Yiren Digital Ltd. (YRD) Stock Price

YRDStock

$0.75−86.93%52W

Market Cap$65.96M

P/E6.75x

PEG Ratio1.86

Div yield9.64%

Beta1.19

YRD Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-70.43%

Price vs S&P 500 (4W)-21.75%

PEG Ratio1.86

VGM Score46.72

P/E Ratio (Annual)6.75x

Indicated Dividend Yield (Annual)9.64%

P/CF (Annual)0.52x

Book Value / Share (Quarterly)$7.49

P/TBV (Annual)0.33x

Indicated Dividend (Annual)$0.07

Revenue Growth (3Y)18.52%

Cash Flow / Share (Quarterly)$-0.37

Price vs S&P 500 (YTD)-91.55%

Gross Margin (TTM)84.93%

Net Profit Margin (TTM)-13.49%

EPS (TTM)$-0.59

10-Day Avg Trading Volume13.92M

EPS Excl Extra (TTM)$-0.59

Revenue Growth (5Y)7.62%

EPS (Annual)$0.05

Dividend / Share (Annual)$0.22

ROI (Annual)0.59%

Gross Margin (Annual)86.25%

Net Profit Margin (5Y Avg)25.71%

Cash / Share (Quarterly)$2.09

P/E Basic Excl Extra (TTM)14.75x

Revenue Growth QoQ (YoY)-41.13%

EPS Growth (5Y)7.94%

P/E Normalized (Annual)6.75x

ROA (Last FY)0.41%

Revenue Growth TTM (YoY)-15.34%

EBITD / Share (TTM)$-0.78

ROE (5Y Avg)16.83%

Operating Margin (TTM)-17.95%

Cash Flow / Share (Annual)$0.26

P/B Ratio0.04x

P/B Ratio (Quarterly)0.11x

Net Income / Employee (Annual)$8,591

EV / Revenue (TTM)-0.41x

Net Interest Coverage (TTM)214.57x

ROA (TTM)-4.92%

EPS Growth QoQ (YoY)-10.19%

EV / EBITDA (TTM)-1.81x

EPS Incl Extra (Annual)$0.05

Current Ratio (Annual)5.23x

Quick Ratio (Quarterly)5.14x

3-Month Avg Trading Volume2.28M

52-Week Price Return-86.93%

EV / Free Cash Flow (Annual)-7.03x

P/E Incl Extra (TTM)14.75x

Revenue / Employee (TTM)$800,987

Tangible BV / Share (Quarterly)$1.65

P/S Ratio (Annual)0.06x

Asset Turnover (Annual)0.43x

52-Week High$0.92

Operating Margin (5Y Avg)29.82%

EPS Excl Extra (Annual)$0.05

CapEx CAGR (5Y)69.71%

Tangible BV CAGR (5Y)15.22%

26-Week Price Return-60.53%

Quick Ratio (Annual)4.30x

13-Week Price Return-39.69%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)6.32x

Enterprise Value$-311.52M

Revenue / Share Growth (5Y)8.26%

Asset Turnover (TTM)0.36x

Book Value / Share Growth (5Y)21.58%

Revenue / Employee (Annual)$900,468

Pretax Margin (Annual)-0.74%

Cash / Share (Annual)$2.89

3-Month Return Std Dev140.25%

Gross Margin (5Y Avg)82.30%

Net Income / Employee (TTM)$-108,087

EBITDA CAGR (5Y)3.01%

EBITDA Interim CAGR (5Y)10.22%

ROE (Last FY)0.59%

Net Interest Coverage (Annual)-11.76x

EPS Basic Excl Extra (Annual)$0.05

P/FCF (TTM)0.28x

Receivables Turnover (TTM)6.81x

EV / Free Cash Flow (TTM)-2.00x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$-0.59

Receivables Turnover (Annual)8.21x

ROI (TTM)-7.16%

P/S Ratio (TTM)0.07x

Pretax Margin (5Y Avg)31.15%

Revenue / Share (Annual)$4.89

Tangible BV / Share (Annual)$1.34

Free OCF CAGR (5Y)3.23%

Price vs S&P 500 (52W)-102.47%

P/E Ratio (TTM)14.75x

EPS Growth TTM (YoY)-96.55%

Year-to-Date Return-79.62%

5-Day Price Return34.75%

EPS Normalized (Annual)$0.05

ROA (5Y Avg)12.04%

Net Profit Margin (Annual)0.95%

Month-to-Date Return-20.64%

Cash Flow / Share (TTM)$0.40

EBITD / Share (Annual)$-0.16

EPS Growth (3Y)-64.24%

Operating Margin (Annual)-3.88%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)1.14x

ROI (5Y Avg)15.63%

P/E Excl Extra (TTM)14.75x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$-0.59

P/TBV (Quarterly)0.28x

Payout Ratio (Annual)500.89%

P/B Ratio (Annual)0.23x

Pretax Margin (TTM)-15.22%

Book Value / Share (Annual)$8.02

Price vs S&P 500 (13W)-42.37%

Net Margin Growth (5Y)15.65%

Beta1.19x

P/FCF (Annual)1.24x

Revenue / Share (TTM)$4.34

ROE (TTM)-7.16%

52-Week Low$0.05

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YRD Analyst Recommendations

Nov 2022

Dec 2022

Jan 2023

Feb 2023

2.13

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
YRDYiren Digital Ltd.	A	D	D	6.8x	-7.2%	-17.9%	7.6%	$0.75
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57

About Yiren Digital Ltd.

Yiren Digital Ltd is a China-based, AI-powered platform providing digital financial services, insurance products, and lifestyle offerings to individuals and businesses. The company addresses financing needs for consumption and production activities while leveraging technology to enhance customers' financial well-being across various growth stages.