FIRST NATL CORP STRASBURG VA (FXNC)

Price$28.55

Favorite Metrics

Price vs S&P 500 (26W)23.62%

Price vs S&P 500 (4W)6.75%

Market Capitalization$259.11M

P/E Ratio (Annual)14.64x

Indicated Dividend Yield (Annual)2.37%

All Metrics

P/CF (Annual)10.32x

Book Value / Share (Quarterly)$20.63

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$0.62

Cash Flow / Share (Quarterly)$2.32

Payout Ratio (TTM)31.18%

Price vs S&P 500 (YTD)10.91%

EPS (TTM)$1.96

10-Day Avg Trading Volume0.09M

EPS Excl Extra (TTM)$1.96

EPS (Annual)$1.96

Dividend / Share (Annual)$0.61

ROI (Annual)7.74%

P/E Basic Excl Extra (TTM)14.64x

EPS Growth (5Y)1.58%

P/E Normalized (Annual)14.64x

ROA (Last FY)0.87%

EBITD / Share (TTM)$2.74

ROE (5Y Avg)9.26%

Cash Flow / Share (Annual)$2.32

P/B Ratio1.39x

P/B Ratio (Quarterly)1.22x

Net Income / Employee (Annual)$0

ROA (TTM)0.87%

EV / EBITDA (TTM)12.22x

EPS Incl Extra (Annual)$1.96

3-Month Avg Trading Volume0.05M

52-Week Price Return54.00%

EV / Free Cash Flow (Annual)14.42x

P/E Incl Extra (TTM)14.64x

Tangible BV / Share (Quarterly)$19.17

52-Week High$29.73

EPS Excl Extra (Annual)$1.96

CapEx CAGR (5Y)35.65%

Tangible BV CAGR (5Y)15.30%

26-Week Price Return27.60%

13-Week Price Return13.37%

Total Debt / Equity (Annual)0.23x

Enterprise Value$301.705

Book Value / Share Growth (5Y)3.55%

3-Month Return Std Dev22.06%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)15.09%

EBITDA Interim CAGR (5Y)12.34%

ROE (Last FY)9.51%

EPS Basic Excl Extra (Annual)$1.96

P/FCF (TTM)12.38x

EV / Free Cash Flow (TTM)14.42x

Total Debt / Equity (Quarterly)0.23x

EPS Incl Extra (TTM)$1.96

ROI (TTM)8.15%

Dividend Growth Rate (5Y)8.60%

Tangible BV / Share (Annual)$19.17

Forward P/E12.00x

Free OCF CAGR (5Y)8.10%

Price vs S&P 500 (52W)24.17%

P/E Ratio (TTM)14.64x

EPS Growth TTM (YoY)70.30%

Year-to-Date Return13.55%

5-Day Price Return-1.38%

EPS Normalized (Annual)$1.96

ROA (5Y Avg)0.78%

Month-to-Date Return6.46%

EBITD / Share (Annual)$2.74

EPS Growth (3Y)-9.89%

LT Debt / Equity (Annual)0.09x

P/CF (TTM)10.32x

ROI (5Y Avg)7.58%

P/E Excl Extra (TTM)14.64x

LT Debt / Equity (Quarterly)0.09x

EPS Basic Excl Extra (TTM)$1.96

P/TBV (Quarterly)1.31x

Payout Ratio (Annual)31.18%

P/B Ratio (Annual)1.22x

Dividend / Share (TTM)$0.61

Book Value / Share (Annual)$20.63

Price vs S&P 500 (13W)12.68%

Dividend Yield (TTM)2.13%

Beta0.52x

P/FCF (Annual)12.38x

ROE (TTM)9.98%

52-Week Low$18.26

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

2.29

2.17

2.29

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FXNCFIRST NATL CORP STRASBURG VA	1.22x	9.98%	0.87%	—	$28.55
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.33
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$75.00
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$134.84
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$49.52
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.32
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.83
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.38
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.05
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.15
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.72

About

First National Corp is a bank holding company that generates revenue primarily through its Community Banking segment, which provides loans and deposits to individuals, businesses, and charitable organizations. The company's Wealth Management segment offers trust services, estate administration, and IRA custody solutions.