Jiayin Group Inc. American Depositary Shares (JFIN) Stock Price

JFINStock

$1.28−86.82%52W

Market Cap$66.98M

P/E0.28x

PEG Ratio0.04

Div yield58.68%

Beta0.89

JFIN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-80.95%

Price vs S&P 500 (4W)-16.09%

PEG Ratio0.04

VGM Score59.36

P/E Ratio (Annual)0.28x

Indicated Dividend Yield (Annual)58.68%

P/CF (Annual)0.34x

Book Value / Share (Quarterly)$3.00

P/TBV (Annual)1.70x

Indicated Dividend (Annual)$0.12

Revenue Growth (3Y)51.75%

Price vs S&P 500 (YTD)-89.86%

Gross Margin (TTM)63.11%

Net Profit Margin (TTM)5.72%

EPS (TTM)$0.17

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$0.17

Revenue Growth (5Y)22.78%

EPS (Annual)$1.10

ROI (Annual)30.09%

Gross Margin (Annual)80.14%

Net Profit Margin (5Y Avg)26.09%

Cash / Share (Quarterly)$0.36

P/E Basic Excl Extra (TTM)1.84x

Revenue Growth QoQ (YoY)51.80%

EPS Growth (5Y)44.42%

P/E Normalized (Annual)0.28x

ROA (Last FY)17.54%

Revenue Growth TTM (YoY)67.11%

EBITD / Share (TTM)$0.08

ROE (5Y Avg)382.40%

Operating Margin (TTM)5.79%

Cash Flow / Share (Annual)$0.44

P/B Ratio0.10x

P/B Ratio (Quarterly)0.24x

Net Income / Employee (Annual)$198,663

EV / Revenue (TTM)0.14x

Net Interest Coverage (TTM)525.47x

ROA (TTM)2.75%

EPS Growth QoQ (YoY)-62.32%

EV / EBITDA (TTM)1.08x

EPS Incl Extra (Annual)$1.10

Current Ratio (Annual)2.49x

Quick Ratio (Quarterly)1.65x

3-Month Avg Trading Volume0.07M

52-Week Price Return-86.82%

EV / Free Cash Flow (Annual)0.89x

P/E Incl Extra (TTM)1.84x

Revenue / Employee (TTM)$524,434

Tangible BV / Share (Quarterly)$0.60

P/S Ratio (Annual)0.07x

Asset Turnover (Annual)0.71x

52-Week High$1.55

Operating Margin (5Y Avg)31.00%

EPS Excl Extra (Annual)$1.10

CapEx CAGR (5Y)275.74%

26-Week Price Return-71.04%

Quick Ratio (Annual)1.80x

13-Week Price Return-48.59%

Total Debt / Equity (Annual)0.15x

Current Ratio (Quarterly)2.56x

Enterprise Value$82.45M

Revenue / Share Growth (5Y)22.96%

Asset Turnover (TTM)0.48x

Revenue / Employee (Annual)$804,932

Pretax Margin (Annual)30.11%

Cash / Share (Annual)$0.04

3-Month Return Std Dev67.81%

Gross Margin (5Y Avg)77.76%

Net Income / Employee (TTM)$30,003

EBITDA CAGR (5Y)37.86%

EBITDA Interim CAGR (5Y)-6.24%

ROE (Last FY)34.64%

Net Interest Coverage (Annual)-243.45x

EPS Basic Excl Extra (Annual)$1.10

Receivables Turnover (TTM)1.22x

Total Debt / Equity (Quarterly)0.15x

EPS Incl Extra (TTM)$0.17

Receivables Turnover (Annual)1.85x

ROI (TTM)4.81%

P/S Ratio (TTM)0.11x

Pretax Margin (5Y Avg)32.01%

Revenue / Share (Annual)$4.45

Tangible BV / Share (Annual)$0.49

Price vs S&P 500 (52W)-102.35%

P/E Ratio (TTM)1.84x

EPS Growth TTM (YoY)-84.75%

Year-to-Date Return-77.93%

5-Day Price Return1.59%

EPS Normalized (Annual)$1.10

ROA (5Y Avg)29.54%

Net Profit Margin (Annual)24.68%

Month-to-Date Return-8.57%

EBITD / Share (Annual)$1.34

EPS Growth (3Y)10.29%

Operating Margin (Annual)28.89%

LT Debt / Equity (Annual)0.12x

ROI (5Y Avg)381.49%

P/E Excl Extra (TTM)1.84x

LT Debt / Equity (Quarterly)0.11x

EPS Basic Excl Extra (TTM)$0.17

P/TBV (Quarterly)1.39x

P/B Ratio (Annual)0.48x

Pretax Margin (TTM)6.88%

Book Value / Share (Annual)$3.16

Price vs S&P 500 (13W)-51.28%

Net Margin Growth (5Y)0.85%

Beta0.89x

P/FCF (Annual)0.69x

Revenue / Share (TTM)$2.89

ROE (TTM)5.36%

52-Week Low$0.17

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JFIN Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q1 2022	Jun 8, 2022	$0.04	$0.06	+48.52%(+$0.02)
Q4 2021	Mar 31, 2022	$0.05	$0.01	-71.94%(-$0.03)
Q3 2021	Nov 24, 2021	$0.05	$0.01	-72.03%(-$0.04)
Q2 2021	Aug 25, 2021	$0.03	$0.01	-56.61%(-$0.02)

JFIN Analyst Recommendations

Sep 2022

Oct 2022

Nov 2022

Dec 2022

4.14

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
JFINJiayin Group Inc. American Depositary Shares	A	C	D	0.3x	5.4%	5.8%	22.8%	$1.28
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57

About Jiayin Group Inc. American Depositary Shares

Jiayin Group is a Chinese fintech company that leverages artificial intelligence, cloud computing, and big data to connect consumers with financial institutions in consumption-based lending scenarios. The company develops cloud-based service platforms and intelligent risk control systems designed to deliver efficient financial services while managing credit risk.