Triumph Financial, Inc. (TFIN)

Price$66.38

Favorite Metrics

Price vs S&P 500 (26W)32.64%

Price vs S&P 500 (4W)8.62%

Market Capitalization$1.58B

P/E Ratio (Annual)62.28x

All Metrics

P/CF (Annual)23.55x

Book Value / Share (Quarterly)$39.63

P/TBV (Annual)1.76x

Revenue Growth (3Y)10.45%

Cash Flow / Share (Quarterly)$1.32

Payout Ratio (TTM)12.64%

Price vs S&P 500 (YTD)1.85%

Net Profit Margin (TTM)11.53%

EPS (TTM)$1.06

10-Day Avg Trading Volume0.25M

EPS Excl Extra (TTM)$1.06

Revenue Growth (5Y)18.79%

EPS (Annual)$1.06

Dividend / Share (Annual)$0.14

ROI (Annual)2.40%

Net Profit Margin (5Y Avg)21.75%

Cash / Share (Quarterly)$3.63

P/E Basic Excl Extra (TTM)62.28x

Revenue Growth QoQ (YoY)4.17%

EPS Growth (5Y)-16.38%

P/E Normalized (Annual)62.28x

ROA (Last FY)0.40%

Revenue Growth TTM (YoY)-0.19%

EBITD / Share (TTM)$2.02

ROE (5Y Avg)6.78%

Operating Margin (TTM)15.36%

Cash Flow / Share (Annual)$1.32

P/B Ratio1.68x

P/B Ratio (Quarterly)1.58x

Net Income / Employee (Annual)$0

ROA (TTM)0.40%

EPS Growth QoQ (YoY)400.31%

EV / EBITDA (TTM)35.36x

EPS Incl Extra (Annual)$1.06

3-Month Avg Trading Volume0.25M

52-Week Price Return32.89%

EV / Free Cash Flow (Annual)53.87x

P/E Incl Extra (TTM)62.28x

Tangible BV / Share (Quarterly)$35.66

P/S Ratio (Annual)3.34x

52-Week High$77.84

Operating Margin (5Y Avg)28.40%

EPS Excl Extra (Annual)$1.06

CapEx CAGR (5Y)15.16%

Tangible BV CAGR (5Y)13.70%

26-Week Price Return41.38%

13-Week Price Return-3.89%

Total Debt / Equity (Annual)0.12x

Enterprise Value$1,692.313

Revenue / Share Growth (5Y)14.55%

Book Value / Share Growth (5Y)14.46%

Revenue / Employee (Annual)$361,747

Pretax Margin (Annual)28.27%

Cash / Share (Annual)$5.57

3-Month Return Std Dev48.90%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)-12.89%

EBITDA Interim CAGR (5Y)-9.84%

ROE (Last FY)2.69%

EPS Basic Excl Extra (Annual)$1.06

P/FCF (TTM)37.23x

EV / Free Cash Flow (TTM)53.87x

Total Debt / Equity (Quarterly)0.12x

EPS Incl Extra (TTM)$1.06

ROI (TTM)2.46%

Dividend Growth Rate (5Y)14.84%

P/S Ratio (TTM)3.81x

Pretax Margin (5Y Avg)28.40%

Revenue / Share (Annual)$19.36

Tangible BV / Share (Annual)$35.66

Forward P/E42.23x

Free OCF CAGR (5Y)-16.99%

Price vs S&P 500 (52W)-2.20%

P/E Ratio (TTM)62.28x

EPS Growth TTM (YoY)57.83%

Year-to-Date Return5.99%

5-Day Price Return7.39%

EPS Normalized (Annual)$1.06

ROA (5Y Avg)1.05%

Net Profit Margin (Annual)21.11%

Month-to-Date Return11.26%

Cash Flow / Share (TTM)$2.98

EBITD / Share (Annual)$2.01

EPS Growth (3Y)-36.19%

Operating Margin (Annual)28.27%

LT Debt / Equity (Annual)0.12x

P/CF (TTM)23.55x

ROI (5Y Avg)5.76%

P/E Excl Extra (TTM)62.28x

LT Debt / Equity (Quarterly)0.12x

EPS Basic Excl Extra (TTM)$1.06

P/TBV (Quarterly)1.76x

Payout Ratio (Annual)12.64%

P/B Ratio (Annual)1.58x

Dividend / Share (TTM)$0.14

Pretax Margin (TTM)15.36%

Book Value / Share (Annual)$39.63

Price vs S&P 500 (13W)-6.76%

Net Margin Growth (5Y)1.12%

Dividend Yield (TTM)0.20%

Beta1.41x

P/FCF (Annual)50.28x

Revenue / Share (TTM)$17.84

ROE (TTM)2.77%

52-Week Low$42.90

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

3.73

2.50

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
TFINTriumph Financial, Inc.	1.58x	2.77%	0.40%	—	$66.38
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.38
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.10
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.56
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$50.34
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.33
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.90
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.43
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.20
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.21
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.75

About

Triumph Financial is a U.S.-based financial holding company operating through four segments: Banking (via TBK Bank), Factoring, Payments, and Intelligence. The company specializes in serving the over-the-road trucking industry, providing invoice-based working capital solutions, payment processing, audit services, and data-driven logistics insights. This integrated platform enables cross-selling opportunities while converting operational data into a competitive advantage in transportation finance.