CoastalSouth Bancshares, Inc. (COSO)

Price$25.94

Favorite Metrics

Price vs S&P 500 (26W)12.81%

Price vs S&P 500 (4W)0.10%

Market Capitalization$339.75M

P/E Ratio (Annual)13.65x

Indicated Dividend Yield (Annual)0.79%

All Metrics

P/CF (Annual)5.38x

Book Value / Share (Quarterly)$21.66

P/TBV (Annual)1.24x

Revenue Growth (3Y)23.60%

Price vs S&P 500 (YTD)7.43%

Net Profit Margin (TTM)19.26%

EPS (TTM)$2.16

10-Day Avg Trading Volume0.09M

EPS Excl Extra (TTM)$2.16

Revenue Growth (5Y)26.51%

EPS (Annual)$2.16

ROI (Annual)1.09%

Net Profit Margin (5Y Avg)22.17%

Cash / Share (Quarterly)$3.47

P/E Basic Excl Extra (TTM)13.65x

Revenue Growth QoQ (YoY)9.77%

EPS Growth (5Y)22.07%

P/E Normalized (Annual)13.65x

ROA (Last FY)1.08%

Revenue Growth TTM (YoY)5.95%

EBITD / Share (TTM)$7.52

ROE (5Y Avg)12.33%

Operating Margin (TTM)65.73%

Cash Flow / Share (Annual)$5.12

P/B Ratio1.31x

P/B Ratio (Quarterly)1.21x

Net Income / Employee (Annual)$0

EV / Revenue (TTM)17.92x

Net Interest Coverage (TTM)1.58x

ROA (TTM)1.11%

EPS Growth QoQ (YoY)7.26%

EV / EBITDA (TTM)26.78x

EPS Incl Extra (Annual)$2.16

Current Ratio (Annual)0.02x

Quick Ratio (Quarterly)0.02x

3-Month Avg Trading Volume0.09M

EV / Free Cash Flow (Annual)37.78x

P/E Incl Extra (TTM)13.65x

Revenue / Employee (TTM)$2

Tangible BV / Share (Quarterly)$21.14

P/S Ratio (Annual)2.63x

Asset Turnover (Annual)0.06x

52-Week High$26.29

Operating Margin (5Y Avg)58.53%

EPS Excl Extra (Annual)$2.16

CapEx CAGR (5Y)-8.47%

Tangible BV CAGR (5Y)20.33%

26-Week Price Return21.56%

Quick Ratio (Annual)0.02x

13-Week Price Return8.85%

Total Debt / Equity (Annual)7.77x

Current Ratio (Quarterly)0.02x

Enterprise Value$2,315.897

Revenue / Share Growth (5Y)17.57%

Asset Turnover (TTM)0.06x

Book Value / Share Growth (5Y)11.17%

Revenue / Employee (Annual)$2

Pretax Margin (Annual)24.09%

Cash / Share (Annual)$3.47

3-Month Return Std Dev17.80%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)43.43%

EBITDA Interim CAGR (5Y)44.41%

ROE (Last FY)9.59%

Net Interest Coverage (Annual)1.58x

EPS Basic Excl Extra (Annual)$2.16

Total Debt / Equity (Quarterly)7.77x

EPS Incl Extra (TTM)$2.16

ROI (TTM)1.12%

P/S Ratio (TTM)2.63x

Pretax Margin (5Y Avg)28.21%

Revenue / Share (Annual)$11.22

Tangible BV / Share (Annual)$21.14

Forward P/E11.18x

Free OCF CAGR (5Y)24.41%

P/E Ratio (TTM)13.65x

EPS Growth TTM (YoY)3.53%

Year-to-Date Return11.57%

5-Day Price Return1.45%

EPS Normalized (Annual)$2.16

ROA (5Y Avg)1.02%

Net Profit Margin (Annual)19.26%

Month-to-Date Return5.49%

EBITD / Share (Annual)$7.51

EPS Growth (3Y)1.70%

Operating Margin (Annual)65.73%

LT Debt / Equity (Annual)0.12x

ROI (5Y Avg)1.03%

P/E Excl Extra (TTM)13.65x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$2.16

P/TBV (Quarterly)1.24x

P/B Ratio (Annual)1.21x

Pretax Margin (TTM)24.09%

Book Value / Share (Annual)$21.66

Price vs S&P 500 (13W)5.99%

Net Margin Growth (5Y)3.83%

Beta0.07x

P/FCF (Annual)5.54x

Revenue / Share (TTM)$10.43

ROE (TTM)10.81%

52-Week Low$19.24

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.25

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
COSOCoastalSouth Bancshares, Inc.	1.21x	10.81%	1.11%	1.58x	$25.94
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.38
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.10
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.56
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$50.34
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.33
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.90
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.43
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.20
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.21
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.75

About

CoastalSouth Bancshares Inc is a regional bank holding company providing full-service banking solutions to retail and commercial customers across the Southeast. The company operates approximately 11 branches in the Lowcountry of South Carolina, Savannah, Georgia, and metro Atlanta, Georgia. Its service offerings include deposit accounts, commercial and consumer lending, mortgage banking, and complementary financial services.