FIRST NATL CORP STRASBURG VA (FXNC) Stock Price

FXNCStock

$29.56+34.92%52W

Market Cap$267.30M

P/E15.10x

PEG Ratio7.80

Div yield2.14%

Beta0.51

FXNC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-6.94%

Price vs S&P 500 (4W)-2.14%

PEG Ratio7.80

VGM Score53.10

P/E Ratio (Annual)15.10x

Indicated Dividend Yield (Annual)2.14%

P/CF (Annual)10.65x

Book Value / Share (Quarterly)$21.41

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$0.68

Cash Flow / Share (Quarterly)$2.90

Payout Ratio (TTM)26.76%

Price vs S&P 500 (YTD)5.19%

EPS (TTM)$2.40

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$2.40

EPS (Annual)$1.96

Dividend / Share (Annual)$0.61

ROI (Annual)7.74%

P/E Basic Excl Extra (TTM)12.33x

EPS Growth (5Y)1.58%

P/E Normalized (Annual)15.10x

ROA (Last FY)0.87%

EBITD / Share (TTM)$3.21

ROE (5Y Avg)9.26%

Cash Flow / Share (Annual)$2.32

P/B Ratio1.38x

P/B Ratio (Quarterly)1.40x

Net Income / Employee (Annual)$57,500

ROA (TTM)1.06%

EPS Growth QoQ (YoY)12.87%

EV / EBITDA (TTM)10.17x

EPS Incl Extra (Annual)$1.96

3-Month Avg Trading Volume0.04M

52-Week Price Return34.92%

EV / Free Cash Flow (Annual)14.81x

P/E Incl Extra (TTM)12.33x

Tangible BV / Share (Quarterly)$20.04

52-Week High$33.24

EPS Excl Extra (Annual)$1.96

CapEx CAGR (5Y)35.65%

Tangible BV CAGR (5Y)15.30%

26-Week Price Return2.96%

13-Week Price Return0.17%

Total Debt / Equity (Annual)0.23x

Enterprise Value$310.04M

Book Value / Share Growth (5Y)3.55%

3-Month Return Std Dev23.30%

Net Income / Employee (TTM)$70,400

EBITDA CAGR (5Y)15.09%

EBITDA Interim CAGR (5Y)15.31%

ROE (Last FY)9.51%

EPS Basic Excl Extra (Annual)$1.96

P/FCF (TTM)10.21x

EV / Free Cash Flow (TTM)11.84x

Total Debt / Equity (Quarterly)0.22x

EPS Incl Extra (TTM)$2.40

ROI (TTM)9.55%

Dividend Growth Rate (5Y)8.60%

Tangible BV / Share (Annual)$19.17

Forward P/E12.20x

Free OCF CAGR (5Y)8.10%

Price vs S&P 500 (52W)19.38%

P/E Ratio (TTM)12.33x

EPS Growth TTM (YoY)141.70%

Year-to-Date Return17.12%

5-Day Price Return-0.57%

EPS Normalized (Annual)$1.96

ROA (5Y Avg)0.78%

Month-to-Date Return0.61%

EBITD / Share (Annual)$2.74

EPS Growth (3Y)-9.89%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)8.85x

ROI (5Y Avg)7.58%

P/E Excl Extra (TTM)12.33x

LT Debt / Equity (Quarterly)0.09x

EPS Basic Excl Extra (TTM)$2.40

P/TBV (Quarterly)1.50x

Payout Ratio (Annual)31.18%

P/B Ratio (Annual)1.22x

Dividend / Share (TTM)$0.64

Book Value / Share (Annual)$20.63

Price vs S&P 500 (13W)-2.52%

Dividend Yield (TTM)2.17%

Beta0.51x

P/FCF (Annual)12.77x

ROE (TTM)11.57%

52-Week Low$21.59

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FXNC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$0.59	$0.63	+6.78%(+$0.04)
Q1 2026	Apr 30, 2026	$0.56	$0.54	-2.70%(-$0.02)
Q4 2025	Jan 29, 2026	$0.60	$0.62	+2.48%(+$0.02)
Q3 2025	Oct 30, 2025	$0.58	$0.58	+0.00%(+$0.00)
Q2 2025	Jul 30, 2025	$0.50	$0.57	+14.00%(+$0.07)

FXNC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.29

2.38

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FXNCFIRST NATL CORP STRASBURG VA	C	C	C	1.4x	11.6%	1.1%	—	$29.56
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About FIRST NATL CORP STRASBURG VA

First National Corp is a bank holding company that generates revenue primarily through its Community Banking segment, which provides loans and deposits to individuals, businesses, and charitable organizations. The company's Wealth Management segment offers trust services, estate administration, and IRA custody solutions.