Orange County Bancorp, Inc. Common Stock (OBT) Stock Price

OBTStock

$37.82+44.65%52W

Market Cap$507.09M

P/E12.60x

PEG Ratio0.46

Div yield1.99%

Beta0.43

OBT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-1.74%

Price vs S&P 500 (4W)-4.65%

PEG Ratio0.46

VGM Score60.79

P/E Ratio (Annual)12.60x

Indicated Dividend Yield (Annual)1.99%

P/CF (Annual)11.96x

Book Value / Share (Quarterly)$21.75

P/TBV (Annual)1.34x

Indicated Dividend (Annual)$0.72

Revenue Growth (3Y)20.51%

Cash Flow / Share (Quarterly)$3.48

Payout Ratio (TTM)18.17%

Price vs S&P 500 (YTD)22.05%

Net Profit Margin (TTM)29.88%

EPS (TTM)$3.40

10-Day Avg Trading Volume0.05M

EPS Excl Extra (TTM)$3.40

EPS (Annual)$3.33

Dividend / Share (Annual)$0.57

ROI (Annual)13.47%

Cash / Share (Quarterly)$28.09

P/E Basic Excl Extra (TTM)11.86x

Revenue Growth QoQ (YoY)31.78%

EPS Growth (5Y)25.61%

P/E Normalized (Annual)12.60x

ROA (Last FY)1.56%

Revenue Growth TTM (YoY)47.64%

EBITD / Share (TTM)$8.47

ROE (5Y Avg)15.35%

Operating Margin (TTM)37.29%

Cash Flow / Share (Annual)$3.09

P/B Ratio1.80x

P/B Ratio (Quarterly)1.47x

Net Income / Employee (Annual)$177,100

ROA (TTM)1.67%

EPS Growth QoQ (YoY)10.02%

EV / EBITDA (TTM)8.53x

EPS Incl Extra (Annual)$3.33

3-Month Avg Trading Volume0.06M

52-Week Price Return44.65%

EV / Free Cash Flow (Annual)13.28x

P/E Incl Extra (TTM)11.86x

Tangible BV / Share (Quarterly)$21.72

P/S Ratio (Annual)2.90x

52-Week High$40.10

EPS Excl Extra (Annual)$3.33

CapEx CAGR (5Y)29.46%

Tangible BV CAGR (5Y)16.29%

26-Week Price Return9.50%

13-Week Price Return12.56%

Total Debt / Equity (Annual)0.09x

Enterprise Value$548.83M

Book Value / Share Growth (5Y)11.51%

Revenue / Employee (Annual)$439,434,200,000

Pretax Margin (Annual)33.61%

Cash / Share (Annual)$15.26

3-Month Return Std Dev24.23%

Net Income / Employee (TTM)$188,100

EBITDA CAGR (5Y)27.45%

EBITDA Interim CAGR (5Y)17.93%

ROE (Last FY)14.63%

EPS Basic Excl Extra (Annual)$3.33

P/FCF (TTM)10.02x

EV / Free Cash Flow (TTM)11.76x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$3.40

ROI (TTM)14.83%

Dividend Growth Rate (5Y)8.79%

P/S Ratio (TTM)2.57x

Revenue / Share (Annual)$16.02

Tangible BV / Share (Annual)$21.23

Forward P/E10.36x

Free OCF CAGR (5Y)31.15%

Price vs S&P 500 (52W)26.34%

P/E Ratio (TTM)11.86x

EPS Growth TTM (YoY)40.87%

Year-to-Date Return34.01%

5-Day Price Return-1.47%

EPS Normalized (Annual)$3.33

ROA (5Y Avg)1.18%

Net Profit Margin (Annual)27.04%

Month-to-Date Return0.03%

Cash Flow / Share (TTM)$5.73

EBITD / Share (Annual)$4.24

EPS Growth (3Y)15.36%

Operating Margin (Annual)33.61%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)10.65x

ROI (5Y Avg)13.77%

P/E Excl Extra (TTM)11.86x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$3.40

P/TBV (Quarterly)1.47x

Payout Ratio (Annual)17.06%

P/B Ratio (Annual)1.34x

Dividend / Share (TTM)$0.65

Pretax Margin (TTM)37.29%

Book Value / Share (Annual)$21.27

Price vs S&P 500 (13W)9.77%

Dividend Yield (TTM)1.53%

Beta0.43x

P/FCF (Annual)12.68x

Revenue / Share (TTM)$18.09

ROE (TTM)16.09%

52-Week Low$23.25

vGradeC

gGradeB

mGradeB

vgmGradeB

OBT Earnings Surprise History

Q2 250.87est. 0.75

Q3 250.75est. 0.69

Q4 250.93est. 0.74

Q1 260.85est. 0.78

Q2 261.02est. 0.80

OBT Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.14

4.17

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
OBTOrange County Bancorp, Inc. Common Stock	C	B	B	$37.82
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About Orange County Bancorp, Inc. Common Stock

Orange County Bancorp Inc is a community bank providing comprehensive financial services to individuals, small businesses, and municipal governments. The company offers personal and commercial banking products, including loans, savings accounts, and internet banking, along with trust and wealth management services. Banking operations constitute the company's primary revenue segment.