LexinFintech Holdings Ltd. American Depositary Shares (LX)

Price$2.20

Value ScoreA

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-51.03%

Price vs S&P 500 (4W)-3.12%

VGM Score51.29

Market Capitalization$54.66M

P/E Ratio (Annual)1.49x

Indicated Dividend Yield (Annual)13.91%

All Metrics

P/CF (Annual)0.69x

Book Value / Share (Quarterly)$5.42

P/TBV (Annual)0.34x

Indicated Dividend (Annual)$0.06

Revenue Growth (3Y)10.06%

Price vs S&P 500 (YTD)-43.66%

Gross Margin (TTM)28.78%

Net Profit Margin (TTM)9.59%

EPS (TTM)$0.61

10-Day Avg Trading Volume2.42M

EPS Excl Extra (TTM)$0.61

Revenue Growth (5Y)2.46%

EPS (Annual)$0.70

Dividend / Share (Annual)$0.17

ROI (Annual)10.03%

Gross Margin (Annual)33.98%

Net Profit Margin (5Y Avg)11.50%

Cash / Share (Quarterly)$0.71

P/E Basic Excl Extra (TTM)1.73x

Revenue Growth QoQ (YoY)-16.83%

EPS Growth (5Y)26.70%

P/E Normalized (Annual)1.49x

ROA (Last FY)7.24%

Revenue Growth TTM (YoY)-54.51%

EBITD / Share (TTM)$0.15

ROE (5Y Avg)14.76%

Operating Margin (TTM)7.66%

Cash Flow / Share (Annual)$1.43

P/B Ratio0.21x

P/B Ratio (Quarterly)0.20x

Net Income / Employee (Annual)$34,536

EV / Revenue (TTM)0.51x

Net Interest Coverage (TTM)2.37x

ROA (TTM)6.33%

EPS Growth QoQ (YoY)-49.99%

EV / EBITDA (TTM)3.00x

EPS Incl Extra (Annual)$0.70

Current Ratio (Annual)1.89x

Quick Ratio (Quarterly)1.38x

3-Month Avg Trading Volume1.59M

52-Week Price Return-69.74%

EV / Free Cash Flow (Annual)1.52x

P/E Incl Extra (TTM)1.73x

Revenue / Employee (TTM)$201,224

Tangible BV / Share (Quarterly)$5.06

P/S Ratio (Annual)0.19x

Asset Turnover (Annual)0.57x

52-Week High$7.99

Operating Margin (5Y Avg)14.59%

EPS Excl Extra (Annual)$0.70

CapEx CAGR (5Y)32.45%

Tangible BV CAGR (5Y)19.89%

26-Week Price Return-35.10%

Quick Ratio (Annual)1.42x

13-Week Price Return-26.91%

Total Debt / Equity (Annual)0.40x

Current Ratio (Quarterly)2.03x

Enterprise Value$734.30M

Revenue / Share Growth (5Y)5.52%

Asset Turnover (TTM)0.42x

Book Value / Share Growth (5Y)18.69%

Revenue / Employee (Annual)$270,887

Inventory Turnover (Annual)373.77x

Pretax Margin (Annual)15.78%

Cash / Share (Annual)$0.95

3-Month Return Std Dev59.31%

Gross Margin (5Y Avg)37.04%

Net Income / Employee (TTM)$29,826

EBITDA CAGR (5Y)3.68%

EBITDA Interim CAGR (5Y)2.70%

ROE (Last FY)14.03%

Net Interest Coverage (Annual)2.37x

EPS Basic Excl Extra (Annual)$0.70

P/FCF (TTM)1.54x

Receivables Turnover (TTM)2.21x

EV / Free Cash Flow (TTM)3.06x

Total Debt / Equity (Quarterly)0.33x

EPS Incl Extra (TTM)$0.61

Receivables Turnover (Annual)2.86x

ROI (TTM)8.79%

P/S Ratio (TTM)0.26x

Pretax Margin (5Y Avg)14.05%

Revenue / Share (Annual)$5.47

Tangible BV / Share (Annual)$4.88

Forward P/E2.34x

Price vs S&P 500 (52W)-97.94%

P/E Ratio (TTM)1.73x

EPS Growth TTM (YoY)7.42%

Year-to-Date Return-32.72%

5-Day Price Return12.24%

EPS Normalized (Annual)$0.70

ROA (5Y Avg)6.30%

Net Profit Margin (Annual)12.75%

Month-to-Date Return4.27%

EBITD / Share (Annual)$0.71

EPS Growth (3Y)31.29%

Operating Margin (Annual)12.11%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)1.51x

ROI (5Y Avg)8.72%

P/E Excl Extra (TTM)1.73x

LT Debt / Equity (Quarterly)0.15x

EPS Basic Excl Extra (TTM)$0.61

P/TBV (Quarterly)0.22x

Payout Ratio (Annual)22.85%

P/B Ratio (Annual)0.31x

Inventory Turnover (TTM)460.50x

Pretax Margin (TTM)12.10%

Book Value / Share (Annual)$5.24

Price vs S&P 500 (13W)-36.66%

Net Margin Growth (5Y)20.07%

Beta0.79x

P/FCF (Annual)0.77x

Revenue / Share (TTM)$4.28

ROE (TTM)12.20%

52-Week Low$1.79

vGradeA

gGradeD

mGradeD

vgmGradeC

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Analyst Recommendations

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4.29

4.21

Industry Peers — Finance Services(152)

Symbol	Value Score	Growth Score	Momentum Score	Price
LXLexinFintech Holdings Ltd. American Depositary Shares	A	D	D	$2.20
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NUNu Holdings Ltd.	D	B	C	$12.99
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MSTRStrategy Inc Common Stock Class A	D	D	C	$149.78
CRCLCircle Internet Group, Inc.	F	C	B	$104.97
SYFSYNCHRONY FINANCIAL	B	C	C	$70.82
SOFISoFi Technologies, Inc. Common Stock	D	B	B	$18.58
IRENIREN Limited Ordinary Shares	F	B	A	$65.33
HUTHut 8 Corp. Common Stock	F	A	A	$132.38
WULFTeraWulf Inc. Common Stock	F	B	A	$25.66

About

LexinFintech Holdings Ltd is a China-based fintech platform providing digital consumer lending and credit services. The company uses technology-driven processes to deliver online financing solutions to retail customers across China.