nCino, Inc. Common Stock (NCNO) Stock Price

NCNOStock

$22.99−28.38%52W

Market Cap$2.43B

P/E436.94x

PEG Ratio—

Div yield—

Beta0.80

NCNO Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)37.74%

Price vs S&P 500 (4W)18.20%

VGM Score58.34

P/E Ratio (Annual)436.94x

P/CF (Annual)25.13x

Book Value / Share (Quarterly)$8.92

P/TBV (Annual)2.61x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)13.36%

Cash Flow / Share (Quarterly)$1.02

Price vs S&P 500 (YTD)-23.16%

Gross Margin (TTM)61.61%

Net Profit Margin (TTM)2.17%

EPS (TTM)$0.12

10-Day Avg Trading Volume3.27M

EPS Excl Extra (TTM)$0.12

Revenue Growth (5Y)23.83%

EPS (Annual)$0.05

ROI (Annual)0.39%

Gross Margin (Annual)60.76%

Net Profit Margin (5Y Avg)-11.64%

Cash / Share (Quarterly)$0.94

P/E Basic Excl Extra (TTM)170.70x

Revenue Growth QoQ (YoY)10.60%

P/E Normalized (Annual)436.94x

ROA (Last FY)0.31%

Revenue Growth TTM (YoY)9.58%

EBITD / Share (TTM)$0.40

ROE (5Y Avg)-4.34%

Operating Margin (TTM)4.32%

Cash Flow / Share (Annual)$0.72

P/B Ratio2.33x

P/B Ratio (Quarterly)1.96x

Net Income / Employee (Annual)$3,100

EV / Revenue (TTM)4.06x

Net Interest Coverage (TTM)-1.03x

ROA (TTM)0.82%

EPS Growth QoQ (YoY)161.22%

EV / EBITDA (TTM)54.12x

EPS Incl Extra (Annual)$0.05

Current Ratio (Annual)1.00x

Quick Ratio (Quarterly)0.82x

3-Month Avg Trading Volume3.23M

52-Week Price Return-28.38%

EV / Free Cash Flow (Annual)29.97x

P/E Incl Extra (TTM)170.70x

Revenue / Employee (TTM)$362,300

Tangible BV / Share (Quarterly)$7.76

P/S Ratio (Annual)3.81x

Asset Turnover (Annual)0.36x

52-Week High$33.44

Operating Margin (5Y Avg)-12.02%

EPS Excl Extra (Annual)$0.05

CapEx CAGR (5Y)11.56%

Tangible BV CAGR (5Y)18.01%

26-Week Price Return49.67%

Quick Ratio (Annual)0.93x

13-Week Price Return45.05%

Total Debt / Equity (Annual)0.25x

Current Ratio (Quarterly)0.89x

Enterprise Value$2.47B

Revenue / Share Growth (5Y)17.43%

Asset Turnover (TTM)0.38x

Book Value / Share Growth (5Y)15.33%

Revenue / Employee (Annual)$353,200

Pretax Margin (Annual)1.13%

Cash / Share (Annual)$0.78

3-Month Return Std Dev51.99%

Gross Margin (5Y Avg)59.71%

Net Income / Employee (TTM)$7,900

ROE (Last FY)0.49%

Net Interest Coverage (Annual)1.80x

EPS Basic Excl Extra (Annual)$0.05

P/FCF (TTM)20.44x

Receivables Turnover (TTM)5.43x

EV / Free Cash Flow (TTM)22.34x

Total Debt / Equity (Quarterly)0.32x

EPS Incl Extra (TTM)$0.12

Receivables Turnover (Annual)3.84x

ROI (TTM)1.02%

P/S Ratio (TTM)3.71x

Pretax Margin (5Y Avg)-13.04%

Revenue / Share (Annual)$5.20

Tangible BV / Share (Annual)$8.08

Forward P/E13.33x

Free OCF CAGR (5Y)76.07%

Price vs S&P 500 (52W)-46.94%

P/E Ratio (TTM)170.70x

Year-to-Date Return-10.34%

5-Day Price Return9.74%

EPS Normalized (Annual)$0.05

ROA (5Y Avg)-3.35%

Net Profit Margin (Annual)0.87%

Month-to-Date Return24.54%

Cash Flow / Share (TTM)$-0.32

EBITD / Share (Annual)$0.21

Operating Margin (Annual)0.63%

LT Debt / Equity (Annual)0.20x

P/CF (TTM)19.32x

ROI (5Y Avg)-4.02%

P/E Excl Extra (TTM)170.70x

LT Debt / Equity (Quarterly)0.26x

EPS Basic Excl Extra (TTM)$0.12

P/TBV (Quarterly)2.25x

P/B Ratio (Annual)2.27x

Pretax Margin (TTM)2.10%

Book Value / Share (Annual)$9.27

Price vs S&P 500 (13W)43.09%

Beta0.80x

P/FCF (Annual)27.41x

Revenue / Share (TTM)$5.57

ROE (TTM)1.29%

52-Week Low$13.80

vGradeD

gGradeB

mGradeB

vgmGradeC

NCNO Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 25, 2026	$0.27	$0.26	-3.38%(-$0.01)
Q1 2026	May 27, 2026	$0.28	$0.34	+23.86%(+$0.07)
Q4 2025	Mar 31, 2026	$0.21	$0.37	+72.23%(+$0.16)
Q3 2025	Dec 3, 2025	$0.21	$0.31	+49.94%(+$0.10)
Q2 2025	Aug 26, 2025	$0.14	$0.22	+58.07%(+$0.08)

NCNO Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.96

4.00

Industry Peers — Software(277)

Symbol	Value Score	Growth Score	Momentum Score	Price
NCNOnCino, Inc. Common Stock	D	B	B	$22.99
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TTWOTake-Two Interactive Software Inc	F	D	B	$235.39
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SSNCSS&C Technologies Inc	C	C	B	$83.42
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NTNXNutanix, Inc. Class A Common Stock	F	B	A	$69.16
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DTDynatrace, Inc.	D	C	A	$53.67
TYLTyler Technologies, Inc.	D	C	B	$377.94
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HUBSHUBSPOT, INC.	D	A	B	$260.68
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About nCino, Inc. Common Stock

nCino offers cloud-based software that automates critical operations for financial institutions, from client onboarding and loan origination to regulatory compliance management. The platform uses AI and data analytics to streamline complex workflows across the entire loan lifecycle and deposit account management. The company generates revenue primarily through subscriptions and professional services, serving banks and credit unions of all sizes, with most revenue derived from the United States.