← Back to Screener
Navient Corporation (NAVI)
Price$7.81
Value ScoreB
Growth ScoreF
Momentum ScoreD
Favorite Metrics
Price vs S&P 500 (26W)-44.94%
Price vs S&P 500 (4W)-8.54%
VGM Score30.68
Market Capitalization$734.06M
Indicated Dividend Yield (Annual)8.24%
All Metrics
P/CF (Annual)1.66x
Book Value / Share (Quarterly)$25.31
P/TBV (Annual)0.53x
Indicated Dividend (Annual)$0.64
Revenue Growth (3Y)-28.08%
Cash Flow / Share (Quarterly)$3.44
Payout Ratio (TTM)100.00%
Price vs S&P 500 (YTD)-48.08%
Gross Margin (TTM)109.63%
Net Profit Margin (TTM)-11.56%
EPS (TTM)$-0.61
10-Day Avg Trading Volume1.47M
EPS Excl Extra (TTM)$-0.61
Revenue Growth (5Y)-20.53%
EPS (Annual)$-0.81
Dividend / Share (Annual)$0.63
ROI (Annual)-0.17%
Gross Margin (Annual)109.41%
Net Profit Margin (5Y Avg)20.67%
Cash / Share (Quarterly)$6.61
Revenue Growth QoQ (YoY)-14.38%
ROA (Last FY)-0.16%
Revenue Growth TTM (YoY)-29.10%
EBITD / Share (TTM)$-0.76
ROE (5Y Avg)11.83%
Operating Margin (TTM)-14.26%
Cash Flow / Share (Annual)$4.59
P/B Ratio0.31x
P/B Ratio (Quarterly)0.32x
Net Income / Employee (Annual)$-119,400
EV / Revenue (TTM)87.14x
ROA (TTM)-0.12%
EV / EBITDA (TTM)837.46x
EPS Incl Extra (Annual)$-0.81
Current Ratio (Annual)0.26x
Quick Ratio (Quarterly)0.38x
3-Month Avg Trading Volume1.14M
52-Week Price Return-42.40%
EV / Free Cash Flow (Annual)102.55x
Revenue / Employee (TTM)$774,600
Tangible BV / Share (Quarterly)$20.73
P/S Ratio (Annual)1.35x
Asset Turnover (Annual)0.01x
52-Week High$16.07
Operating Margin (5Y Avg)26.87%
EPS Excl Extra (Annual)$-0.81
Tangible BV CAGR (5Y)0.25%
26-Week Price Return-37.02%
Quick Ratio (Annual)0.26x
13-Week Price Return-8.76%
Total Debt / Equity (Annual)19.05x
Current Ratio (Quarterly)0.38x
Enterprise Value$45.22B
Revenue / Share Growth (5Y)-8.99%
Asset Turnover (TTM)0.01x
Book Value / Share Growth (5Y)13.94%
Revenue / Employee (Annual)$809,000
Pretax Margin (Annual)-20.48%
Cash / Share (Annual)$6.64
3-Month Return Std Dev38.87%
Gross Margin (5Y Avg)107.15%
Net Income / Employee (TTM)$-89,600
EBITDA Interim CAGR (5Y)-41.92%
ROE (Last FY)-3.33%
EPS Basic Excl Extra (Annual)$-0.81
P/FCF (TTM)1.66x
Receivables Turnover (TTM)34.60x
EV / Free Cash Flow (TTM)140.01x
Total Debt / Equity (Quarterly)18.96x
EPS Incl Extra (TTM)$-0.61
Receivables Turnover (Annual)17.77x
ROI (TTM)-0.12%
Dividend Growth Rate (5Y)0.69%
P/S Ratio (TTM)1.41x
Pretax Margin (5Y Avg)26.87%
Revenue / Share (Annual)$5.47
Tangible BV / Share (Annual)$24.93
Forward P/E10.61x
Free OCF CAGR (5Y)-14.88%
Price vs S&P 500 (52W)-66.77%
Year-to-Date Return-39.92%
5-Day Price Return-8.01%
EPS Normalized (Annual)$-0.81
ROA (5Y Avg)0.45%
Net Profit Margin (Annual)-14.76%
Month-to-Date Return-8.76%
EBITD / Share (Annual)$-1.09
Operating Margin (Annual)-20.48%
LT Debt / Equity (Annual)15.39x
P/CF (TTM)2.27x
ROI (5Y Avg)0.46%
LT Debt / Equity (Quarterly)16.49x
EPS Basic Excl Extra (TTM)$-0.61
P/TBV (Quarterly)0.39x
Payout Ratio (Annual)53.44%
P/B Ratio (Annual)0.53x
Dividend / Share (TTM)$0.63
Pretax Margin (TTM)-14.26%
Book Value / Share (Annual)$24.99
Price vs S&P 500 (13W)-17.02%
Dividend Yield (TTM)8.45%
Beta1.22x
P/FCF (Annual)1.66x
Revenue / Share (TTM)$5.41
ROE (TTM)-2.45%
52-Week Low$7.33
vGradeB
gGradeF
mGradeD
vgmGradeD
Show chart for
Earnings Surprise History
Q1 260.20est. 0.16
Analyst Recommendations
Feb 2026
Mar 2026
Apr 2026
May 2026
2.50
2.50
2.50
2.46
Industry Peers — Security Brokers & Dealers(40)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
NAVINavient Corporation | B | F | D | $7.81 |
| MSMorgan Stanley | D | C | A | $211.93 |
| GSGoldman Sachs Group Inc. | C | C | A | $1038.68 |
| BLKBlackrock, Inc. | D | C | C | $995.60 |
| SCHWThe Charles Schwab Corporation | D | C | C | $88.84 |
| IBKRInteractive Brokers Group, Inc. Class A Common Stock | D | B | B | $84.40 |
| HOODRobinhood Markets, Inc. Class A Common Stock | F | B | C | $82.47 |
| RJFRaymond James Financial, Inc. | C | C | C | $151.45 |
| NMRNomura Holdings, Inc | B | C | B | $8.41 |
| JEFJefferies Financial Group Inc. | B | D | B | $55.69 |
| SFStifel Financial Corp. | C | C | C | $70.72 |
About
Navient Corp is a technology-enabled education finance services company operating in federal and consumer lending segments. Revenue is primarily generated through the Federal Education Loans segment, which manages Federal Family Education Loan Program (FFELP) loans and generates net interest income. The company also manages private education loan portfolios through its Consumer Lending segment and originates education loans under its Earnest brand.