First Business Financial Services, Inc. (FBIZ)

Price$58.13

Value ScoreB

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)3.39%

Price vs S&P 500 (4W)2.73%

VGM Score61.86

Market Capitalization$486.09M

P/E Ratio (Annual)9.66x

Indicated Dividend Yield (Annual)2.36%

All Metrics

P/CF (Annual)7.88x

Book Value / Share (Quarterly)$45.55

P/TBV (Annual)1.26x

Indicated Dividend (Annual)$1.36

Revenue Growth (3Y)5.95%

Cash Flow / Share (Quarterly)$6.33

Payout Ratio (TTM)21.46%

Price vs S&P 500 (YTD)-1.10%

Net Profit Margin (TTM)26.41%

EPS (TTM)$6.29

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$6.29

Revenue Growth (5Y)9.87%

EPS (Annual)$6.17

Dividend / Share (Annual)$1.27

ROI (Annual)11.80%

Net Profit Margin (5Y Avg)25.45%

Cash / Share (Quarterly)$2.80

P/E Basic Excl Extra (TTM)9.47x

Revenue Growth QoQ (YoY)60.26%

EPS Growth (5Y)24.97%

P/E Normalized (Annual)9.66x

ROA (Last FY)1.23%

Revenue Growth TTM (YoY)67.39%

EBITD / Share (TTM)$7.63

ROE (5Y Avg)14.18%

Operating Margin (TTM)33.33%

Cash Flow / Share (Annual)$7.34

P/B Ratio1.28x

P/B Ratio (Quarterly)1.18x

Net Income / Employee (Annual)$133,100

ROA (TTM)1.25%

EPS Growth QoQ (YoY)8.47%

EV / EBITDA (TTM)8.16x

EPS Incl Extra (Annual)$6.17

3-Month Avg Trading Volume0.04M

52-Week Price Return24.21%

EV / Free Cash Flow (Annual)8.85x

P/E Incl Extra (TTM)9.47x

Tangible BV / Share (Quarterly)$44.11

P/S Ratio (Annual)2.21x

52-Week High$60.54

Operating Margin (5Y Avg)30.52%

EPS Excl Extra (Annual)$6.17

CapEx CAGR (5Y)18.01%

Tangible BV CAGR (5Y)13.13%

26-Week Price Return11.32%

13-Week Price Return7.65%

Total Debt / Equity (Annual)0.15x

Enterprise Value$540.93M

Revenue / Share Growth (5Y)11.61%

Book Value / Share Growth (5Y)13.24%

Revenue / Employee (Annual)$393,990,800,000

Pretax Margin (Annual)40.86%

Cash / Share (Annual)$3.09

3-Month Return Std Dev23.12%

Net Income / Employee (TTM)$135,800

EBITDA CAGR (5Y)25.75%

EBITDA Interim CAGR (5Y)16.81%

ROE (Last FY)13.54%

EPS Basic Excl Extra (Annual)$6.17

P/FCF (TTM)9.21x

EV / Free Cash Flow (TTM)10.25x

Total Debt / Equity (Quarterly)0.14x

EPS Incl Extra (TTM)$6.29

ROI (TTM)12.27%

Dividend Growth Rate (5Y)14.11%

P/S Ratio (TTM)2.00x

Pretax Margin (5Y Avg)30.52%

Revenue / Share (Annual)$15.54

Tangible BV / Share (Annual)$43.19

Forward P/E8.98x

Free OCF CAGR (5Y)18.29%

Price vs S&P 500 (52W)-0.16%

P/E Ratio (TTM)9.47x

EPS Growth TTM (YoY)-7.78%

Year-to-Date Return7.05%

5-Day Price Return3.03%

EPS Normalized (Annual)$6.17

ROA (5Y Avg)1.23%

Net Profit Margin (Annual)31.96%

Month-to-Date Return1.06%

Cash Flow / Share (TTM)$4.96

EBITD / Share (Annual)$7.87

EPS Growth (3Y)7.34%

Operating Margin (Annual)40.86%

LT Debt / Equity (Annual)0.15x

P/CF (TTM)9.10x

ROI (5Y Avg)12.15%

P/E Excl Extra (TTM)9.47x

LT Debt / Equity (Quarterly)0.14x

EPS Basic Excl Extra (TTM)$6.29

P/TBV (Quarterly)1.22x

Payout Ratio (Annual)20.99%

P/B Ratio (Annual)1.22x

Dividend / Share (TTM)$1.32

Pretax Margin (TTM)33.33%

Book Value / Share (Annual)$44.63

Price vs S&P 500 (13W)-0.61%

Net Margin Growth (5Y)14.53%

Dividend Yield (TTM)2.27%

Beta0.68x

P/FCF (Annual)7.96x

Revenue / Share (TTM)$17.43

ROE (TTM)14.12%

52-Week Low$45.90

vGradeB

gGradeB

mGradeC

vgmGradeB

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Earnings Surprise History

Q1 261.44est. 1.44

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.10

4.09

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
FBIZFirst Business Financial Services, Inc.	B	B	C	$58.13
BNSBank of Nova Scotia	C	C	B	$80.56
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.54
DBDeutsche Bank Aktiengesellschaft	B	B	F	$31.51
FITBFifth Third Bancorp	D	C	B	$52.01
FITBIFifth Third Bancorp Depositary Shares	D	C	B	$25.73
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	B	$26.02
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	B	$18.36
STTState Street Corporation	C	C	A	$161.75
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	F	$3.36

About

First Business Financial Services Inc is a bank holding company specializing in commercial banking for small and medium-sized businesses, business owners, executives, and high-net-worth individuals. The company offers a comprehensive suite of lending products including commercial and real estate loans, SBA lending, equipment financing, and asset-based lending, as well as treasury management, deposits, and investment services. It operates across the United States.