Ethos Technologies Inc. Class A Common Stock (LIFE)

Price$16.82

Value ScoreD

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-52.51%

Price vs S&P 500 (4W)-43.45%

VGM Score51.02

Market Capitalization$1.18B

P/E Ratio (Annual)16.63x

All Metrics

P/CF (Annual)32.67x

Book Value / Share (Quarterly)$7.01

P/TBV (Annual)0.34x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)190.88%

Cash Flow / Share (Quarterly)$0.94

Price vs S&P 500 (YTD)-6.45%

Net Profit Margin (TTM)-401.89%

EPS (TTM)$-2.52

10-Day Avg Trading Volume0.49M

EPS Excl Extra (TTM)$-2.52

EPS (Annual)$1.14

ROI (Annual)17.61%

Gross Margin (Annual)96.31%

Net Profit Margin (5Y Avg)-722.51%

Cash / Share (Quarterly)$2.30

P/E Basic Excl Extra (TTM)15.69x

Revenue Growth QoQ (YoY)64.29%

P/E Normalized (Annual)16.63x

ROA (Last FY)13.81%

EBITD / Share (TTM)$-1.65

ROE (5Y Avg)-58.20%

Operating Margin (TTM)-436.82%

Cash Flow / Share (Annual)$0.48

P/B Ratio2.68x

P/B Ratio (Quarterly)1.59x

Net Income / Employee (Annual)$115,900

Net Interest Coverage (TTM)-122.00x

ROA (TTM)-20.58%

EPS Growth QoQ (YoY)158.97%

EPS Incl Extra (Annual)$1.14

Current Ratio (Annual)2.17x

Quick Ratio (Quarterly)1.50x

3-Month Avg Trading Volume0.58M

52-Week Price Return-42.65%

EV / Free Cash Flow (Annual)36.62x

P/E Incl Extra (TTM)15.69x

Revenue / Employee (TTM)$165,215,400,000

Tangible BV / Share (Quarterly)$7.00

P/S Ratio (Annual)7.41x

Asset Turnover (Annual)0.57x

52-Week High$32.50

Operating Margin (5Y Avg)-715.46%

EPS Excl Extra (Annual)$1.14

CapEx CAGR (5Y)4.58%

Tangible BV CAGR (5Y)2.15%

26-Week Price Return-48.51%

Quick Ratio (Annual)1.82x

13-Week Price Return25.06%

Total Debt / Equity (Annual)0.06x

Current Ratio (Quarterly)1.67x

Enterprise Value$1.10B

Asset Turnover (TTM)0.10x

Book Value / Share Growth (5Y)-39.62%

Revenue / Employee (Annual)$260,200

Pretax Margin (Annual)1.42%

Cash / Share (Annual)$2.01

3-Month Return Std Dev104.10%

Net Income / Employee (TTM)$-175,100

ROE (Last FY)18.73%

Net Interest Coverage (Annual)-209.33x

EPS Basic Excl Extra (Annual)$1.14

P/FCF (TTM)19.98x

Receivables Turnover (TTM)7.26x

EV / Free Cash Flow (TTM)18.51x

Total Debt / Equity (Quarterly)0.05x

EPS Incl Extra (TTM)$-2.52

Receivables Turnover (Annual)1.70x

ROI (TTM)-26.56%

P/S Ratio (TTM)6.60x

Pretax Margin (5Y Avg)-722.51%

Revenue / Share (Annual)$2.55

Tangible BV / Share (Annual)$3.91

Forward P/E12.87x

Free OCF CAGR (5Y)-42.22%

Price vs S&P 500 (52W)-49.35%

P/E Ratio (TTM)15.69x

EPS Growth TTM (YoY)41.57%

Year-to-Date Return-0.18%

5-Day Price Return-10.91%

EPS Normalized (Annual)$1.14

ROA (5Y Avg)-45.75%

Net Profit Margin (Annual)1.06%

Month-to-Date Return-11.01%

Cash Flow / Share (TTM)$-0.93

EBITD / Share (Annual)$1.25

Operating Margin (Annual)-1.82%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)17.55x

ROI (5Y Avg)-53.23%

P/E Excl Extra (TTM)15.69x

LT Debt / Equity (Quarterly)0.02x

EPS Basic Excl Extra (TTM)$-2.52

P/TBV (Quarterly)1.59x

P/B Ratio (Annual)0.34x

Pretax Margin (TTM)-401.89%

Book Value / Share (Annual)$3.91

Price vs S&P 500 (13W)16.80%

Beta0.45x

P/FCF (Annual)39.51x

Revenue / Share (TTM)$0.23

ROE (TTM)-28.37%

52-Week Low$9.45

vGradeD

gGradeB

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 260.38est. -1.00

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.31

4.33

Industry Peers — Insurance Agents & Brokers(33)

Symbol	Value Score	Growth Score	Momentum Score	Price
LIFEEthos Technologies Inc. Class A Common Stock	D	B	C	$16.82
MRSHMarsh	C	C	C	$165.44
AONAon plc Class A	D	C	B	$328.53
AJGArthur J. Gallagher & Co.	D	C	C	$216.14
WTWWillis Towers Watson Public Limited Company Ordinary Shares	C	C	C	$263.54
BROBrown & Brown, Inc.	C	B	C	$58.86
EQHEquitable Holdings, Inc.	C	D	B	$40.80
ERIEErie Indemnity Co	C	C	C	$227.22
RYANRyan Specialty Holdings, Inc.	D	B	D	$32.56
ACTEnact Holdings, Inc. Common Stock	C	D	B	$41.79
HGTYHagerty, Inc.	D	C	B	$10.45

About

Ethos Technologies operates a vertically integrated digital insurance platform serving consumers, agents, and carriers across the insurance value chain. Its offerings include term life, whole life, and indexed universal life insurance, supplemented by estate planning and health insurance products. The company derives majority revenue from commissions on term life insurance sales.