Paymentus Holdings, Inc. (PAY) Stock Price

PAYStock

$31.54+8.80%52W

Market Cap$3.97B

P/E59.34x

PEG Ratio1.36

Div yield—

Beta1.42

PAY Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)12.68%

Price vs S&P 500 (4W)-7.25%

PEG Ratio1.36

VGM Score60.29

P/E Ratio (Annual)59.34x

P/CF (Annual)24.50x

Book Value / Share (Quarterly)$4.87

P/TBV (Annual)8.30x

Revenue Growth (3Y)34.03%

Cash Flow / Share (Quarterly)$0.96

Price vs S&P 500 (YTD)-12.08%

Gross Margin (TTM)24.95%

Net Profit Margin (TTM)6.24%

EPS (TTM)$0.66

10-Day Avg Trading Volume0.75M

EPS Excl Extra (TTM)$0.66

Revenue Growth (5Y)31.72%

EPS (Annual)$0.52

ROI (Annual)11.94%

Gross Margin (Annual)24.77%

Net Profit Margin (5Y Avg)3.31%

Cash / Share (Quarterly)$3.00

P/E Basic Excl Extra (TTM)46.81x

Revenue Growth QoQ (YoY)28.80%

EPS Growth (5Y)34.40%

P/E Normalized (Annual)59.34x

ROA (Last FY)10.02%

Revenue Growth TTM (YoY)30.21%

EBITD / Share (TTM)$0.99

ROE (5Y Avg)5.70%

Operating Margin (TTM)7.58%

Cash Flow / Share (Annual)$1.00

P/B Ratio6.48x

P/B Ratio (Quarterly)4.95x

Net Income / Employee (Annual)$50,000

EV / Revenue (TTM)2.64x

Net Interest Coverage (TTM)185.00x

ROA (TTM)12.40%

EPS Growth QoQ (YoY)73.77%

EV / EBITDA (TTM)27.99x

EPS Incl Extra (Annual)$0.52

Current Ratio (Annual)4.46x

Quick Ratio (Quarterly)4.81x

3-Month Avg Trading Volume1.20M

52-Week Price Return8.80%

EV / Free Cash Flow (Annual)28.75x

P/E Incl Extra (TTM)46.81x

Revenue / Employee (TTM)$1,015,200

Tangible BV / Share (Quarterly)$4.21

P/S Ratio (Annual)3.32x

Asset Turnover (Annual)1.79x

52-Week High$45.31

Operating Margin (5Y Avg)3.29%

EPS Excl Extra (Annual)$0.52

CapEx CAGR (5Y)20.09%

26-Week Price Return22.58%

Quick Ratio (Annual)4.33x

13-Week Price Return5.91%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)4.89x

Enterprise Value$3.59B

Revenue / Share Growth (5Y)28.90%

Asset Turnover (TTM)1.99x

Revenue / Employee (Annual)$892,900

Pretax Margin (Annual)7.13%

Cash / Share (Annual)$2.56

3-Month Return Std Dev80.93%

Gross Margin (5Y Avg)28.52%

Net Income / Employee (TTM)$63,300

EBITDA CAGR (5Y)34.52%

EBITDA Interim CAGR (5Y)39.60%

ROE (Last FY)11.94%

EPS Basic Excl Extra (Annual)$0.52

P/FCF (TTM)32.72x

Receivables Turnover (TTM)13.41x

EV / Free Cash Flow (TTM)29.61x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.66

Receivables Turnover (Annual)10.77x

ROI (TTM)14.79%

P/S Ratio (TTM)2.92x

Pretax Margin (5Y Avg)3.96%

Revenue / Share (Annual)$9.27

Tangible BV / Share (Annual)$3.80

Forward P/E35.50x

Free OCF CAGR (5Y)43.19%

Price vs S&P 500 (52W)-6.74%

P/E Ratio (TTM)46.81x

EPS Growth TTM (YoY)52.25%

Year-to-Date Return-0.16%

5-Day Price Return-0.60%

EPS Normalized (Annual)$0.52

ROA (5Y Avg)4.79%

Net Profit Margin (Annual)5.59%

Month-to-Date Return2.94%

EBITD / Share (Annual)$0.90

EPS Growth (3Y)64.07%

Operating Margin (Annual)6.31%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)24.90x

ROI (5Y Avg)5.70%

P/E Excl Extra (TTM)46.81x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$0.66

P/TBV (Quarterly)5.73x

P/B Ratio (Annual)7.07x

Pretax Margin (TTM)8.37%

Book Value / Share (Annual)$4.46

Price vs S&P 500 (13W)3.22%

Net Margin Growth (5Y)4.25%

Beta1.42x

P/FCF (Annual)31.77x

Revenue / Share (TTM)$10.55

ROE (TTM)14.79%

52-Week Low$20.11

vGradeD

gGradeB

mGradeB

vgmGradeB

PAY Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 3, 2026	$0.19	$0.25	+32.93%(+$0.06)
Q1 2026	May 4, 2026	$0.18	$0.21	+19.84%(+$0.03)
Q4 2025	Feb 23, 2026	$0.16	$0.20	+22.94%(+$0.04)
Q3 2025	Nov 3, 2025	$0.15	$0.17	+14.62%(+$0.02)
Q2 2025	Aug 4, 2025	$0.14	$0.15	+9.19%(+$0.01)

PAY Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.17

4.00

3.83

Industry Peers — Business Services(124)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	Revenue Growth (5Y)	Operating Margin (TTM)	ROE (TTM)	Price
PAYPaymentus Holdings, Inc.	D	B	B	59.3x	31.7%	7.6%	14.8%	$31.54
VVISA Inc.	F	C	B	37.5x	12.9%	60.7%	61.3%	$402.61
MAMastercard Incorporated	F	B	B	36.1x	16.5%	58.3%	232.5%	$617.42
QHQuhuo Limited Class A Ordinary Shares	B	F	C	98.9x	-0.4%	-7.0%	-39.0%	$3.35
BABAAlibaba Group Holding Limited American Depositary Shares, each represents eight Ordinary Shares	C	D	C	17.0x	7.4%	2.9%	7.0%	$109.11
UBERUber Technologies, Inc.	C	B	C	14.3x	36.1%	12.1%	35.7%	$70.35
ACNAccenture PLC	C	C	A	16.8x	8.0%	15.4%	26.7%	$229.68
PDDPDD Holdings Inc. American Depositary Shares	B	C	C	8.0x	48.6%	21.9%	22.0%	$80.97
MELIMercado Libre, Inc	C	B	C	46.6x	48.7%	8.3%	26.5%	$1834.00
DASHDoorDash, Inc. Class A Common Stock	F	B	C	87.7x	36.6%	4.5%	8.5%	$189.15
RELXRELX PLC	D	C	B	24.3x	6.2%	32.6%	125.5%	$39.06
EBAYeBay Inc	D	D	B	26.4x	4.5%	20.5%	48.3%	$120.28
PYPLPayPal Holdings, Inc. Common Stock	B	D	B	9.3x	9.1%	17.4%	24.4%	$56.70
MSCIMSCI, Inc.	D	C	B	34.4x	13.1%	55.7%	108.7%	$569.08
CPAYCorpay, Inc.	C	C	B	24.5x	13.6%	43.6%	30.4%	$399.84
FISVFiserv, Inc. Common Stock	B	C	C	7.3x	7.4%	23.1%	10.8%	$47.55
TCOMTrip.com Group Limited American Depositary Shares	B	B	B	5.1x	27.8%	16.1%	14.6%	$40.01
GPNGlobal Payments, Inc.	C	C	B	15.8x	0.8%	12.4%	-4.0%	$83.67
BRBroadridge Financial Solutions Inc	C	C	B	17.6x	8.4%	17.4%	40.2%	$175.11
FISFidelity National Information Services, Inc.	B	C	C	48.6x	-3.2%	15.7%	22.6%	$36.01
KSPIJoint Stock Company Kaspi.kz American Depository Shares	C	C	B	17.2x	—	—	42.5%	$93.18
FICOFair Isaac Corporation	D	B	D	25.5x	9.0%	51.6%	145.7%	$771.19
RBARB Global, Inc.	D	C	C	37.8x	27.2%	16.0%	8.0%	$84.30
CSGPCoStar Group Inc	D	C	C	1870.3x	14.4%	2.2%	0.9%	$32.31
AKAMAkamai Technologies Inc	C	D	C	27.9x	5.6%	10.5%	8.5%	$87.81
GRABGrab Holdings Limited Class A Ordinary Shares	D	A	D	44.7x	48.4%	3.2%	9.0%	$2.94
CARTMaplebear Inc. Common Stock	C	C	A	25.8x	20.4%	14.7%	16.7%	$49.83
WSEWise Group plc Class A Ordinary Shares	B	B	D	21.5x	42.8%	28.1%	42.3%	$10.98
PAYPPayPay Corporation American Depository Shares	C	B	C	13.5x	—	23.2%	36.2%	$15.68
ETSYEtsy, Inc.	C	D	B	47.9x	10.8%	16.0%	67.9%	$85.14
HQYHealthEquity, Inc	D	B	B	35.4x	12.4%	25.8%	11.4%	$92.03
ZGZILLOW GROUP INC CLASS A	C	C	C	274.7x	-5.0%	0.4%	1.2%	$31.88
ZZillow Group, Inc. Class C Capital Stock	C	C	C	274.7x	-5.0%	0.4%	1.2%	$30.82
LYFTLyft, Inc. Class A Common Stock	B	B	B	2.2x	21.7%	-1.8%	115.8%	$16.82
WEXWEX Inc.	C	C	B	21.2x	11.3%	25.5%	28.2%	$182.01
EXLSExlService Holdings, Inc.	C	C	A	23.9x	16.9%	14.9%	28.5%	$39.52
MBGLMobility Global Inc.	B	C	B	25.0x	—	18.8%	—	$18.69
RELYRemitly Global, Inc. Common Stock	C	A	B	75.3x	44.8%	9.4%	33.0%	$24.16
XMTRXometry, Inc. Class A Common Stock	F	A	B	—	37.2%	-3.8%	-8.7%	$90.91
AMTMAmentum Holdings, Inc.	B	B	C	72.3x	—	4.0%	4.4%	$19.52
DLODLocal Limited Class A Common Shares	C	A	B	21.0x	60.0%	17.4%	37.6%	$14.67
SEZLSezzle Inc. Common Stock	D	A	B	32.4x	50.3%	40.4%	85.5%	$127.65
TNETTRINET GROUP, INC.	C	D	A	20.9x	4.4%	6.2%	188.2%	$70.70
MMSMAXIMUS, Inc.	B	C	B	10.1x	9.4%	11.0%	21.7%	$61.47
FOURShift4 Payments, Inc.	B	B	C	26.2x	40.4%	7.9%	6.6%	$39.43
CBZCBIZ, Inc.	B	C	B	26.1x	23.4%	9.3%	7.1%	$54.78
PAYOPayoneer Global Inc. Common Stock	C	D	B	33.0x	—	11.7%	10.0%	$7.12
FLYWFlywire Corporation Voting Common Stock	D	B	B	166.5x	36.4%	5.5%	4.1%	$18.47
WUThe Western Union Company	A	F	C	3.7x	-3.5%	15.9%	42.6%	$6.17
TICTIC Solutions, Inc	C	A	B	—	—	-2.1%	-5.5%	$8.65
ACVAACV Auctions Inc.	D	B	A	—	29.5%	-7.1%	-15.0%	$10.50

About Paymentus Holdings, Inc.

Paymentus Holdings Inc provides a cloud-based platform enabling billers to collect payments across multiple channels and payment methods, including credit cards, debit cards, eChecks, and digital wallets. The company generates revenue primarily from transaction fees on payments processed through its SaaS platform. The U.S. market represents the majority of its revenue base.

PAY Next Earnings Report

Report dateNov 2, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.21

Revenue estimate$358.33M

Also reporting on Nov 2, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

PAY Insider Transactions

SellAug 5, 2026
KALRA SANJAY
Chief Financial Officer
Shares: 27,909Value: $1.15M
SellAug 4, 2026
TRAINOR GARY
Director
Shares: 80,000Value: $3.26M
SellJul 29, 2026
TRAINOR GARY
Director
Shares: 80,000Value: $2.73M

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for August 2026

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Analyst Sentiment

3.8

Buy

Consensus rating

52-Week Range

Low$20.11

High$45.31