The Baldwin Insurance Group, Inc. Class A Common Stock (BWIN) Stock Price

BWINStock

$31.91+34.47%52W

Market Cap$4.49B

P/E—

PEG Ratio—

Div yield—

Beta0.98

BWIN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)33.51%

Price vs S&P 500 (4W)1.39%

VGM Score49.19

P/CF (Annual)32.42x

Book Value / Share (Quarterly)$6.35

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)15.34%

Cash Flow / Share (Quarterly)$0.23

Price vs S&P 500 (YTD)20.87%

Gross Margin (TTM)30.33%

Net Profit Margin (TTM)-4.67%

EPS (TTM)$-1.04

10-Day Avg Trading Volume2.01M

EPS Excl Extra (TTM)$-1.04

EPS (Annual)$-0.50

ROI (Annual)-1.48%

Gross Margin (Annual)29.75%

Net Profit Margin (5Y Avg)-4.22%

Cash / Share (Quarterly)$1.32

Revenue Growth QoQ (YoY)30.13%

ROA (Last FY)-0.88%

Revenue Growth TTM (YoY)18.95%

EBITD / Share (TTM)$0.70

ROE (5Y Avg)-7.56%

Operating Margin (TTM)-7.54%

Cash Flow / Share (Annual)$-0.59

P/B Ratio5.06x

P/B Ratio (Quarterly)4.28x

Net Income / Employee (Annual)$-6,800

EV / Revenue (TTM)3.89x

Net Interest Coverage (TTM)0.57x

ROA (TTM)-1.64%

EPS Growth QoQ (YoY)-87.97%

EV / EBITDA (TTM)117.39x

EPS Incl Extra (Annual)$-0.50

Current Ratio (Annual)1.16x

Quick Ratio (Quarterly)1.06x

3-Month Avg Trading Volume2.40M

52-Week Price Return34.47%

EV / Free Cash Flow (Annual)79.99x

Revenue / Employee (TTM)$350,700

P/S Ratio (Annual)2.97x

Asset Turnover (Annual)0.39x

52-Week High$32.70

Operating Margin (5Y Avg)-0.89%

EPS Excl Extra (Annual)$-0.50

26-Week Price Return43.42%

Quick Ratio (Annual)1.15x

13-Week Price Return17.10%

Total Debt / Equity (Annual)2.81x

Current Ratio (Quarterly)1.07x

Enterprise Value$6.76B

Asset Turnover (TTM)0.35x

Revenue / Employee (Annual)$303,700

Pretax Margin (Annual)-3.48%

Cash / Share (Annual)$1.04

3-Month Return Std Dev38.37%

Gross Margin (5Y Avg)27.36%

Net Income / Employee (TTM)$-16,400

ROE (Last FY)-5.63%

Net Interest Coverage (Annual)-0.92x

EPS Basic Excl Extra (Annual)$-0.50

P/FCF (TTM)86.83x

Receivables Turnover (TTM)1.69x

EV / Free Cash Flow (TTM)213.57x

Total Debt / Equity (Quarterly)2.79x

EPS Incl Extra (TTM)$-1.04

Receivables Turnover (Annual)1.95x

ROI (TTM)-2.89%

P/S Ratio (TTM)2.58x

Pretax Margin (5Y Avg)-7.53%

Revenue / Share (Annual)$22.15

Forward P/E13.60x

Price vs S&P 500 (52W)18.94%

Year-to-Date Return32.79%

5-Day Price Return0.19%

EPS Normalized (Annual)$-0.50

ROA (5Y Avg)-1.28%

Net Profit Margin (Annual)-2.25%

Month-to-Date Return0.38%

EBITD / Share (Annual)$2.88

Operating Margin (Annual)4.50%

LT Debt / Equity (Annual)2.79x

P/CF (TTM)49.31x

ROI (5Y Avg)-2.35%

LT Debt / Equity (Quarterly)2.77x

EPS Basic Excl Extra (TTM)$-1.04

P/B Ratio (Annual)4.75x

Pretax Margin (TTM)-15.83%

Book Value / Share (Annual)$5.07

Price vs S&P 500 (13W)14.42%

Beta0.98x

P/FCF (Annual)441.62x

Revenue / Share (TTM)$18.73

ROE (TTM)-10.59%

52-Week Low$15.88

vGradeD

gGradeC

mGradeB

vgmGradeC

BWIN Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.47	$0.48	+2.09%(+$0.01)
Q1 2026	May 4, 2026	$0.63	$0.63	+0.44%(+$0.00)
Q4 2025	Feb 26, 2026	$0.29	$0.31	+7.28%(+$0.02)
Q3 2025	Nov 4, 2025	$0.31	$0.31	-0.57%(-$0.00)
Q2 2025	Aug 5, 2025	$0.42	$0.42	+1.03%(+$0.00)

BWIN Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.94

4.00

Industry Peers — Insurance Agents & Brokers(36)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
BWINThe Baldwin Insurance Group, Inc. Class A Common Stock	D	C	B	4.3x	-10.6%	—	-7.5%	$31.91
MRSHMarsh	C	C	B	5.6x	27.1%	2.1%	21.4%	$188.35
AJGArthur J. Gallagher & Co.	D	C	B	2.5x	6.7%	0.9%	17.4%	$254.88
AONAon plc Class A	C	C	C	7.4x	42.6%	0.7%	33.4%	$292.55
WTWWillis Towers Watson Public Limited Company Ordinary Shares	C	C	B	3.2x	19.9%	1.3%	22.5%	$315.49
BROBrown & Brown, Inc.	C	B	C	1.7x	9.6%	0.7%	28.7%	$69.40
EQHEquitable Holdings, Inc.	B	D	B	38.3x	-198.2%	3.0%	17.5%	$53.21
ERIEErie Indemnity Co	C	C	C	5.1x	24.5%	1.6%	17.8%	$243.71
RYANRyan Specialty Holdings, Inc.	D	B	C	19.5x	16.3%	1.2%	14.8%	$40.75
ACTEnact Holdings, Inc. Common Stock	C	D	B	1.2x	12.8%	2.3%	73.1%	$46.28
HGTYHagerty, Inc.	D	C	A	13.6x	8.4%	—	6.2%	$15.30
ARXAccelerant Holdings	D	A	A	3.6x	-186.2%	—	-120.3%	$19.75
NPNeptune Insurance Holdings Inc.	F	C	C	1.8x	-2.9%	5.7%	40.7%	$29.36
CRVLCorvel Corp	D	C	B	7.8x	29.9%	—	15.4%	$79.69
LIFEEthos Technologies Inc. Class A Common Stock	D	C	B	2.4x	-25.8%	—	-436.8%	$37.52
GSHDGoosehead Insurance, Inc. Class A Common Stock	F	B	C	90.7x	58.1%	0.0%	23.3%	$46.40
OIGOrion180 Insurance Group Inc. Class A common stock	D	A	F	1.4x	-138.9%	—	-67.9%	$9.58
CRD.ACrawford & Company Class A	B	D	B	2.9x	13.0%	2.7%	3.9%	$12.53
CRD.BCrawford & Company Class B	B	D	B	2.9x	13.0%	2.7%	3.9%	$12.00
YBYuanbao Inc. American Depositary Shares	A	B	D	1.2x	43.5%	—	32.5%	$11.52
WDHWaterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)	A	C	D	0.4x	10.6%	4.2%	6.7%	$1.01
TWFGTWFG, Inc. Common Stock	F	A	B	6.8x	12.7%	—	18.3%	$25.37
XHGXChange TEC.INC American Depositary Shares	—	D	C	—	—	—	-18.1%	$2.00
RDZNRoadzen, Inc. Ordinary Shares	C	B	C	118.3x	-20.3%	—	-21.7%	$1.03
AIFUAIFU Inc. Class A Ordinary Share	D	D	F	1.8x	-231.4%	—	-150.8%	$11.11
SLQTSelectQuote, Inc.	A	D	D	0.2x	10.0%	—	4.0%	$0.32
HITHealth In Tech, Inc. Class A Common Stock	C	C	D	3.4x	-20.9%	—	-16.1%	$0.65
EHTHeHealth, Inc.	A	F	F	0.0x	2.9%	—	10.8%	$0.59
HUIZHuize Holding Limited American Depositary Shares	A	B	B	0.2x	6.4%	—	1.4%	$1.73
CCGCheche Group Inc. Class A Ordinary Shares	A	A	D	1.0x	-18.7%	—	-2.6%	$4.80
ZBAOZhibao Technology Inc. Class A Ordinary Shares	A	A	F	10.0x	-297.7%	—	-11.7%	$0.63
EZRAReliance Global Group, Inc. Common Stock	—	F	D	0.3x	-88.1%	0.0%	-46.3%	$2.28
BMBBamboo Insurance Services, Inc.	—	—	—	—	—	—	—	$0.00
CCGWWCheche Group Inc. Warrant	—	—	C	—	—	—	—	$0.01
CRDCorgi CRDO 2x Daily ETF	—	—	F	—	—	—	—	$9.51
GOCOGoHealth, Inc. Class A Common Stock	B	F	D	0.7x	-220.7%	—	-298.5%	$0.00
RDZNWRoadzen, Inc. Warrants	—	—	F	—	—	—	—	$0.07

About The Baldwin Insurance Group, Inc. Class A Common Stock

Baldwin Insurance Group is a U.S.-based insurance distributor offering comprehensive products across business, personal, and specialty insurance lines. The company provides business insurance, employee benefits consulting, reinsurance solutions, and embedded insurance through its distribution network. Its diversified portfolio serves commercial and individual customers across multiple market segments.