Heritage Commerce Corp (HTBK) Stock Price

HTBKStock

$0.00−40.50%52W

Market Cap—

P/E17.32x

PEG Ratio—

Div yield3.87%

Beta0.24

HTBK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)33.28%

Price vs S&P 500 (4W)2.13%

VGM Score47.06

P/E Ratio (Annual)17.32x

Indicated Dividend Yield (Annual)3.87%

P/CF (Annual)13.43x

Book Value / Share (Quarterly)$11.55

P/TBV (Annual)1.04x

Indicated Dividend (Annual)$0.52

Revenue Growth (3Y)9.80%

Cash Flow / Share (Quarterly)$1.00

Payout Ratio (TTM)66.73%

Price vs S&P 500 (YTD)7.85%

Net Profit Margin (TTM)35.51%

EPS (TTM)$0.78

10-Day Avg Trading Volume0.98M

EPS Excl Extra (TTM)$0.78

Revenue Growth (5Y)12.05%

EPS (Annual)$0.78

Dividend / Share (Annual)$0.52

ROI (Annual)6.39%

Net Profit Margin (5Y Avg)29.22%

Cash / Share (Quarterly)$0.66

P/E Basic Excl Extra (TTM)17.32x

Revenue Growth QoQ (YoY)21.16%

EPS Growth (5Y)5.74%

P/E Normalized (Annual)17.32x

ROA (Last FY)0.83%

Revenue Growth TTM (YoY)32.84%

EBITD / Share (TTM)$1.77

ROE (5Y Avg)8.14%

Operating Margin (TTM)50.10%

Cash Flow / Share (Annual)$1.00

P/B Ratio1.17x

P/B Ratio (Quarterly)1.04x

Net Income / Employee (Annual)$139,900

ROA (TTM)0.86%

EPS Growth QoQ (YoY)42.00%

EV / EBITDA (TTM)12.57x

EPS Incl Extra (Annual)$0.78

3-Month Avg Trading Volume0.87M

52-Week Price Return-40.50%

EV / Free Cash Flow (Annual)14.16x

P/E Incl Extra (TTM)17.32x

Tangible BV / Share (Quarterly)$11.47

P/S Ratio (Annual)2.75x

52-Week High$13.82

EPS Excl Extra (Annual)$0.78

CapEx CAGR (5Y)-34.64%

Tangible BV CAGR (5Y)4.64%

26-Week Price Return42.03%

13-Week Price Return8.03%

Total Debt / Equity (Annual)0.06x

Enterprise Value$868.23M

Revenue / Share Growth (5Y)1.56%

Book Value / Share Growth (5Y)3.66%

Revenue / Employee (Annual)$588,207,400,000

Pretax Margin (Annual)49.67%

Cash / Share (Annual)$0.45

3-Month Return Std Dev28.16%

Net Income / Employee (TTM)$139,900

EBITDA CAGR (5Y)13.25%

EBITDA Interim CAGR (5Y)17.26%

ROE (Last FY)6.75%

EPS Basic Excl Extra (Annual)$0.78

P/FCF (TTM)13.51x

EV / Free Cash Flow (TTM)14.16x

Total Debt / Equity (Quarterly)0.06x

EPS Incl Extra (TTM)$0.78

ROI (TTM)6.47%

Dividend Growth Rate (5Y)-0.03%

P/S Ratio (TTM)2.58x

Pretax Margin (5Y Avg)40.75%

Revenue / Share (Annual)$3.11

Tangible BV / Share (Annual)$11.47

Forward P/E13.32x

Free OCF CAGR (5Y)2.51%

Price vs S&P 500 (52W)-47.44%

P/E Ratio (TTM)17.32x

EPS Growth TTM (YoY)17.79%

Year-to-Date Return11.99%

5-Day Price Return0.60%

EPS Normalized (Annual)$0.78

ROA (5Y Avg)0.99%

Net Profit Margin (Annual)35.03%

Month-to-Date Return7.77%

Cash Flow / Share (TTM)$1.23

EBITD / Share (Annual)$1.12

EPS Growth (3Y)-10.74%

Operating Margin (Annual)49.67%

LT Debt / Equity (Annual)0.06x

P/CF (TTM)13.43x

ROI (5Y Avg)7.68%

P/E Excl Extra (TTM)17.32x

LT Debt / Equity (Quarterly)0.06x

EPS Basic Excl Extra (TTM)$0.78

P/TBV (Quarterly)1.04x

Payout Ratio (Annual)66.73%

P/B Ratio (Annual)1.04x

Dividend / Share (TTM)$0.52

Pretax Margin (TTM)50.10%

Book Value / Share (Annual)$11.55

Price vs S&P 500 (13W)5.17%

Net Margin Growth (5Y)4.71%

Dividend Yield (TTM)3.85%

Beta0.24x

P/FCF (Annual)13.51x

Revenue / Share (TTM)$3.30

ROE (TTM)6.83%

52-Week Low$9.34

vGradeD

gGradeC

mGradeC

vgmGradeC

HTBK Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.83

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
HTBKHeritage Commerce Corp	D	C	C	1.0x	6.8%	0.9%	—	$0.00
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Heritage Commerce Corp

Heritage Commerce Corp is a bank holding company serving small and medium-sized businesses through its Banking and Factoring segments. The Banking segment provides the majority of revenue through commercial and industrial loans, commercial real estate and construction financing, and deposit products including demand accounts, money market accounts, certificates of deposit, and savings accounts.