Investar Holding Corporation (ISTR) Stock Price

ISTRStock

$28.82+33.80%52W

Market Cap$397.05M

P/E17.34x

PEG Ratio1.09

Div yield3.82%

Beta0.56

ISTR Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-8.85%

Price vs S&P 500 (4W)-2.35%

PEG Ratio1.09

VGM Score49.02

P/E Ratio (Annual)17.34x

Indicated Dividend Yield (Annual)3.82%

P/CF (Annual)21.80x

Book Value / Share (Quarterly)$30.49

P/TBV (Annual)0.87x

Indicated Dividend (Annual)$0.48

Revenue Growth (3Y)5.35%

Cash Flow / Share (Quarterly)$1.80

Payout Ratio (TTM)18.86%

Price vs S&P 500 (YTD)-4.07%

Net Profit Margin (TTM)25.40%

EPS (TTM)$2.43

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$2.43

Revenue Growth (5Y)14.41%

EPS (Annual)$2.13

Dividend / Share (Annual)$0.48

ROI (Annual)6.78%

Net Profit Margin (5Y Avg)20.92%

Cash / Share (Quarterly)$2.77

P/E Basic Excl Extra (TTM)11.81x

Revenue Growth QoQ (YoY)22.81%

EPS Growth (5Y)10.76%

P/E Normalized (Annual)17.34x

ROA (Last FY)0.81%

Revenue Growth TTM (YoY)27.24%

EBITD / Share (TTM)$4.80

ROE (5Y Avg)8.64%

Operating Margin (TTM)30.99%

Cash Flow / Share (Annual)$1.72

P/B Ratio0.95x

P/B Ratio (Quarterly)0.98x

Net Income / Employee (Annual)$71,800

ROA (TTM)1.01%

EPS Growth QoQ (YoY)35.05%

EV / EBITDA (TTM)11.74x

EPS Incl Extra (Annual)$2.13

3-Month Avg Trading Volume0.15M

52-Week Price Return33.80%

EV / Free Cash Flow (Annual)27.05x

P/E Incl Extra (TTM)11.81x

Tangible BV / Share (Quarterly)$25.29

P/S Ratio (Annual)0.94x

52-Week High$31.77

EPS Excl Extra (Annual)$2.13

CapEx CAGR (5Y)-28.86%

Tangible BV CAGR (5Y)4.64%

26-Week Price Return1.05%

13-Week Price Return-3.52%

Total Debt / Equity (Annual)0.12x

Enterprise Value$455.38M

Revenue / Share Growth (5Y)14.16%

Book Value / Share Growth (5Y)6.01%

Revenue / Employee (Annual)$322,791,000,000

Pretax Margin (Annual)41.01%

Cash / Share (Annual)$3.04

3-Month Return Std Dev15.27%

Net Income / Employee (TTM)$105,400

EBITDA CAGR (5Y)24.84%

EBITDA Interim CAGR (5Y)13.00%

ROE (Last FY)7.61%

EPS Basic Excl Extra (Annual)$2.13

P/FCF (TTM)16.01x

EV / Free Cash Flow (TTM)18.36x

Total Debt / Equity (Quarterly)0.14x

EPS Incl Extra (TTM)$2.43

ROI (TTM)8.27%

Dividend Growth Rate (5Y)14.44%

P/S Ratio (TTM)1.18x

Pretax Margin (5Y Avg)26.00%

Revenue / Share (Annual)$10.62

Tangible BV / Share (Annual)$30.62

Forward P/E9.24x

Free OCF CAGR (5Y)10.63%

Price vs S&P 500 (52W)18.27%

P/E Ratio (TTM)11.81x

EPS Growth TTM (YoY)8.79%

Year-to-Date Return7.86%

5-Day Price Return-0.83%

EPS Normalized (Annual)$2.13

ROA (5Y Avg)0.75%

Net Profit Margin (Annual)33.02%

Month-to-Date Return-0.21%

Cash Flow / Share (TTM)$2.62

EBITD / Share (Annual)$2.85

EPS Growth (3Y)-15.32%

Operating Margin (Annual)41.01%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)14.73x

ROI (5Y Avg)7.18%

P/E Excl Extra (TTM)11.81x

LT Debt / Equity (Quarterly)0.09x

EPS Basic Excl Extra (TTM)$2.43

P/TBV (Quarterly)1.19x

Payout Ratio (Annual)20.76%

P/B Ratio (Annual)0.87x

Dividend / Share (TTM)$0.54

Pretax Margin (TTM)30.99%

Book Value / Share (Annual)$30.73

Price vs S&P 500 (13W)-6.20%

Net Margin Growth (5Y)12.47%

Dividend Yield (TTM)1.60%

Beta0.56x

P/FCF (Annual)23.59x

Revenue / Share (TTM)$8.74

ROE (TTM)9.39%

52-Week Low$21.43

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ISTR Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 20, 2026	$0.71	$0.75	+6.13%(+$0.04)
Q1 2026	Apr 20, 2026	$0.68	$0.87	+28.57%(+$0.19)
Q4 2025	Jan 22, 2026	$0.53	$0.58	+10.13%(+$0.05)
Q3 2025	Oct 20, 2025	$0.46	$0.54	+18.25%(+$0.08)
Q2 2025	Jul 21, 2025	$0.38	$0.47	+23.68%(+$0.09)

ISTR Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.00

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
ISTRInvestar Holding Corporation	C	C	C	1.0x	9.4%	1.0%	—	$28.82
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About Investar Holding Corporation

Investar Holding Corp is a U.S.-based financial holding company specializing in commercial and retail lending across multiple states. The company provides business loans to small and medium-sized enterprises alongside personal lending to individuals, operating through a network of service branches. Its product offerings include deposit services, automated teller machines, and debit cards, serving both commercial and consumer customers.