← Back to Screener
Yiren Digital Ltd. (YRD)
Price$2.18
Favorite Metrics
Price vs S&P 500 (26W)-73.26%
Price vs S&P 500 (4W)-51.47%
Market Capitalization$24.15M
P/E Ratio (Annual)0.71x
Indicated Dividend Yield (Annual)9.64%
All Metrics
P/CF (Annual)0.79x
Book Value / Share (Quarterly)$8.76
P/TBV (Annual)0.33x
Indicated Dividend (Annual)$0.06
Revenue Growth (3Y)9.04%
Cash Flow / Share (Quarterly)$1.06
Price vs S&P 500 (YTD)-48.59%
Gross Margin (TTM)87.83%
Net Profit Margin (TTM)20.10%
EPS (TTM)$1.06
10-Day Avg Trading Volume0.11M
EPS Excl Extra (TTM)$1.06
Revenue Growth (5Y)-7.93%
EPS (Annual)$1.33
Dividend / Share (Annual)$0.10
ROI (Annual)16.58%
Gross Margin (Annual)84.79%
Net Profit Margin (5Y Avg)22.02%
Cash / Share (Quarterly)$3.27
P/E Basic Excl Extra (TTM)0.90x
Revenue Growth QoQ (YoY)5.13%
EPS Growth (5Y)7.94%
P/E Normalized (Annual)0.71x
ROA (Last FY)12.19%
Revenue Growth TTM (YoY)10.89%
EBITD / Share (TTM)$0.98
ROE (5Y Avg)13.04%
Operating Margin (TTM)18.44%
Cash Flow / Share (Annual)$1.08
P/B Ratio0.11x
P/B Ratio (Quarterly)0.34x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)-0.44x
Net Interest Coverage (TTM)214.57x
ROA (TTM)8.93%
EPS Growth QoQ (YoY)-10.19%
EV / EBITDA (TTM)-2.34x
EPS Incl Extra (Annual)$1.33
Current Ratio (Annual)4.82x
Quick Ratio (Quarterly)2.66x
3-Month Avg Trading Volume0.09M
52-Week Price Return-65.34%
EV / Free Cash Flow (Annual)-1.93x
P/E Incl Extra (TTM)0.90x
Revenue / Employee (TTM)$1
Tangible BV / Share (Quarterly)$1.61
P/S Ratio (Annual)0.19x
Asset Turnover (Annual)0.45x
52-Week High$7.68
Operating Margin (5Y Avg)27.03%
EPS Excl Extra (Annual)$1.33
CapEx CAGR (5Y)-29.54%
Tangible BV CAGR (5Y)15.22%
26-Week Price Return-69.28%
Quick Ratio (Annual)3.78x
13-Week Price Return-50.49%
Total Debt / Equity (Annual)0.00x
Current Ratio (Quarterly)3.50x
Enterprise Value$-399.378
Revenue / Share Growth (5Y)-6.67%
Asset Turnover (TTM)0.44x
Book Value / Share Growth (5Y)15.64%
Revenue / Employee (Annual)$1
Pretax Margin (Annual)32.06%
Cash / Share (Annual)$2.94
3-Month Return Std Dev98.49%
Gross Margin (5Y Avg)79.47%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)3.01%
EBITDA Interim CAGR (5Y)10.22%
ROE (Last FY)16.58%
Net Interest Coverage (Annual)8.98x
EPS Basic Excl Extra (Annual)$1.33
P/FCF (TTM)0.86x
Receivables Turnover (TTM)8.52x
EV / Free Cash Flow (TTM)-2.17x
Total Debt / Equity (Quarterly)0.00x
EPS Incl Extra (TTM)$1.06
Receivables Turnover (Annual)10.90x
ROI (TTM)12.66%
P/S Ratio (TTM)0.18x
Pretax Margin (5Y Avg)27.39%
Revenue / Share (Annual)$4.86
Tangible BV / Share (Annual)$1.31
Free OCF CAGR (5Y)44.93%
Price vs S&P 500 (52W)-95.17%
P/E Ratio (TTM)0.90x
EPS Growth TTM (YoY)-30.32%
Year-to-Date Return-45.95%
5-Day Price Return14.29%
EPS Normalized (Annual)$1.33
ROA (5Y Avg)9.89%
Net Profit Margin (Annual)27.25%
Month-to-Date Return16.28%
Cash Flow / Share (TTM)$0.39
EBITD / Share (Annual)$1.40
EPS Growth (3Y)14.45%
Operating Margin (Annual)28.37%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)0.90x
ROI (5Y Avg)12.27%
P/E Excl Extra (TTM)0.90x
LT Debt / Equity (Quarterly)0.00x
EPS Basic Excl Extra (TTM)$1.06
P/TBV (Quarterly)0.28x
Payout Ratio (Annual)7.73%
P/B Ratio (Annual)0.30x
Pretax Margin (TTM)22.61%
Book Value / Share (Annual)$7.30
Price vs S&P 500 (13W)-51.18%
Net Margin Growth (5Y)15.65%
Beta1.27x
P/FCF (Annual)0.80x
Revenue / Share (TTM)$5.21
ROE (TTM)12.66%
52-Week Low$1.58
Industry Peers — Finance Services(109)
| Symbol | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|
YRDYiren Digital Ltd. | 0.71x | 12.66% | 18.44% | -7.93% | $2.18 |
AXPAmerican Express Company | 20.67x | 33.49% | 17.76% | 15.25% | $325.76 |
COINCoinbase Global, Inc. Class A Common Stock | 41.05x | 9.44% | 19.99% | 41.24% | $199.82 |
MSTRStrategy Inc Common Stock Class A | — | -7.97% | -1140.82% | -0.15% | $148.94 |
STRCStrategy Inc Variable Rate Series A Perpetual Stretch Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $99.06 |
STRDStrategy Inc 10.00% Series A Perpetual Stride Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $76.11 |
STRFStrategy Inc 10.00% Series A Perpetual Strife Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $98.83 |
STRKStrategy Inc 8.00% Series A Perpetual Strike Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $74.75 |
SYFSYNCHRONY FINANCIAL | 7.44x | 21.09% | 18.39% | 0.89% | $75.17 |
CRCLCircle Internet Group, Inc. | 126.06x | -2.62% | -2.63% | — | $107.46 |
SOFISoFi Technologies, Inc. Common Stock | 49.78x | 5.87% | -19.92% | — | $19.03 |
About
Yiren Digital Ltd is a China-based, AI-powered platform providing digital financial services, insurance products, and lifestyle offerings to individuals and businesses. The company addresses financing needs for consumption and production activities while leveraging technology to enhance customers' financial well-being across various growth stages.