← Back to Screener
Isabella Bank Corporation Common stock (ISBA)
Price$49.37
Favorite Metrics
Price vs S&P 500 (26W)-20.97%
Price vs S&P 500 (4W)-12.18%
Market Capitalization$564.47M
All Metrics
P/CF (Annual)4.01x
Book Value / Share (Quarterly)$20.50
P/TBV (Annual)8.16x
Revenue Growth (3Y)5.61%
Cash Flow / Share (Quarterly)$-6.52
Price vs S&P 500 (YTD)-32.24%
Gross Margin (TTM)54.84%
Net Profit Margin (TTM)-26.39%
EPS (TTM)$-11.64
10-Day Avg Trading Volume0.06M
EPS Excl Extra (TTM)$-11.64
Revenue Growth (5Y)48.11%
EPS (Annual)$-11.58
ROI (Annual)-12.76%
Gross Margin (Annual)54.84%
Net Profit Margin (5Y Avg)-16.95%
Cash / Share (Quarterly)$16.45
Revenue Growth QoQ (YoY)28.58%
ROA (Last FY)-6.24%
Revenue Growth TTM (YoY)8.42%
EBITD / Share (TTM)$1.26
ROE (5Y Avg)-399.44%
Operating Margin (TTM)-14.74%
Cash Flow / Share (Annual)$-6.52
P/B Ratio0.57x
P/B Ratio (Quarterly)0.82x
Net Income / Employee (Annual)$-0
EV / Revenue (TTM)1.61x
Net Interest Coverage (TTM)-0.55x
ROA (TTM)-8.23%
EV / EBITDA (TTM)58.87x
EPS Incl Extra (Annual)$-11.58
Current Ratio (Annual)0.80x
Quick Ratio (Quarterly)0.75x
3-Month Avg Trading Volume0.09M
52-Week Price Return-23.13%
Revenue / Employee (TTM)$0
Tangible BV / Share (Quarterly)$7.11
P/S Ratio (Annual)0.21x
Asset Turnover (Annual)0.24x
52-Week High$20.74
Operating Margin (5Y Avg)-6.21%
EPS Excl Extra (Annual)$-11.58
CapEx CAGR (5Y)71.21%
26-Week Price Return-16.99%
Quick Ratio (Annual)0.68x
13-Week Price Return-30.15%
Total Debt / Equity (Annual)4.52x
Current Ratio (Quarterly)0.80x
Enterprise Value$4,266.701
Revenue / Share Growth (5Y)29.79%
Asset Turnover (TTM)0.31x
Book Value / Share Growth (5Y)14.02%
Revenue / Employee (Annual)$0
Inventory Turnover (Annual)31.93x
Pretax Margin (Annual)-25.16%
Cash / Share (Annual)$16.45
3-Month Return Std Dev59.44%
Gross Margin (5Y Avg)55.74%
Net Income / Employee (TTM)$-0
EBITDA CAGR (5Y)24.97%
EBITDA Interim CAGR (5Y)13.39%
ROE (Last FY)-70.49%
Net Interest Coverage (Annual)-0.57x
EPS Basic Excl Extra (Annual)$-11.58
P/FCF (TTM)463.44x
Receivables Turnover (TTM)21.30x
Total Debt / Equity (Quarterly)4.52x
EPS Incl Extra (TTM)$-11.64
Receivables Turnover (Annual)21.30x
ROI (TTM)-15.39%
P/S Ratio (TTM)0.21x
Pretax Margin (5Y Avg)-16.89%
Revenue / Share (Annual)$43.87
Tangible BV / Share (Annual)$3.15
Price vs S&P 500 (52W)-52.96%
Year-to-Date Return-29.60%
5-Day Price Return5.15%
EPS Normalized (Annual)$-11.58
ROA (5Y Avg)-5.43%
Net Profit Margin (Annual)-26.39%
Month-to-Date Return20.64%
Cash Flow / Share (TTM)$-1.70
EBITD / Share (Annual)$1.29
Operating Margin (Annual)-14.78%
LT Debt / Equity (Annual)4.49x
ROI (5Y Avg)-9.25%
LT Debt / Equity (Quarterly)4.49x
EPS Basic Excl Extra (TTM)$-11.64
P/TBV (Quarterly)7.05x
P/B Ratio (Annual)0.82x
Inventory Turnover (TTM)31.93x
Pretax Margin (TTM)-25.16%
Book Value / Share (Annual)$20.50
Price vs S&P 500 (13W)-30.84%
Beta1.67x
P/FCF (Annual)134.40x
Revenue / Share (TTM)$43.95
ROE (TTM)-95.30%
52-Week Low$8.46
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
2.40
2.40
2.40
2.40
Industry Peers — State Banks(184)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
ISBAIsabella Bank Corporation Common stock | 0.82x | -95.30% | -8.23% | -0.55x | $49.37 |
ITUBItau Unibanco Holding S.A. American Depositary Shares | 2.03x | 20.76% | 1.50% | — | $9.33 |
BNSBank of Nova Scotia | 1.45x | 10.41% | 0.62% | — | $75.00 |
BKBank of New York Mellon Corporation | 1.83x | 12.66% | 1.20% | — | $134.84 |
FITBFifth Third Bancorp | 1.42x | 11.96% | 1.19% | — | $49.52 |
FITBIFifth Third Bancorp Depositary Shares | 1.42x | 11.96% | 1.19% | — | $25.32 |
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | 1.42x | 11.96% | 1.19% | — | $25.83 |
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | 1.42x | 11.96% | 1.19% | — | $19.38 |
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A | 1.42x | 11.96% | 1.19% | — | $24.05 |
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | 1.04x | 9.84% | 0.81% | — | $4.15 |
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value) | 1.04x | 9.84% | 0.81% | — | $3.72 |
About
Isabella Bank Corp is a U.S. financial services holding company serving businesses, institutions, and individuals through diversified lending operations. Its loan portfolio spans commercial, agricultural, real estate, and consumer segments, supported by comprehensive deposit products including checking, savings, certificates of deposit, and cash management services. The company also provides digital banking, trust, and brokerage services.