Navient Corporation (NAVI) Stock Price

NAVIStock

$9.28−23.68%52W

Market Cap$870.31M

P/E—

PEG Ratio0.13

Div yield3.80%

Beta1.21

NAVI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)2.17%

Price vs S&P 500 (4W)-1.71%

PEG Ratio0.13

VGM Score47.70

Indicated Dividend Yield (Annual)3.80%

P/CF (Annual)1.97x

Book Value / Share (Quarterly)$25.51

P/TBV (Annual)0.53x

Indicated Dividend (Annual)$0.64

Revenue Growth (3Y)-28.08%

Cash Flow / Share (Quarterly)$3.62

Payout Ratio (TTM)71.43%

Price vs S&P 500 (YTD)-40.54%

Gross Margin (TTM)108.97%

Net Profit Margin (TTM)-9.55%

EPS (TTM)$-0.49

10-Day Avg Trading Volume1.17M

EPS Excl Extra (TTM)$-0.49

Revenue Growth (5Y)-20.53%

EPS (Annual)$-0.81

Dividend / Share (Annual)$0.63

ROI (Annual)-0.17%

Gross Margin (Annual)109.41%

Net Profit Margin (5Y Avg)20.67%

Cash / Share (Quarterly)$8.19

Revenue Growth QoQ (YoY)-4.69%

ROA (Last FY)-0.16%

Revenue Growth TTM (YoY)-20.96%

EBITD / Share (TTM)$-0.55

ROE (5Y Avg)11.83%

Operating Margin (TTM)-10.33%

Cash Flow / Share (Annual)$4.59

P/B Ratio0.36x

P/B Ratio (Quarterly)0.33x

Net Income / Employee (Annual)$-119,400

EV / Revenue (TTM)86.62x

ROA (TTM)-0.10%

EPS Growth QoQ (YoY)89.90%

EV / EBITDA (TTM)822.91x

EPS Incl Extra (Annual)$-0.81

Current Ratio (Annual)0.26x

Quick Ratio (Quarterly)0.57x

3-Month Avg Trading Volume1.21M

52-Week Price Return-23.68%

EV / Free Cash Flow (Annual)100.76x

Revenue / Employee (TTM)$765,700

Tangible BV / Share (Quarterly)$20.94

P/S Ratio (Annual)1.61x

Asset Turnover (Annual)0.01x

52-Week High$13.48

Operating Margin (5Y Avg)26.87%

EPS Excl Extra (Annual)$-0.81

Tangible BV CAGR (5Y)0.25%

26-Week Price Return12.08%

Quick Ratio (Annual)0.26x

13-Week Price Return7.28%

Total Debt / Equity (Annual)19.05x

Current Ratio (Quarterly)0.57x

Enterprise Value$44.44B

Revenue / Share Growth (5Y)-8.99%

Asset Turnover (TTM)0.01x

Book Value / Share Growth (5Y)13.94%

Revenue / Employee (Annual)$809,000

Pretax Margin (Annual)-20.48%

Cash / Share (Annual)$6.64

3-Month Return Std Dev40.73%

Gross Margin (5Y Avg)107.15%

Net Income / Employee (TTM)$-73,100

EBITDA Interim CAGR (5Y)-30.47%

ROE (Last FY)-3.33%

EPS Basic Excl Extra (Annual)$-0.81

P/FCF (TTM)2.25x

Receivables Turnover (TTM)35.38x

EV / Free Cash Flow (TTM)130.70x

Total Debt / Equity (Quarterly)18.49x

EPS Incl Extra (TTM)$-0.49

Receivables Turnover (Annual)17.77x

ROI (TTM)-0.10%

Dividend Growth Rate (5Y)0.69%

P/S Ratio (TTM)1.70x

Pretax Margin (5Y Avg)26.87%

Revenue / Share (Annual)$5.47

Tangible BV / Share (Annual)$24.93

Forward P/E10.20x

Free OCF CAGR (5Y)-14.88%

Price vs S&P 500 (52W)-39.22%

Year-to-Date Return-28.62%

5-Day Price Return0.22%

EPS Normalized (Annual)$-0.81

ROA (5Y Avg)0.45%

Net Profit Margin (Annual)-14.76%

Month-to-Date Return2.32%

EBITD / Share (Annual)$-1.09

Operating Margin (Annual)-20.48%

LT Debt / Equity (Annual)15.39x

P/CF (TTM)2.56x

ROI (5Y Avg)0.46%

LT Debt / Equity (Quarterly)16.73x

EPS Basic Excl Extra (TTM)$-0.49

P/TBV (Quarterly)0.41x

Payout Ratio (Annual)53.44%

P/B Ratio (Annual)0.53x

Dividend / Share (TTM)$0.63

Pretax Margin (TTM)-10.33%

Book Value / Share (Annual)$24.99

Price vs S&P 500 (13W)4.60%

Dividend Yield (TTM)7.01%

Beta1.21x

P/FCF (Annual)1.97x

Revenue / Share (TTM)$5.40

ROE (TTM)-2.04%

52-Week Low$7.33

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NAVI Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 6, 2026	$0.20	$0.29	+46.38%(+$0.09)
Q1 2026	Apr 29, 2026	$0.16	$0.20	+24.70%(+$0.04)
Q4 2025	Jan 28, 2026	$0.31	$0.02	-93.64%(-$0.29)
Q3 2025	Oct 29, 2025	$0.18	-$0.84	-572.68%(-$1.02)
Q2 2025	Jul 30, 2025	$0.27	$0.20	-25.40%(-$0.07)

NAVI Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.46

2.42

Industry Peers — Security Brokers & Dealers(40)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth TTM (YoY)	Price
NAVINavient Corporation	B	D	C	—	-2.0%	-10.3%	-21.0%	$9.28
MSMorgan Stanley	D	C	C	16.8x	17.8%	20.3%	12.0%	$180.57
GSGoldman Sachs Group Inc.	D	C	C	14.9x	17.9%	19.9%	10.5%	$881.26
BLKBlackrock, Inc.	D	C	B	33.2x	11.7%	32.5%	24.7%	$1134.38
SCHWThe Charles Schwab Corporation	D	B	D	18.0x	20.4%	45.3%	12.3%	$91.96
IBKRInteractive Brokers Group, Inc. Class A Common Stock	D	B	C	142.5x	20.4%	47.2%	15.9%	$82.69
HOODRobinhood Markets, Inc. Class A Common Stock	F	B	C	47.2x	22.7%	46.0%	38.3%	$98.87
RJFRaymond James Financial, Inc.	C	C	C	14.1x	18.3%	17.3%	8.0%	$156.78
NMRNomura Holdings, Inc	C	C	B	11.5x	11.0%	11.9%	6.4%	$9.24
XPXP Inc. Class A Common Stock	C	C	A	13.8x	22.0%	31.7%	8.9%	$29.23
FUTUFutu Holdings Limited American Depositary Shares	C	A	D	10.7x	28.4%	62.0%	44.9%	$105.48
SEICSEI Investments Co	D	C	B	17.5x	28.9%	28.9%	11.1%	$104.40
FRHCFreedom Holding Corp.	D	B	B	75.5x	11.0%	27.9%	7.1%	$181.57
JEFJefferies Financial Group Inc.	B	D	D	14.5x	8.8%	9.3%	13.4%	$44.80
SFStifel Financial Corp.	C	C	D	14.9x	16.1%	18.2%	11.0%	$67.56
GLXYGalaxy Digital Inc. Class A Common Stock	B	—	F	80.0x	-3.7%	0.6%	—	$16.14
MKTXMarketAxess Holdings Inc.	D	D	B	23.5x	24.7%	40.5%	3.9%	$164.64
VIRTVirtu Financial, Inc. Class A	C	D	B	18.8x	33.2%	31.3%	60.6%	$56.84
PIPRPiper Sandler Companies	B	C	D	16.2x	22.9%	22.9%	32.1%	$64.62
JSMNavient Corporation 6% Senior Notes due December 15, 2043	B	D	C	—	-2.0%	-10.3%	-21.0%	$16.00
BULLWebull Corporation Class A Ordinary Shares	D	C	D	132.5x	4.2%	12.4%	48.8%	$6.07
WTWisdomTree, Inc.	D	B	B	29.4x	19.3%	25.2%	37.1%	$21.39
MIAXMiami International Holdings, Inc.	C	B	D	35.4x	14.5%	4.0%	—	$30.95
ETOReToro Group Ltd. Class A Common Shares	A	B	F	9.2x	19.0%	2.6%	105.5%	$24.39
OPYOppenheimer Holdings, Inc.	B	C	C	7.2x	10.7%	12.9%	20.6%	$100.53
TIGRUP Fintech Holding Ltd American Depositary Share representing fifteen Class A Ordinary Shares	A	B	F	4.5x	13.1%	32.3%	41.4%	$4.05
CSHRCoinShares PLC Ordinary Shares	—	—	F	—	—	—	—	$3.88
SIEBSiebert Financial Corp	C	C	C	16.1x	-1.3%	-2.3%	21.6%	$1.95
DOMHDominari Holdings Inc. Common Stock	A	B	F	—	-21.9%	-32.3%	152.8%	$1.96
COHNCohen & Company Inc	A	C	D	2.3x	33.2%	22.1%	126.4%	$10.18
AXGSolowin Holdings Class A Ordinary Share	—	A	F	—	-6.7%	-46.4%	624.0%	$0.09
LGHLLion Group Holding Ltd. American Depositary Share	—	F	F	—	-29.6%	38.3%	—	$2.75
BULLWWebull Corporation Warrants	—	—	F	—	—	—	—	$1.56
CSHRWCoinShares PLC Warrants	—	—	D	—	—	—	—	$0.79
DIVBiShares Core Dividend ETF	—	—	A	—	—	—	—	$68.80
GLDIUBS AG ETRACS Gold Shares Covered Call ETNs due February 2, 2033	—	—	C	—	—	—	—	$141.25
SFBStifel Financial Corp.5.20 percent Senior Notes due 2047	C	C	D	14.9x	16.1%	18.2%	11.0%	$17.95
SLVOUBS AG ETRACS Silver Shares Covered Call ETNs due April 21, 2033	—	—	D	—	—	—	—	$61.47
UGLDDIREXION DAILY GOLD BULL 2X ETF	—	—	B	—	—	—	—	$19.82
USLVDIREXION DAILY SILVER BULL 2X ETF	—	—	D	—	—	—	—	$11.98
USOIUBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037	—	—	C	—	—	—	—	$47.47

About Navient Corporation

Navient Corp is a technology-enabled education finance services company operating in federal and consumer lending segments. Revenue is primarily generated through the Federal Education Loans segment, which manages Federal Family Education Loan Program (FFELP) loans and generates net interest income. The company also manages private education loan portfolios through its Consumer Lending segment and originates education loans under its Earnest brand.