CoastalSouth Bancshares, Inc. (COSO)

Price$25.34

Value ScoreC

Growth ScoreC

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)3.88%

Price vs S&P 500 (4W)-4.56%

VGM Score47.11

Market Capitalization$310.03M

P/E Ratio (Annual)12.46x

Indicated Dividend Yield (Annual)0.78%

All Metrics

P/CF (Annual)4.91x

Book Value / Share (Quarterly)$21.94

P/TBV (Annual)1.24x

Indicated Dividend (Annual)$0.20

Revenue Growth (3Y)23.60%

Cash Flow / Share (Quarterly)$3.30

Price vs S&P 500 (YTD)-0.59%

Net Profit Margin (TTM)19.80%

EPS (TTM)$2.19

10-Day Avg Trading Volume0.07M

EPS Excl Extra (TTM)$2.19

Revenue Growth (5Y)26.51%

EPS (Annual)$2.16

ROI (Annual)1.09%

Net Profit Margin (5Y Avg)22.17%

Cash / Share (Quarterly)$1.88

P/E Basic Excl Extra (TTM)11.85x

Revenue Growth QoQ (YoY)9.60%

EPS Growth (5Y)22.07%

P/E Normalized (Annual)12.46x

ROA (Last FY)1.08%

Revenue Growth TTM (YoY)5.06%

EBITD / Share (TTM)$7.38

ROE (5Y Avg)12.33%

Operating Margin (TTM)65.24%

Cash Flow / Share (Annual)$5.12

P/B Ratio1.18x

P/B Ratio (Quarterly)1.12x

Net Income / Employee (Annual)$469,700

EV / Revenue (TTM)17.66x

Net Interest Coverage (TTM)1.58x

ROA (TTM)1.15%

EPS Growth QoQ (YoY)7.21%

EV / EBITDA (TTM)26.48x

EPS Incl Extra (Annual)$2.16

Current Ratio (Annual)0.02x

Quick Ratio (Quarterly)0.01x

3-Month Avg Trading Volume0.09M

52-Week Price Return27.97%

EV / Free Cash Flow (Annual)38.07x

P/E Incl Extra (TTM)11.85x

Revenue / Employee (TTM)$2,493,300

Tangible BV / Share (Quarterly)$21.81

P/S Ratio (Annual)2.40x

Asset Turnover (Annual)0.06x

52-Week High$26.36

Operating Margin (5Y Avg)58.53%

EPS Excl Extra (Annual)$2.16

CapEx CAGR (5Y)-8.47%

Tangible BV CAGR (5Y)20.33%

26-Week Price Return17.46%

Quick Ratio (Annual)0.02x

13-Week Price Return4.25%

Total Debt / Equity (Annual)7.77x

Current Ratio (Quarterly)0.01x

Enterprise Value$2.33B

Revenue / Share Growth (5Y)17.57%

Asset Turnover (TTM)0.06x

Book Value / Share Growth (5Y)11.17%

Revenue / Employee (Annual)$2,438,900

Pretax Margin (Annual)24.09%

Cash / Share (Annual)$3.47

3-Month Return Std Dev17.73%

Net Income / Employee (TTM)$493,800

EBITDA CAGR (5Y)43.43%

EBITDA Interim CAGR (5Y)32.17%

ROE (Last FY)9.59%

Net Interest Coverage (Annual)1.61x

EPS Basic Excl Extra (Annual)$2.16

EV / Free Cash Flow (TTM)58.93x

Total Debt / Equity (Quarterly)7.82x

EPS Incl Extra (TTM)$2.19

ROI (TTM)1.16%

P/S Ratio (TTM)2.35x

Pretax Margin (5Y Avg)28.21%

Revenue / Share (Annual)$11.22

Tangible BV / Share (Annual)$21.14

Forward P/E10.42x

Free OCF CAGR (5Y)24.41%

Price vs S&P 500 (52W)-0.18%

P/E Ratio (TTM)11.85x

EPS Growth TTM (YoY)-5.56%

Year-to-Date Return10.80%

5-Day Price Return0.08%

EPS Normalized (Annual)$2.16

ROA (5Y Avg)1.02%

Net Profit Margin (Annual)19.26%

Month-to-Date Return0.90%

EBITD / Share (Annual)$7.51

EPS Growth (3Y)1.70%

Operating Margin (Annual)65.73%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)7.29x

ROI (5Y Avg)1.03%

P/E Excl Extra (TTM)11.85x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.19

P/TBV (Quarterly)1.13x

P/B Ratio (Annual)1.21x

Pretax Margin (TTM)24.84%

Book Value / Share (Annual)$21.66

Price vs S&P 500 (13W)-6.41%

Net Margin Growth (5Y)3.83%

Beta0.06x

P/FCF (Annual)5.06x

Revenue / Share (TTM)$10.62

ROE (TTM)10.66%

52-Week Low$19.24

vGradeC

gGradeC

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 260.51est. 0.56

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.25

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
COSOCoastalSouth Bancshares, Inc.	C	C	C	$25.34
BNSBank of Nova Scotia	C	C	C	$80.26
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.59
DBDeutsche Bank Aktiengesellschaft	B	B	F	$31.26
FITBFifth Third Bancorp	D	C	C	$49.49
FITBIFifth Third Bancorp Depositary Shares	D	C	C	$25.69
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	C	$26.11
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	C	$18.27
STTState Street Corporation	C	C	A	$157.88
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	F	$3.38

About

CoastalSouth Bancshares Inc is a regional bank holding company providing full-service banking solutions to retail and commercial customers across the Southeast. The company operates approximately 11 branches in the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia. Its service offerings include deposit accounts, commercial and consumer lending, mortgage banking, and complementary financial services.