Union Bankshares, Inc (UNB) Stock Price

UNBStock

$23.60−9.58%52W

Market Cap$116.72M

P/E10.82x

PEG Ratio—

Div yield5.10%

Beta0.28

UNB Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-14.09%

Price vs S&P 500 (4W)-1.80%

VGM Score42.23

P/E Ratio (Annual)10.82x

Indicated Dividend Yield (Annual)5.10%

P/CF (Annual)6.96x

Book Value / Share (Quarterly)$17.46

P/TBV (Annual)1.34x

Indicated Dividend (Annual)$1.44

Revenue Growth (3Y)7.00%

Cash Flow / Share (Quarterly)$3.14

Payout Ratio (TTM)56.16%

Price vs S&P 500 (YTD)-13.37%

Net Profit Margin (TTM)23.96%

EPS (TTM)$2.51

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$2.51

Revenue Growth (5Y)8.66%

EPS (Annual)$2.41

Dividend / Share (Annual)$1.42

ROI (Annual)11.40%

Net Profit Margin (5Y Avg)25.21%

Cash / Share (Quarterly)$0.93

P/E Basic Excl Extra (TTM)10.35x

Revenue Growth QoQ (YoY)29.52%

EPS Growth (5Y)-3.29%

P/E Normalized (Annual)10.82x

ROA (Last FY)0.69%

Revenue Growth TTM (YoY)29.88%

EBITD / Share (TTM)$4.05

ROE (5Y Avg)16.49%

Operating Margin (TTM)28.09%

Cash Flow / Share (Annual)$3.46

P/B Ratio1.49x

P/B Ratio (Quarterly)1.39x

Net Income / Employee (Annual)$56,800

ROA (TTM)0.74%

EPS Growth QoQ (YoY)18.04%

EV / EBITDA (TTM)8.84x

EPS Incl Extra (Annual)$2.41

3-Month Avg Trading Volume0.02M

52-Week Price Return-9.58%

EV / Free Cash Flow (Annual)8.52x

P/E Incl Extra (TTM)10.35x

Tangible BV / Share (Quarterly)$17.96

P/S Ratio (Annual)2.63x

52-Week High$26.54

Operating Margin (5Y Avg)30.03%

EPS Excl Extra (Annual)$2.41

CapEx CAGR (5Y)4.41%

Tangible BV CAGR (5Y)0.01%

26-Week Price Return-2.16%

13-Week Price Return0.47%

Total Debt / Equity (Annual)0.20x

Enterprise Value$136.15M

Revenue / Share Growth (5Y)5.77%

Book Value / Share Growth (5Y)-0.50%

Revenue / Employee (Annual)$253,460,700,000

Pretax Margin (Annual)31.49%

Cash / Share (Annual)$1.00

3-Month Return Std Dev28.13%

Net Income / Employee (TTM)$59,400

EBITDA CAGR (5Y)5.32%

EBITDA Interim CAGR (5Y)5.33%

ROE (Last FY)13.70%

EPS Basic Excl Extra (Annual)$2.41

P/FCF (TTM)8.05x

EV / Free Cash Flow (TTM)9.39x

Total Debt / Equity (Quarterly)0.20x

EPS Incl Extra (TTM)$2.51

ROI (TTM)12.34%

Dividend Growth Rate (5Y)2.30%

P/S Ratio (TTM)2.62x

Pretax Margin (5Y Avg)30.03%

Revenue / Share (Annual)$10.72

Tangible BV / Share (Annual)$17.53

Free OCF CAGR (5Y)16.24%

Price vs S&P 500 (52W)-28.14%

P/E Ratio (TTM)10.35x

EPS Growth TTM (YoY)29.56%

Year-to-Date Return-0.55%

5-Day Price Return-0.46%

EPS Normalized (Annual)$2.41

ROA (5Y Avg)0.81%

Net Profit Margin (Annual)26.06%

Month-to-Date Return2.48%

Cash Flow / Share (TTM)$2.94

EBITD / Share (Annual)$2.97

EPS Growth (3Y)-4.82%

Operating Margin (Annual)31.49%

LT Debt / Equity (Annual)0.20x

P/CF (TTM)7.59x

ROI (5Y Avg)13.30%

P/E Excl Extra (TTM)10.35x

LT Debt / Equity (Quarterly)0.20x

EPS Basic Excl Extra (TTM)$2.51

P/TBV (Quarterly)1.42x

Payout Ratio (Annual)58.49%

P/B Ratio (Annual)1.34x

Dividend / Share (TTM)$1.42

Pretax Margin (TTM)28.09%

Book Value / Share (Annual)$17.53

Price vs S&P 500 (13W)-1.49%

Net Margin Growth (5Y)1.16%

Dividend Yield (TTM)5.43%

Beta0.28x

P/FCF (Annual)7.50x

Revenue / Share (TTM)$10.74

ROE (TTM)14.93%

52-Week Low$20.65

vGradeB

gGradeD

mGradeF

vgmGradeC

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
UNBUnion Bankshares, Inc	B	D	F	$23.60
BNSBank of Nova Scotia	C	C	A	$92.39
BNYBank of New York Mellon Corporation	F	B	A	$162.50
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.50
DBDeutsche Bank Aktiengesellschaft	A	C	B	$40.36
STTState Street Corporation	C	B	A	$193.33
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.10
FITBFifth Third Bancorp	D	C	C	$54.54
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
MTBM&T Bank Corp.	C	B	C	$237.29
NTRSNorthern Trust Corp	D	C	B	$186.79
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.03
CFGCitizens Financial Group, Inc.	C	C	B	$69.71
FCNCAFirst Citizens BancShares Inc	C	B	C	$2194.07
EWBCEast-West Bancorp Inc	C	B	C	$129.44
ALLYAlly Financial Inc.	A	C	D	$42.18
BPOPPopular Inc	C	C	B	$169.75
WTFCWintrust Financial Corp	B	B	D	$152.95
SSBSouthState Bank Corporation	C	B	C	$105.98
PBProsperity Bancshares Inc	D	D	D	$72.30
WALWestern Alliance Bancorporation	B	B	D	$78.53
COLBColumbia Banking Systems Inc	B	C	D	$30.07
CBSHCommerce Bancshares Inc	C	D	D	$58.04
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	A	$32.60
UBSIUnited Bankshares Inc	C	C	C	$47.60
GBCIGlacier Bancorp Inc	D	C	D	$46.88
HWCHancock Whitney Corporation Common Stock	C	C	C	$75.07
HOMBHome BancShares, Inc.	C	D	D	$29.62
ASBAssociated Banc-Corp	B	C	C	$30.92
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.66
ABCBAmeris Bancorp	D	C	D	$85.59
FFINFirst Financial Bankshares Inc	D	D	F	$33.39
SFBSServisFirst Bancshares Inc.	D	B	D	$43.20
IBOCInternational Bancshares Corp	C	C	F	$70.93
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.64
FBPFirst BanCorp.	C	C	B	$28.01
UCBUnited Community Banks, Inc.	B	B	D	$35.18
CATYCathay General Bancorp	C	C	C	$61.87
CVBFCVB Financial Corp	D	D	D	$22.19
INDBIndependent Bank Corp/MA	C	C	D	$82.06
RNSTRenasant Corporation	C	B	D	$41.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.04
MCHBMechanics Bancorp Class A Common Stock	D	C	C	$15.89
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.37
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.79
BOHBank of Hawaii Corp.	C	C	D	$77.29
FBKFB Financial Corporation	D	B	D	$57.85
CUBICUSTOMERS BANCORP INC	B	B	D	$78.58
FBNCFirst Bancorp/NC	D	C	C	$63.99
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$30.29
SYBTStock Yards Bancorp, Inc.	D	C	C	$79.84

About Union Bankshares, Inc

Union Bankshares is a community bank offering retail and commercial banking services through branches, ATMs, and digital platforms. It serves individuals, small-to-medium-sized businesses, nonprofits, municipalities, and school districts within its market area. The company also provides fiduciary and asset management services through its Asset Management Group.