Fair Isaac Corporation (FICO) Stock Price

FICOStockS&P 500

$771.19−52.40%52W

Market Cap$16.66B

P/E25.55x

PEG Ratio0.71

Div yield—

Beta1.37

FICO Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-33.34%

Price vs S&P 500 (4W)-15.26%

PEG Ratio0.71

VGM Score45.18

P/E Ratio (Annual)25.55x

P/CF (Annual)21.39x

Book Value / Share (Quarterly)$4.40

P/TBV (Annual)38.33x

Revenue Growth (3Y)13.07%

Cash Flow / Share (Quarterly)$44.49

Price vs S&P 500 (YTD)-66.31%

Gross Margin (TTM)85.10%

Net Profit Margin (TTM)34.05%

EPS (TTM)$34.61

10-Day Avg Trading Volume1.20M

EPS Excl Extra (TTM)$34.61

Revenue Growth (5Y)8.99%

EPS (Annual)$26.54

ROI (Annual)20.19%

Gross Margin (Annual)82.23%

Net Profit Margin (5Y Avg)29.58%

Cash / Share (Quarterly)$11.50

P/E Basic Excl Extra (TTM)20.44x

Revenue Growth QoQ (YoY)25.68%

EPS Growth (5Y)27.41%

P/E Normalized (Annual)25.55x

ROA (Last FY)34.90%

Revenue Growth TTM (YoY)24.09%

EBITD / Share (TTM)$52.81

ROE (5Y Avg)47.26%

Operating Margin (TTM)51.65%

Cash Flow / Share (Annual)$31.11

P/B Ratio133.42x

P/B Ratio (Quarterly)115.88x

Net Income / Employee (Annual)$173,500

EV / Revenue (TTM)9.19x

Net Interest Coverage (TTM)7.01x

ROA (TTM)41.75%

EPS Growth QoQ (YoY)41.22%

EV / EBITDA (TTM)17.61x

EPS Incl Extra (Annual)$26.54

Current Ratio (Annual)0.83x

Quick Ratio (Quarterly)1.13x

3-Month Avg Trading Volume0.56M

52-Week Price Return-52.40%

EV / Free Cash Flow (Annual)29.74x

P/E Incl Extra (TTM)20.44x

Revenue / Employee (TTM)$636,900

Tangible BV / Share (Quarterly)$4.23

P/S Ratio (Annual)8.37x

Asset Turnover (Annual)1.07x

52-Week High$1858.91

Operating Margin (5Y Avg)41.88%

EPS Excl Extra (Annual)$26.54

CapEx CAGR (5Y)12.36%

Tangible BV CAGR (5Y)-3.76%

26-Week Price Return-23.44%

Quick Ratio (Annual)0.78x

13-Week Price Return-38.65%

Total Debt / Equity (Annual)2.54x

Current Ratio (Quarterly)1.18x

Enterprise Value$21.99B

Revenue / Share Growth (5Y)13.36%

Asset Turnover (TTM)1.23x

Book Value / Share Growth (5Y)-4.02%

Revenue / Employee (Annual)$529,800

Pretax Margin (Annual)40.31%

Cash / Share (Annual)$5.64

3-Month Return Std Dev89.64%

Gross Margin (5Y Avg)78.84%

Net Income / Employee (TTM)$216,900

EBITDA CAGR (5Y)25.17%

EBITDA Interim CAGR (5Y)13.45%

ROE (Last FY)71.40%

Net Interest Coverage (Annual)6.72x

EPS Basic Excl Extra (Annual)$26.54

P/FCF (TTM)17.33x

Receivables Turnover (TTM)4.57x

EV / Free Cash Flow (TTM)22.89x

Total Debt / Equity (Quarterly)8.46x

EPS Incl Extra (TTM)$34.61

Receivables Turnover (Annual)4.17x

ROI (TTM)30.87%

P/S Ratio (TTM)6.96x

Pretax Margin (5Y Avg)36.89%

Revenue / Share (Annual)$81.06

Tangible BV / Share (Annual)$11.06

Forward P/E18.02x

Free OCF CAGR (5Y)16.61%

Price vs S&P 500 (52W)-67.93%

P/E Ratio (TTM)20.44x

EPS Growth TTM (YoY)35.35%

Year-to-Date Return-54.38%

5-Day Price Return4.21%

EPS Normalized (Annual)$26.54

ROA (5Y Avg)28.58%

Net Profit Margin (Annual)32.75%

Month-to-Date Return30.17%

Cash Flow / Share (TTM)$17.50

EBITD / Share (Annual)$37.66

EPS Growth (3Y)23.25%

Operating Margin (Annual)46.45%

LT Debt / Equity (Annual)2.23x

P/CF (TTM)16.63x

ROI (5Y Avg)14.53%

P/E Excl Extra (TTM)20.44x

LT Debt / Equity (Quarterly)6.46x

EPS Basic Excl Extra (TTM)$34.61

P/TBV (Quarterly)120.39x

P/B Ratio (Annual)37.27x

Pretax Margin (TTM)44.50%

Book Value / Share (Annual)$11.37

Price vs S&P 500 (13W)-41.34%

Net Margin Growth (5Y)12.39%

Beta1.37x

P/FCF (Annual)22.53x

Revenue / Share (TTM)$105.43

ROE (TTM)145.71%

52-Week Low$586.05

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FICO Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$11.78	$12.18	+3.43%(+$0.40)
Q1 2026	Apr 28, 2026	$10.97	$12.50	+13.91%(+$1.53)
Q4 2025	Jan 28, 2026	$7.08	$7.33	+3.46%(+$0.25)
Q3 2025	Nov 5, 2025	$7.36	$7.74	+5.21%(+$0.38)
Q2 2025	Jul 30, 2025	$7.70	$8.57	+11.28%(+$0.87)

FICO Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.86

3.90

3.86

Industry Peers — Business Services(124)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	Revenue Growth (5Y)	Operating Margin (TTM)	ROE (TTM)	Price
FICOFair Isaac Corporation	D	B	D	25.5x	9.0%	51.6%	145.7%	$771.19
VVISA Inc.	F	C	B	37.5x	12.9%	60.7%	61.3%	$402.61
MAMastercard Incorporated	F	B	B	36.1x	16.5%	58.3%	232.5%	$617.42
QHQuhuo Limited Class A Ordinary Shares	B	F	C	98.9x	-0.4%	-7.0%	-39.0%	$3.35
BABAAlibaba Group Holding Limited American Depositary Shares, each represents eight Ordinary Shares	C	D	C	17.0x	7.4%	2.9%	7.0%	$109.11
UBERUber Technologies, Inc.	C	B	C	14.3x	36.1%	12.1%	35.7%	$70.35
ACNAccenture PLC	C	C	A	16.8x	8.0%	15.4%	26.7%	$229.68
PDDPDD Holdings Inc. American Depositary Shares	B	C	C	8.0x	48.6%	21.9%	22.0%	$80.97
MELIMercado Libre, Inc	C	B	C	46.6x	48.7%	8.3%	26.5%	$1834.00
DASHDoorDash, Inc. Class A Common Stock	F	B	C	87.7x	36.6%	4.5%	8.5%	$189.15
RELXRELX PLC	D	C	B	24.3x	6.2%	32.6%	125.5%	$39.06
EBAYeBay Inc	D	D	B	26.4x	4.5%	20.5%	48.3%	$120.28
PYPLPayPal Holdings, Inc. Common Stock	B	D	B	9.3x	9.1%	17.4%	24.4%	$56.70
MSCIMSCI, Inc.	D	C	B	34.4x	13.1%	55.7%	108.7%	$569.08
CPAYCorpay, Inc.	C	C	B	24.5x	13.6%	43.6%	30.4%	$399.84
FISVFiserv, Inc. Common Stock	B	C	C	7.3x	7.4%	23.1%	10.8%	$47.55
TCOMTrip.com Group Limited American Depositary Shares	B	B	B	5.1x	27.8%	16.1%	14.6%	$40.01
GPNGlobal Payments, Inc.	C	C	B	15.8x	0.8%	12.4%	-4.0%	$83.67
BRBroadridge Financial Solutions Inc	C	C	B	17.6x	8.4%	17.4%	40.2%	$175.11
FISFidelity National Information Services, Inc.	B	C	C	48.6x	-3.2%	15.7%	22.6%	$36.01
KSPIJoint Stock Company Kaspi.kz American Depository Shares	C	C	B	17.2x	—	—	42.5%	$93.18
RBARB Global, Inc.	D	C	C	37.8x	27.2%	16.0%	8.0%	$84.30
CSGPCoStar Group Inc	D	C	C	1870.3x	14.4%	2.2%	0.9%	$32.31
AKAMAkamai Technologies Inc	C	D	C	27.9x	5.6%	10.5%	8.5%	$87.81
GRABGrab Holdings Limited Class A Ordinary Shares	D	A	D	44.7x	48.4%	3.2%	9.0%	$2.94
CARTMaplebear Inc. Common Stock	C	C	A	25.8x	20.4%	14.7%	16.7%	$49.83
WSEWise Group plc Class A Ordinary Shares	B	B	D	21.5x	42.8%	28.1%	42.3%	$10.98
PAYPPayPay Corporation American Depository Shares	C	B	C	13.5x	—	23.2%	36.2%	$15.68
ETSYEtsy, Inc.	C	D	B	47.9x	10.8%	16.0%	67.9%	$85.14
HQYHealthEquity, Inc	D	B	B	35.4x	12.4%	25.8%	11.4%	$92.03
ZGZILLOW GROUP INC CLASS A	C	C	C	274.7x	-5.0%	0.4%	1.2%	$31.88
ZZillow Group, Inc. Class C Capital Stock	C	C	C	274.7x	-5.0%	0.4%	1.2%	$30.82
LYFTLyft, Inc. Class A Common Stock	B	B	B	2.2x	21.7%	-1.8%	115.8%	$16.82
WEXWEX Inc.	C	C	B	21.2x	11.3%	25.5%	28.2%	$182.01
EXLSExlService Holdings, Inc.	C	C	A	23.9x	16.9%	14.9%	28.5%	$39.52
MBGLMobility Global Inc.	B	C	B	25.0x	—	18.8%	—	$18.69
RELYRemitly Global, Inc. Common Stock	C	A	B	75.3x	44.8%	9.4%	33.0%	$24.16
XMTRXometry, Inc. Class A Common Stock	F	A	B	—	37.2%	-3.8%	-8.7%	$90.91
AMTMAmentum Holdings, Inc.	B	B	C	72.3x	—	4.0%	4.4%	$19.52
DLODLocal Limited Class A Common Shares	C	A	B	21.0x	60.0%	17.4%	37.6%	$14.67
SEZLSezzle Inc. Common Stock	D	A	B	32.4x	50.3%	40.4%	85.5%	$127.65
PAYPaymentus Holdings, Inc.	D	B	B	59.3x	31.7%	7.6%	14.8%	$31.54
TNETTRINET GROUP, INC.	C	D	A	20.9x	4.4%	6.2%	188.2%	$70.70
MMSMAXIMUS, Inc.	B	C	B	10.1x	9.4%	11.0%	21.7%	$61.47
FOURShift4 Payments, Inc.	B	B	C	26.2x	40.4%	7.9%	6.6%	$39.43
CBZCBIZ, Inc.	B	C	B	26.1x	23.4%	9.3%	7.1%	$54.78
PAYOPayoneer Global Inc. Common Stock	C	D	B	33.0x	—	11.7%	10.0%	$7.12
FLYWFlywire Corporation Voting Common Stock	D	B	B	166.5x	36.4%	5.5%	4.1%	$18.47
WUThe Western Union Company	A	F	C	3.7x	-3.5%	15.9%	42.6%	$6.17
TICTIC Solutions, Inc	C	A	B	—	—	-2.1%	-5.5%	$8.65
ACVAACV Auctions Inc.	D	B	A	—	29.5%	-7.1%	-15.0%	$10.50

About Fair Isaac Corporation

Fair Isaac Corporation is an applied analytics company best known for developing the FICO credit score, the industry standard for assessing consumer creditworthiness. The company's credit scoring business, serving both businesses and consumers, generates the majority of revenue and earnings. Fair Isaac also provides software solutions to financial institutions for analytics, decision management, workflow optimization, and fraud detection.