Eagle Financial Services Inc Common Stock (EFSI)

Price$39.41

Favorite Metrics

Price vs S&P 500 (26W)0.20%

Price vs S&P 500 (4W)13.00%

Market Capitalization$212.22M

P/E Ratio (Annual)13.83x

Indicated Dividend Yield (Annual)3.16%

All Metrics

P/CF (Annual)30.87x

Book Value / Share (Quarterly)$33.52

P/TBV (Annual)1.05x

Revenue Growth (3Y)15.54%

Cash Flow / Share (Quarterly)$1.62

Payout Ratio (TTM)36.82%

Price vs S&P 500 (YTD)-5.61%

Net Profit Margin (TTM)15.52%

EPS (TTM)$4.32

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$4.32

Revenue Growth (5Y)14.04%

EPS (Annual)$4.32

ROI (Annual)10.33%

Net Profit Margin (5Y Avg)23.67%

Cash / Share (Quarterly)$4.02

P/E Basic Excl Extra (TTM)13.83x

Revenue Growth QoQ (YoY)54.47%

EPS Growth (5Y)8.77%

P/E Normalized (Annual)13.83x

ROA (Last FY)0.82%

Revenue Growth TTM (YoY)54.59%

EBITD / Share (TTM)$5.53

ROE (5Y Avg)11.28%

Operating Margin (TTM)18.65%

Cash Flow / Share (Annual)$1.65

P/B Ratio1.78x

P/B Ratio (Quarterly)1.09x

Net Income / Employee (Annual)$0

ROA (TTM)0.84%

EPS Growth QoQ (YoY)156.20%

EV / EBITDA (TTM)12.31x

EPS Incl Extra (Annual)$4.32

3-Month Avg Trading Volume0.02M

52-Week Price Return26.48%

EV / Free Cash Flow (Annual)41.65x

P/E Incl Extra (TTM)13.83x

Tangible BV / Share (Quarterly)$28.74

P/S Ratio (Annual)1.71x

52-Week High$41.12

EPS Excl Extra (Annual)$4.32

CapEx CAGR (5Y)20.02%

Tangible BV CAGR (5Y)3.95%

26-Week Price Return8.95%

13-Week Price Return-1.06%

Total Debt / Equity (Annual)0.25x

Enterprise Value$241.731

Revenue / Share Growth (5Y)12.89%

Book Value / Share Growth (5Y)3.43%

Revenue / Employee (Annual)$443,674

Pretax Margin (Annual)28.25%

Cash / Share (Annual)$4.76

3-Month Return Std Dev25.33%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)8.57%

EBITDA Interim CAGR (5Y)17.26%

ROE (Last FY)12.89%

EPS Basic Excl Extra (Annual)$4.32

P/FCF (TTM)15.22x

EV / Free Cash Flow (TTM)42.08x

Total Debt / Equity (Quarterly)0.25x

EPS Incl Extra (TTM)$4.32

ROI (TTM)10.68%

P/S Ratio (TTM)1.63x

Pretax Margin (5Y Avg)28.01%

Revenue / Share (Annual)$17.96

Tangible BV / Share (Annual)$29.15

Forward P/E10.36x

Price vs S&P 500 (52W)-8.61%

P/E Ratio (TTM)13.83x

EPS Growth TTM (YoY)62.65%

Year-to-Date Return-1.47%

5-Day Price Return1.19%

EPS Normalized (Annual)$4.32

ROA (5Y Avg)0.81%

Net Profit Margin (Annual)23.21%

Month-to-Date Return12.09%

Cash Flow / Share (TTM)$3.46

EBITD / Share (Annual)$5.32

EPS Growth (3Y)10.48%

Operating Margin (Annual)28.25%

LT Debt / Equity (Annual)0.25x

P/CF (TTM)32.98x

ROI (5Y Avg)9.32%

P/E Excl Extra (TTM)13.83x

LT Debt / Equity (Quarterly)0.25x

EPS Basic Excl Extra (TTM)$4.32

P/TBV (Quarterly)1.05x

Payout Ratio (Annual)27.59%

P/B Ratio (Annual)1.09x

Dividend / Share (TTM)$1.20

Pretax Margin (TTM)18.65%

Book Value / Share (Annual)$33.52

Price vs S&P 500 (13W)-3.92%

Net Margin Growth (5Y)-0.73%

Dividend Yield (TTM)2.00%

Beta0.24x

P/FCF (Annual)36.56x

Revenue / Share (TTM)$18.61

ROE (TTM)13.47%

52-Week Low$28.70

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.13

3.89

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
EFSIEagle Financial Services Inc Common Stock	1.09x	13.47%	0.84%	—	$39.41
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

Eagle Financial Services Inc is a financial institution providing retail and commercial banking services, including deposit products and consumer, mortgage, and commercial loans, along with wealth management services. The company's revenue is primarily generated by its Community Banking segment, with additional contributions from Marine Lending and Wealth Management divisions. It offers customers digital banking access through telephone, internet, and mobile platforms.