEG Ratio0.65

Div yield0.98%

Beta1.11

XP Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)27.71%

Price vs S&P 500 (4W)41.99%

PEG Ratio0.65

VGM Score61.20

P/E Ratio (Annual)13.79x

Indicated Dividend Yield (Annual)0.98%

P/CF (Annual)5.92x

Book Value / Share (Quarterly)$9.65

P/TBV (Annual)2.10x

Indicated Dividend (Annual)$0.04

Revenue Growth (3Y)11.29%

Cash Flow / Share (Quarterly)$4.97

Payout Ratio (TTM)37.67%

Price vs S&P 500 (YTD)66.63%

Net Profit Margin (TTM)27.80%

EPS (TTM)$2.00

10-Day Avg Trading Volume15.78M

EPS Excl Extra (TTM)$2.00

Revenue Growth (5Y)17.68%

EPS (Annual)$1.92

Dividend / Share (Annual)$0.19

ROI (Annual)2.29%

Net Profit Margin (5Y Avg)27.47%

Cash / Share (Quarterly)$3.10

P/E Basic Excl Extra (TTM)13.40x

Revenue Growth QoQ (YoY)8.84%

EPS Growth (5Y)21.21%

P/E Normalized (Annual)13.79x

ROA (Last FY)1.30%

Revenue Growth TTM (YoY)8.91%

EBITD / Share (TTM)$2.40

ROE (5Y Avg)22.09%

Operating Margin (TTM)31.69%

Cash Flow / Share (Annual)$4.39

P/B Ratio2.87x

P/B Ratio (Quarterly)1.71x

Net Income / Employee (Annual)$126,307

EV / Revenue (TTM)14.02x

Net Interest Coverage (TTM)11.69x

ROA (TTM)1.31%

EPS Growth QoQ (YoY)8.61%

EV / EBITDA (TTM)41.91x

EPS Incl Extra (Annual)$1.92

Current Ratio (Annual)0.09x

Quick Ratio (Quarterly)0.05x

3-Month Avg Trading Volume7.10M

52-Week Price Return78.12%

EV / Free Cash Flow (Annual)23.20x

P/E Incl Extra (TTM)13.40x

Revenue / Employee (TTM)$467,202

Tangible BV / Share (Quarterly)$8.50

P/S Ratio (Annual)3.87x

Asset Turnover (Annual)0.05x

52-Week High$6.45

Operating Margin (5Y Avg)31.56%

EPS Excl Extra (Annual)$1.92

CapEx CAGR (5Y)10.92%

Tangible BV CAGR (5Y)15.34%

26-Week Price Return37.62%

Quick Ratio (Annual)0.07x

13-Week Price Return75.34%

Total Debt / Equity (Annual)8.57x

Current Ratio (Quarterly)0.08x

Enterprise Value$52.86B

Revenue / Share Growth (5Y)18.86%

Asset Turnover (TTM)0.05x

Book Value / Share Growth (5Y)18.43%

Revenue / Employee (Annual)$449,518

Pretax Margin (Annual)29.61%

Cash / Share (Annual)$3.94

3-Month Return Std Dev72.72%

Net Income / Employee (TTM)$129,895

EBITDA CAGR (5Y)19.07%

EBITDA Interim CAGR (5Y)9.23%

ROE (Last FY)21.96%

Net Interest Coverage (Annual)18.23x

EPS Basic Excl Extra (Annual)$1.92

P/FCF (TTM)3.35x

Receivables Turnover (TTM)17.23x

EV / Free Cash Flow (TTM)20.97x

Total Debt / Equity (Quarterly)8.25x

EPS Incl Extra (TTM)$2.00

Receivables Turnover (Annual)17.15x

ROI (TTM)2.64%

P/S Ratio (TTM)3.73x

Pretax Margin (5Y Avg)28.56%

Revenue / Share (Annual)$6.82

Tangible BV / Share (Annual)$7.90

Forward P/E9.18x

Free OCF CAGR (5Y)56.80%

Price vs S&P 500 (52W)62.59%

P/E Ratio (TTM)13.40x

EPS Growth TTM (YoY)11.09%

Year-to-Date Return78.56%

5-Day Price Return-10.34%

EPS Normalized (Annual)$1.92

ROA (5Y Avg)1.72%

Net Profit Margin (Annual)28.10%

Month-to-Date Return39.22%

Cash Flow / Share (TTM)$0.29

EBITD / Share (Annual)$2.32

EPS Growth (3Y)15.88%

Operating Margin (Annual)32.38%

LT Debt / Equity (Annual)1.27x

P/CF (TTM)5.30x

ROI (5Y Avg)4.66%

P/E Excl Extra (TTM)13.40x

LT Debt / Equity (Quarterly)1.18x

EPS Basic Excl Extra (TTM)$2.00

P/TBV (Quarterly)1.94x

Payout Ratio (Annual)9.57%

P/B Ratio (Annual)1.85x

Dividend / Share (TTM)$0.39

Pretax Margin (TTM)29.95%

Book Value / Share (Annual)$8.95

Price vs S&P 500 (13W)72.66%

Net Margin Growth (5Y)1.98%

Dividend Yield (TTM)1.42%

Beta1.11x

P/FCF (Annual)6.17x

Revenue / Share (TTM)$7.24

ROE (TTM)21.98%

52-Week Low$2.92

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XP Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 17, 2026	$0.52	$0.53	+2.05%(+$0.01)
Q1 2026	May 18, 2026	$0.50	$0.49	-1.72%(-$0.01)
Q4 2025	Feb 12, 2026	$0.49	$0.50	+2.40%(+$0.01)
Q3 2025	Nov 17, 2025	$0.48	$0.49	+2.20%(+$0.01)
Q2 2025	Aug 18, 2025	$0.46	$0.48	+5.72%(+$0.03)

XP Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.11

4.16

Industry Peers — Security Brokers & Dealers(40)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth TTM (YoY)	Price
XPXP Inc. Class A Common Stock	C	C	A	13.8x	22.0%	31.7%	8.9%	$29.23
MSMorgan Stanley	D	C	C	16.8x	17.8%	20.3%	12.0%	$180.57
GSGoldman Sachs Group Inc.	D	C	C	14.9x	17.9%	19.9%	10.5%	$881.26
BLKBlackrock, Inc.	D	C	B	33.2x	11.7%	32.5%	24.7%	$1134.38
SCHWThe Charles Schwab Corporation	D	B	D	18.0x	20.4%	45.3%	12.3%	$91.96
IBKRInteractive Brokers Group, Inc. Class A Common Stock	D	B	C	142.5x	20.4%	47.2%	15.9%	$82.69
HOODRobinhood Markets, Inc. Class A Common Stock	F	B	C	47.2x	22.7%	46.0%	38.3%	$98.87
RJFRaymond James Financial, Inc.	C	C	C	14.1x	18.3%	17.3%	8.0%	$156.78
NMRNomura Holdings, Inc	C	C	B	11.5x	11.0%	11.9%	6.4%	$9.24
FUTUFutu Holdings Limited American Depositary Shares	C	A	D	10.7x	28.4%	62.0%	44.9%	$105.48
SEICSEI Investments Co	D	C	B	17.5x	28.9%	28.9%	11.1%	$104.40
FRHCFreedom Holding Corp.	D	B	B	75.5x	11.0%	27.9%	7.1%	$181.57
JEFJefferies Financial Group Inc.	B	D	D	14.5x	8.8%	9.3%	13.4%	$44.80
SFStifel Financial Corp.	C	C	D	14.9x	16.1%	18.2%	11.0%	$67.56
GLXYGalaxy Digital Inc. Class A Common Stock	B	—	F	80.0x	-3.7%	0.6%	—	$16.14
MKTXMarketAxess Holdings Inc.	D	D	B	23.5x	24.7%	40.5%	3.9%	$164.64
VIRTVirtu Financial, Inc. Class A	C	D	B	18.8x	33.2%	31.3%	60.6%	$56.84
PIPRPiper Sandler Companies	B	C	D	16.2x	22.9%	22.9%	32.1%	$64.62
JSMNavient Corporation 6% Senior Notes due December 15, 2043	B	D	C	—	-2.0%	-10.3%	-21.0%	$16.00
BULLWebull Corporation Class A Ordinary Shares	D	C	D	132.5x	4.2%	12.4%	48.8%	$6.07
WTWisdomTree, Inc.	D	B	B	29.4x	19.3%	25.2%	37.1%	$21.39
MIAXMiami International Holdings, Inc.	C	B	D	35.4x	14.5%	4.0%	—	$30.95
ETOReToro Group Ltd. Class A Common Shares	A	B	F	9.2x	19.0%	2.6%	105.5%	$24.39
OPYOppenheimer Holdings, Inc.	B	C	C	7.2x	10.7%	12.9%	20.6%	$100.53
NAVINavient Corporation	B	D	C	—	-2.0%	-10.3%	-21.0%	$9.28
TIGRUP Fintech Holding Ltd American Depositary Share representing fifteen Class A Ordinary Shares	A	B	F	4.5x	13.1%	32.3%	41.4%	$4.05
CSHRCoinShares PLC Ordinary Shares	—	—	F	—	—	—	—	$3.88
SIEBSiebert Financial Corp	C	C	C	16.1x	-1.3%	-2.3%	21.6%	$1.95
DOMHDominari Holdings Inc. Common Stock	A	B	F	—	-21.9%	-32.3%	152.8%	$1.96
COHNCohen & Company Inc	A	C	D	2.3x	33.2%	22.1%	126.4%	$10.18
AXGSolowin Holdings Class A Ordinary Share	—	A	F	—	-6.7%	-46.4%	624.0%	$0.09
LGHLLion Group Holding Ltd. American Depositary Share	—	F	F	—	-29.6%	38.3%	—	$2.75
BULLWWebull Corporation Warrants	—	—	F	—	—	—	—	$1.56
CSHRWCoinShares PLC Warrants	—	—	D	—	—	—	—	$0.79
DIVBiShares Core Dividend ETF	—	—	A	—	—	—	—	$68.80
GLDIUBS AG ETRACS Gold Shares Covered Call ETNs due February 2, 2033	—	—	C	—	—	—	—	$141.25
SFBStifel Financial Corp.5.20 percent Senior Notes due 2047	C	C	D	14.9x	16.1%	18.2%	11.0%	$17.95
SLVOUBS AG ETRACS Silver Shares Covered Call ETNs due April 21, 2033	—	—	D	—	—	—	—	$61.47
UGLDDIREXION DAILY GOLD BULL 2X ETF	—	—	B	—	—	—	—	$19.82
USLVDIREXION DAILY SILVER BULL 2X ETF	—	—	D	—	—	—	—	$11.98
USOIUBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037	—	—	C	—	—	—	—	$47.47

About XP Inc. Class A Common Stock

XP Inc is a technology-driven financial services platform operating in Brazil, offering low-fee brokerage and investment products to retail and institutional clients. The company generates revenue primarily through brokerage commissions on trading and investment activities. As a unified business segment, XP Inc leverages its technology platform to provide cost-effective financial solutions in the Brazilian market.