Paymentus Holdings, Inc. (PAY)

Price$20.90

Value ScoreD

Growth ScoreA

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-47.73%

Price vs S&P 500 (4W)-21.54%

VGM Score49.65

Market Capitalization$2.63B

P/E Ratio (Annual)39.28x

All Metrics

P/CF (Annual)16.22x

Book Value / Share (Quarterly)$4.64

P/TBV (Annual)8.30x

Revenue Growth (3Y)34.03%

Cash Flow / Share (Quarterly)$0.83

Price vs S&P 500 (YTD)-42.00%

Gross Margin (TTM)24.74%

Net Profit Margin (TTM)5.78%

EPS (TTM)$0.57

10-Day Avg Trading Volume0.95M

EPS Excl Extra (TTM)$0.57

Revenue Growth (5Y)31.72%

EPS (Annual)$0.52

ROI (Annual)11.94%

Gross Margin (Annual)24.77%

Net Profit Margin (5Y Avg)3.31%

Cash / Share (Quarterly)$2.69

P/E Basic Excl Extra (TTM)35.52x

Revenue Growth QoQ (YoY)30.23%

EPS Growth (5Y)34.40%

P/E Normalized (Annual)39.28x

ROA (Last FY)10.02%

Revenue Growth TTM (YoY)33.01%

EBITD / Share (TTM)$0.86

ROE (5Y Avg)5.70%

Operating Margin (TTM)6.75%

Cash Flow / Share (Annual)$1.00

P/B Ratio4.51x

P/B Ratio (Quarterly)5.47x

Net Income / Employee (Annual)$50,000

EV / Revenue (TTM)1.79x

Net Interest Coverage (TTM)185.00x

ROA (TTM)11.30%

EPS Growth QoQ (YoY)50.65%

EV / EBITDA (TTM)20.49x

EPS Incl Extra (Annual)$0.52

Current Ratio (Annual)4.46x

Quick Ratio (Quarterly)4.31x

3-Month Avg Trading Volume0.69M

52-Week Price Return-41.64%

EV / Free Cash Flow (Annual)18.32x

P/E Incl Extra (TTM)35.52x

Revenue / Employee (TTM)$955,000

Tangible BV / Share (Quarterly)$3.98

P/S Ratio (Annual)2.20x

Asset Turnover (Annual)1.79x

52-Week High$39.38

Operating Margin (5Y Avg)3.29%

EPS Excl Extra (Annual)$0.52

CapEx CAGR (5Y)20.09%

26-Week Price Return-39.80%

Quick Ratio (Annual)4.33x

13-Week Price Return-18.01%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)4.41x

Enterprise Value$2.29B

Revenue / Share Growth (5Y)28.90%

Asset Turnover (TTM)1.95x

Revenue / Employee (Annual)$892,900

Pretax Margin (Annual)7.13%

Cash / Share (Annual)$2.56

3-Month Return Std Dev44.45%

Gross Margin (5Y Avg)28.52%

Net Income / Employee (TTM)$55,200

EBITDA CAGR (5Y)34.52%

EBITDA Interim CAGR (5Y)32.18%

ROE (Last FY)11.94%

EPS Basic Excl Extra (Annual)$0.52

P/FCF (TTM)25.08x

Receivables Turnover (TTM)11.71x

EV / Free Cash Flow (TTM)21.85x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.57

Receivables Turnover (Annual)10.77x

ROI (TTM)13.47%

P/S Ratio (TTM)2.05x

Pretax Margin (5Y Avg)3.96%

Revenue / Share (Annual)$9.27

Tangible BV / Share (Annual)$3.80

Forward P/E25.31x

Free OCF CAGR (5Y)43.19%

Price vs S&P 500 (52W)-66.00%

P/E Ratio (TTM)35.52x

EPS Growth TTM (YoY)46.47%

Year-to-Date Return-33.84%

5-Day Price Return-13.85%

EPS Normalized (Annual)$0.52

ROA (5Y Avg)4.79%

Net Profit Margin (Annual)5.59%

Month-to-Date Return-11.03%

EBITD / Share (Annual)$0.90

EPS Growth (3Y)64.07%

Operating Margin (Annual)6.31%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)18.50x

ROI (5Y Avg)5.70%

P/E Excl Extra (TTM)35.52x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$0.57

P/TBV (Quarterly)6.38x

P/B Ratio (Annual)7.07x

Pretax Margin (TTM)7.55%

Book Value / Share (Annual)$4.46

Price vs S&P 500 (13W)-26.26%

Net Margin Growth (5Y)4.25%

Beta1.38x

P/FCF (Annual)21.03x

Revenue / Share (TTM)$9.90

ROE (TTM)13.47%

52-Week Low$20.52

vGradeD

gGradeA

mGradeD

vgmGradeC

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Earnings Surprise History

Q1 260.21est. 0.17

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.25

4.17

Industry Peers — Business Services(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
PAYPaymentus Holdings, Inc.	D	A	D	$20.90
VVISA Inc.	D	C	B	$323.57
MAMastercard Incorporated	D	B	C	$491.08
UBERUber Technologies, Inc.	C	C	C	$70.71
ACNAccenture PLC	B	C	D	$178.25
MELIMercado Libre, Inc	C	B	C	$1607.80
DASHDoorDash, Inc. Class A Common Stock	D	B	C	$156.80
RELXRELX PLC	D	C	C	$35.15
EBAYeBay Inc	D	D	A	$109.35
MSCIMSCI, Inc.	D	C	B	$615.46
BABAAlibaba Group Holding Limited American Depositary Shares, each represents eight Ordinary Shares	C	D	B	$121.06

About

Paymentus Holdings Inc provides a cloud-based platform enabling billers to collect payments across multiple channels and payment methods, including credit cards, debit cards, eChecks, and digital wallets. The company generates revenue primarily from transaction fees on payments processed through its SaaS platform. The U.S. market represents the majority of its revenue base.