Orange County Bancorp, Inc. Common Stock (OBT)

Price$34.88

Value ScoreC

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)20.74%

Price vs S&P 500 (4W)0.50%

VGM Score57.54

Market Capitalization$467.67M

P/E Ratio (Annual)11.24x

Indicated Dividend Yield (Annual)2.11%

All Metrics

P/CF (Annual)10.67x

Book Value / Share (Quarterly)$21.75

P/TBV (Annual)1.34x

Indicated Dividend (Annual)$0.72

Revenue Growth (3Y)20.51%

Cash Flow / Share (Quarterly)$3.48

Payout Ratio (TTM)18.17%

Price vs S&P 500 (YTD)14.01%

Net Profit Margin (TTM)29.88%

EPS (TTM)$3.40

10-Day Avg Trading Volume0.05M

EPS Excl Extra (TTM)$3.40

EPS (Annual)$3.33

Dividend / Share (Annual)$0.57

ROI (Annual)13.47%

Cash / Share (Quarterly)$28.09

P/E Basic Excl Extra (TTM)10.58x

Revenue Growth QoQ (YoY)31.78%

EPS Growth (5Y)25.61%

P/E Normalized (Annual)11.24x

ROA (Last FY)1.56%

Revenue Growth TTM (YoY)47.64%

EBITD / Share (TTM)$8.47

ROE (5Y Avg)15.35%

Operating Margin (TTM)37.29%

Cash Flow / Share (Annual)$3.09

P/B Ratio1.60x

P/B Ratio (Quarterly)1.47x

Net Income / Employee (Annual)$177,100

ROA (TTM)1.67%

EPS Growth QoQ (YoY)10.02%

EV / EBITDA (TTM)8.53x

EPS Incl Extra (Annual)$3.33

3-Month Avg Trading Volume0.06M

52-Week Price Return45.52%

EV / Free Cash Flow (Annual)11.91x

P/E Incl Extra (TTM)10.58x

Tangible BV / Share (Quarterly)$21.72

P/S Ratio (Annual)2.90x

52-Week High$37.99

EPS Excl Extra (Annual)$3.33

CapEx CAGR (5Y)29.46%

Tangible BV CAGR (5Y)16.29%

26-Week Price Return28.66%

13-Week Price Return9.20%

Total Debt / Equity (Annual)0.09x

Enterprise Value$492.25M

Book Value / Share Growth (5Y)11.51%

Revenue / Employee (Annual)$439,434,200,000

Pretax Margin (Annual)33.61%

Cash / Share (Annual)$15.26

3-Month Return Std Dev26.61%

Net Income / Employee (TTM)$188,100

EBITDA CAGR (5Y)27.45%

EBITDA Interim CAGR (5Y)17.93%

ROE (Last FY)14.63%

EPS Basic Excl Extra (Annual)$3.33

P/FCF (TTM)8.94x

EV / Free Cash Flow (TTM)10.55x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$3.40

ROI (TTM)14.83%

Dividend Growth Rate (5Y)8.79%

P/S Ratio (TTM)2.57x

Revenue / Share (Annual)$16.02

Tangible BV / Share (Annual)$21.23

Forward P/E9.50x

Free OCF CAGR (5Y)31.15%

Price vs S&P 500 (52W)21.15%

P/E Ratio (TTM)10.58x

EPS Growth TTM (YoY)40.87%

Year-to-Date Return22.17%

5-Day Price Return3.29%

EPS Normalized (Annual)$3.33

ROA (5Y Avg)1.18%

Net Profit Margin (Annual)27.04%

Month-to-Date Return2.23%

Cash Flow / Share (TTM)$5.73

EBITD / Share (Annual)$4.24

EPS Growth (3Y)15.36%

Operating Margin (Annual)33.61%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)9.50x

ROI (5Y Avg)13.77%

P/E Excl Extra (TTM)10.58x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$3.40

P/TBV (Quarterly)1.47x

Payout Ratio (Annual)17.06%

P/B Ratio (Annual)1.34x

Dividend / Share (TTM)$0.65

Pretax Margin (TTM)37.29%

Book Value / Share (Annual)$21.27

Price vs S&P 500 (13W)0.95%

Dividend Yield (TTM)1.72%

Beta0.43x

P/FCF (Annual)11.31x

Revenue / Share (TTM)$18.09

ROE (TTM)16.09%

52-Week Low$22.84

vGradeC

gGradeB

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 260.85est. 0.79

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

4.14

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
OBTOrange County Bancorp, Inc. Common Stock	C	B	C	$34.88
BNSBank of Nova Scotia	C	C	B	$80.56
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.54
DBDeutsche Bank Aktiengesellschaft	B	B	F	$31.51
FITBFifth Third Bancorp	D	C	B	$52.01
FITBIFifth Third Bancorp Depositary Shares	D	C	B	$25.73
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	B	$26.02
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	B	$18.36
STTState Street Corporation	C	C	A	$161.75
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	F	$3.36

About

Orange County Bancorp Inc is a community bank providing comprehensive financial services to individuals, small businesses, and municipal governments. The company offers personal and commercial banking products, including loans, savings accounts, and internet banking, along with trust and wealth management services. Banking operations constitute the company's primary revenue segment.