Waterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares) (WDH) Stock Price

WDHStock

$0.99−46.38%52W

Market Cap$357.15M

P/E3.31x

PEG Ratio—

Div yield4.17%

Beta-0.24

WDH Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-55.20%

Price vs S&P 500 (4W)-16.79%

VGM Score54.18

P/E Ratio (Annual)3.31x

Indicated Dividend Yield (Annual)4.17%

P/CF (Annual)7.72x

Book Value / Share (Quarterly)$0.21

P/TBV (Annual)0.93x

Indicated Dividend (Annual)$0.01

Revenue Growth (3Y)12.39%

Price vs S&P 500 (YTD)-59.75%

Gross Margin (TTM)56.13%

Net Profit Margin (TTM)9.82%

EPS (TTM)$0.02

10-Day Avg Trading Volume0.18M

EPS Excl Extra (TTM)$0.02

Revenue Growth (5Y)5.61%

EPS (Annual)$0.02

Dividend / Share (Annual)$0.01

ROI (Annual)10.94%

Gross Margin (Annual)51.15%

Net Profit Margin (5Y Avg)1.30%

Cash / Share (Quarterly)$0.04

P/E Basic Excl Extra (TTM)3.37x

Revenue Growth QoQ (YoY)105.47%

P/E Normalized (Annual)3.31x

ROA (Last FY)8.01%

Revenue Growth TTM (YoY)5.36%

EBITD / Share (TTM)$0.01

ROE (5Y Avg)-0.90%

Operating Margin (TTM)6.17%

Cash Flow / Share (Annual)$0.01

P/B Ratio0.37x

P/B Ratio (Quarterly)0.60x

Net Income / Employee (Annual)$27,980

EV / Revenue (TTM)0.53x

ROA (TTM)7.99%

EPS Growth QoQ (YoY)-8.25%

EV / EBITDA (TTM)5.29x

EPS Incl Extra (Annual)$0.02

Current Ratio (Annual)2.10x

Quick Ratio (Quarterly)1.83x

3-Month Avg Trading Volume0.19M

52-Week Price Return-46.38%

EV / Free Cash Flow (Annual)7.12x

P/E Incl Extra (TTM)3.37x

Revenue / Employee (TTM)$130,503

Tangible BV / Share (Quarterly)$0.20

P/S Ratio (Annual)0.47x

Asset Turnover (Annual)0.56x

52-Week High$0.32

Operating Margin (5Y Avg)-5.11%

EPS Excl Extra (Annual)$0.02

CapEx CAGR (5Y)11.79%

26-Week Price Return-43.95%

Quick Ratio (Annual)2.04x

13-Week Price Return-36.82%

Total Debt / Equity (Annual)0.01x

Current Ratio (Quarterly)1.95x

Enterprise Value$208.56M

Revenue / Share Growth (5Y)6.87%

Asset Turnover (TTM)0.36x

Revenue / Employee (Annual)$195,636

Pretax Margin (Annual)13.66%

Cash / Share (Annual)$0.04

3-Month Return Std Dev42.32%

Gross Margin (5Y Avg)57.80%

Net Income / Employee (TTM)$27,505

ROE (Last FY)11.04%

EPS Basic Excl Extra (Annual)$0.02

Receivables Turnover (TTM)2.13x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$0.02

Receivables Turnover (Annual)2.34x

ROI (TTM)10.75%

P/S Ratio (TTM)0.71x

Pretax Margin (5Y Avg)-0.11%

Revenue / Share (Annual)$0.16

Tangible BV / Share (Annual)$0.20

Forward P/E24.89x

Price vs S&P 500 (52W)-64.69%

P/E Ratio (TTM)3.37x

EPS Growth TTM (YoY)41.50%

Year-to-Date Return-47.79%

5-Day Price Return-0.79%

EPS Normalized (Annual)$0.02

ROA (5Y Avg)-0.66%

Net Profit Margin (Annual)14.30%

Month-to-Date Return-11.43%

EBITD / Share (Annual)$0.02

EPS Growth (3Y)0.46%

Operating Margin (Annual)9.32%

ROI (5Y Avg)-1.00%

P/E Excl Extra (TTM)3.37x

EPS Basic Excl Extra (TTM)$0.02

P/TBV (Quarterly)0.62x

Payout Ratio (Annual)22.92%

P/B Ratio (Annual)0.89x

Pretax Margin (TTM)8.58%

Book Value / Share (Annual)$0.21

Price vs S&P 500 (13W)-39.61%

Beta-0.24x

P/FCF (Annual)9.54x

Revenue / Share (TTM)$0.11

ROE (TTM)10.99%

52-Week Low$0.14

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WDH Earnings Surprise History

Q1 250.04est. 0.04

Q2 250.06est. 0.04

Q3 250.07est. 0.04

WDH Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.29

Industry Peers — Insurance Agents & Brokers(34)

Symbol	Value Score	Growth Score	Momentum Score	Price
WDHWaterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)	A	C	F	$0.99
MRSHMarsh	C	C	B	$193.40
AONAon plc Class A	D	C	C	$354.83
AJGArthur J. Gallagher & Co.	D	C	B	$268.51
WTWWillis Towers Watson Public Limited Company Ordinary Shares	C	C	B	$346.82
BROBrown & Brown, Inc.	C	B	B	$73.34
RYANRyan Specialty Holdings, Inc.	D	B	C	$43.93
ERIEErie Indemnity Co	C	C	C	$257.98
EQHEquitable Holdings, Inc.	B	D	C	$48.91
ACTEnact Holdings, Inc. Common Stock	C	C	B	$49.57
NPNeptune Insurance Holdings Inc.	F	C	B	$34.43
HGTYHagerty, Inc.	D	C	B	$13.43
ARXAccelerant Holdings	C	A	C	$19.67
LIFEEthos Technologies Inc. Class A Common Stock	D	B	B	$38.56
CRVLCorvel Corp	D	C	C	$70.14
GSHDGoosehead Insurance, Inc. Class A Common Stock	F	B	B	$72.33
BWINThe Baldwin Insurance Group, Inc. Class A Common Stock	D	C	B	$30.91
YBYuanbao Inc. American Depositary Shares	B	B	D	$13.83
CRD.ACrawford & Company Class A	B	D	B	$13.19
CRD.BCrawford & Company Class B	B	D	B	$11.78
TWFGTWFG, Inc. Common Stock	F	B	A	$31.15
XHGXChange TEC.INC American Depositary Shares	—	D	B	$4.02
AIFUAIFU Inc. Class A Ordinary Share	B	D	D	$24.80
RDZNRoadzen, Inc. Ordinary Shares	C	B	B	$1.51
SLQTSelectQuote, Inc.	A	C	D	$0.55
HITHealth In Tech, Inc. Class A Common Stock	C	B	D	$1.01
CCGCheche Group Inc. Class A Ordinary Shares	A	A	D	$17.21
EHTHeHealth, Inc.	A	F	D	$1.20
HUIZHuize Holding Limited American Depositary Shares	A	C	C	$1.47
ZBAOZhibao Technology Inc. Class A Ordinary Shares	A	A	F	$0.19
GOCOGoHealth, Inc. Class A Common Stock	B	F	D	$0.34
EZRAReliance Global Group, Inc. Common Stock	—	F	D	$2.81
CCGWWCheche Group Inc. Warrant	—	—	D	$0.02
CRDCorgi CRDO 2x Daily ETF	—	—	F	$19.77
RDZNWRoadzen, Inc. Warrants	—	—	D	$0.11

About Waterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)

Waterdrop is a technology-driven insurance and healthcare platform that connects consumers with insurance products and services through partnerships with insurance carriers. The company operates three main businesses: an insurance marketplace offering health and life insurance products, medical crowdfunding to help users manage healthcare expenses, and mutual aid programs. Its platform streamlines the user experience from product selection through underwriting to claims processing.