The Baldwin Insurance Group, Inc. Class A Common Stock (BWIN)

Price$19.88

Value ScoreD

Growth ScoreC

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-38.20%

Price vs S&P 500 (4W)-1.48%

VGM Score33.67

Market Capitalization$2.83B

All Metrics

P/CF (Annual)32.42x

Book Value / Share (Quarterly)$6.79

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)15.34%

Cash Flow / Share (Quarterly)$-0.11

Price vs S&P 500 (YTD)-25.43%

Gross Margin (TTM)29.56%

Net Profit Margin (TTM)-2.80%

EPS (TTM)$-0.67

10-Day Avg Trading Volume1.75M

EPS Excl Extra (TTM)$-0.67

EPS (Annual)$-0.50

ROI (Annual)-1.48%

Gross Margin (Annual)29.75%

Net Profit Margin (5Y Avg)-4.22%

Cash / Share (Quarterly)$1.03

Revenue Growth QoQ (YoY)28.74%

ROA (Last FY)-0.88%

Revenue Growth TTM (YoY)14.18%

EBITD / Share (TTM)$0.83

ROE (5Y Avg)-7.56%

Operating Margin (TTM)-5.83%

Cash Flow / Share (Annual)$-0.59

P/B Ratio2.94x

P/B Ratio (Quarterly)3.25x

Net Income / Employee (Annual)$-6,800

EV / Revenue (TTM)3.11x

Net Interest Coverage (TTM)0.57x

ROA (TTM)-1.05%

EPS Growth QoQ (YoY)-87.97%

EV / EBITDA (TTM)80.32x

EPS Incl Extra (Annual)$-0.50

Current Ratio (Annual)1.16x

Quick Ratio (Quarterly)1.07x

3-Month Avg Trading Volume1.68M

52-Week Price Return-47.75%

EV / Free Cash Flow (Annual)79.99x

Revenue / Employee (TTM)$327,700

P/S Ratio (Annual)1.88x

Asset Turnover (Annual)0.39x

52-Week High$45.16

Operating Margin (5Y Avg)-0.89%

EPS Excl Extra (Annual)$-0.50

26-Week Price Return-30.27%

Quick Ratio (Annual)1.15x

13-Week Price Return-10.61%

Total Debt / Equity (Annual)2.81x

Current Ratio (Quarterly)1.08x

Enterprise Value$5.05B

Asset Turnover (TTM)0.37x

Revenue / Employee (Annual)$303,700

Pretax Margin (Annual)-3.48%

Cash / Share (Annual)$1.04

3-Month Return Std Dev45.86%

Gross Margin (5Y Avg)27.36%

Net Income / Employee (TTM)$-9,200

ROE (Last FY)-5.63%

Net Interest Coverage (Annual)-0.73x

EPS Basic Excl Extra (Annual)$-0.50

P/FCF (TTM)77.77x

Receivables Turnover (TTM)1.75x

Total Debt / Equity (Quarterly)2.45x

EPS Incl Extra (TTM)$-0.67

Receivables Turnover (Annual)1.95x

ROI (TTM)-1.79%

P/S Ratio (TTM)1.75x

Pretax Margin (5Y Avg)-7.53%

Revenue / Share (Annual)$22.15

Forward P/E8.78x

Price vs S&P 500 (52W)-72.12%

Year-to-Date Return-17.27%

5-Day Price Return-1.54%

EPS Normalized (Annual)$-0.50

ROA (5Y Avg)-1.28%

Net Profit Margin (Annual)-2.25%

Month-to-Date Return2.37%

EBITD / Share (Annual)$2.88

Operating Margin (Annual)4.50%

LT Debt / Equity (Annual)2.79x

P/CF (TTM)99.48x

ROI (5Y Avg)-2.35%

LT Debt / Equity (Quarterly)2.43x

EPS Basic Excl Extra (TTM)$-0.67

P/B Ratio (Annual)4.75x

Pretax Margin (TTM)-13.78%

Book Value / Share (Annual)$5.07

Price vs S&P 500 (13W)-18.87%

Beta1.14x

P/FCF (Annual)279.62x

Revenue / Share (TTM)$16.77

ROE (TTM)-6.45%

52-Week Low$15.88

vGradeD

gGradeC

mGradeD

vgmGradeD

Show chart for

Earnings Surprise History

Q1 260.63est. 0.65

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.00

3.94

Industry Peers — Insurance Agents & Brokers(33)

Symbol	Value Score	Growth Score	Momentum Score	Price
BWINThe Baldwin Insurance Group, Inc. Class A Common Stock	D	C	D	$19.88
MRSHMarsh	C	C	C	$165.44
AONAon plc Class A	D	C	B	$328.53
AJGArthur J. Gallagher & Co.	D	C	C	$216.14
WTWWillis Towers Watson Public Limited Company Ordinary Shares	C	C	C	$263.54
BROBrown & Brown, Inc.	C	B	C	$58.86
EQHEquitable Holdings, Inc.	C	D	B	$40.80
ERIEErie Indemnity Co	C	C	C	$227.22
RYANRyan Specialty Holdings, Inc.	D	B	D	$32.56
ACTEnact Holdings, Inc. Common Stock	C	D	B	$41.79
HGTYHagerty, Inc.	D	C	B	$10.45

About

Baldwin Insurance Group is a U.S.-based insurance distributor offering comprehensive products across business, personal, and specialty insurance lines. The company provides business insurance, employee benefits consulting, reinsurance solutions, and embedded insurance through its distribution network. Its diversified portfolio serves commercial and individual customers across multiple market segments.