Jiayin Group Inc. American Depositary Shares (JFIN)

Price$3.84

Value ScoreA

Growth ScoreB

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-54.07%

Price vs S&P 500 (4W)-22.41%

VGM Score60.06

Market Capitalization$31.05M

P/E Ratio (Annual)0.93x

Indicated Dividend Yield (Annual)31.89%

All Metrics

P/CF (Annual)1.14x

Book Value / Share (Quarterly)$3.12

P/TBV (Annual)1.70x

Indicated Dividend (Annual)$0.12

Revenue Growth (3Y)51.75%

Price vs S&P 500 (YTD)-41.95%

Gross Margin (TTM)75.99%

Net Profit Margin (TTM)18.63%

EPS (TTM)$1.08

10-Day Avg Trading Volume0.12M

EPS Excl Extra (TTM)$1.08

Revenue Growth (5Y)22.78%

EPS (Annual)$1.08

ROI (Annual)30.09%

Gross Margin (Annual)80.14%

Net Profit Margin (5Y Avg)26.09%

Cash / Share (Quarterly)$0.04

P/E Basic Excl Extra (TTM)0.93x

Revenue Growth QoQ (YoY)51.80%

EPS Growth (5Y)44.42%

P/E Normalized (Annual)0.93x

ROA (Last FY)17.54%

Revenue Growth TTM (YoY)67.11%

EBITD / Share (TTM)$0.08

ROE (5Y Avg)382.40%

Operating Margin (TTM)21.54%

Cash Flow / Share (Annual)$0.44

P/B Ratio0.32x

P/B Ratio (Quarterly)0.49x

Net Income / Employee (Annual)$195,771

EV / Revenue (TTM)0.80x

Net Interest Coverage (TTM)525.47x

ROA (TTM)20.25%

EPS Growth QoQ (YoY)-62.32%

EV / EBITDA (TTM)1.08x

EPS Incl Extra (Annual)$1.08

Current Ratio (Annual)2.49x

Quick Ratio (Quarterly)1.80x

3-Month Avg Trading Volume0.07M

52-Week Price Return-76.12%

EV / Free Cash Flow (Annual)3.28x

P/E Incl Extra (TTM)0.93x

Revenue / Employee (TTM)$326,402

Tangible BV / Share (Quarterly)$0.59

P/S Ratio (Annual)0.23x

Asset Turnover (Annual)0.71x

52-Week High$19.23

Operating Margin (5Y Avg)31.00%

EPS Excl Extra (Annual)$1.08

CapEx CAGR (5Y)275.74%

26-Week Price Return-46.14%

Quick Ratio (Annual)1.80x

13-Week Price Return-38.46%

Total Debt / Equity (Annual)0.15x

Current Ratio (Quarterly)2.49x

Enterprise Value$300.48M

Revenue / Share Growth (5Y)22.96%

Asset Turnover (TTM)0.31x

Revenue / Employee (Annual)$793,213

Pretax Margin (Annual)30.11%

Cash / Share (Annual)$0.04

3-Month Return Std Dev58.41%

Gross Margin (5Y Avg)77.76%

Net Income / Employee (TTM)$195,771

EBITDA CAGR (5Y)37.86%

EBITDA Interim CAGR (5Y)-6.24%

ROE (Last FY)34.64%

Net Interest Coverage (Annual)512.97x

EPS Basic Excl Extra (Annual)$1.08

Receivables Turnover (TTM)2.85x

Total Debt / Equity (Quarterly)0.15x

EPS Incl Extra (TTM)$1.08

Receivables Turnover (Annual)1.85x

ROI (TTM)36.21%

P/S Ratio (TTM)0.56x

Pretax Margin (5Y Avg)32.01%

Revenue / Share (Annual)$4.39

Tangible BV / Share (Annual)$0.48

Price vs S&P 500 (52W)-100.48%

P/E Ratio (TTM)0.93x

EPS Growth TTM (YoY)47.02%

Year-to-Date Return-33.79%

5-Day Price Return-11.72%

EPS Normalized (Annual)$1.08

ROA (5Y Avg)29.54%

Net Profit Margin (Annual)24.68%

Month-to-Date Return-11.32%

EBITD / Share (Annual)$1.32

EPS Growth (3Y)10.29%

Operating Margin (Annual)28.89%

LT Debt / Equity (Annual)0.12x

ROI (5Y Avg)381.49%

P/E Excl Extra (TTM)0.93x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$1.08

P/TBV (Quarterly)1.39x

P/B Ratio (Annual)0.49x

Pretax Margin (TTM)22.14%

Book Value / Share (Annual)$3.12

Price vs S&P 500 (13W)-46.72%

Net Margin Growth (5Y)0.85%

Beta0.89x

P/FCF (Annual)2.30x

Revenue / Share (TTM)$1.83

ROE (TTM)37.70%

52-Week Low$3.70

vGradeA

gGradeB

mGradeD

vgmGradeB

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4.14

Industry Peers — Finance Services(153)

Symbol	Value Score	Growth Score	Momentum Score	Price
JFINJiayin Group Inc. American Depositary Shares	A	B	D	$3.84
AXPAmerican Express Company	D	B	B	$310.66
NUNu Holdings Ltd.	D	B	C	$11.97
MSTRStrategy Inc Common Stock Class A	D	D	D	$120.44
COINCoinbase Global, Inc. Class A Common Stock	D	C	D	$152.40
SYFSYNCHRONY FINANCIAL	B	C	B	$70.84
SOFISoFi Technologies, Inc. Common Stock	D	B	C	$16.03
CRCLCircle Internet Group, Inc.	D	C	C	$80.28
IRENIREN Limited Ordinary Shares	F	B	B	$54.35
WULFTeraWulf Inc. Common Stock	F	B	A	$24.00
HUTHut 8 Corp. Common Stock	F	A	A	$112.24

About

Jiayin Group is a Chinese fintech company that leverages artificial intelligence, cloud computing, and big data to connect consumers with financial institutions in consumption-based lending scenarios. The company develops cloud-based service platforms and intelligent risk control systems designed to deliver efficient financial services while managing credit risk.