METROCITY BANKSHARES INC (MCBS)

Price$33.78

Value ScoreD

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)18.83%

Price vs S&P 500 (4W)3.25%

VGM Score54.40

Market Capitalization$968.14M

P/E Ratio (Annual)14.13x

Indicated Dividend Yield (Annual)3.46%

All Metrics

P/CF (Annual)25.68x

Book Value / Share (Quarterly)$19.34

P/TBV (Annual)1.47x

Indicated Dividend (Annual)$1.16

Revenue Growth (3Y)20.95%

Cash Flow / Share (Quarterly)$2.48

Payout Ratio (TTM)35.15%

Price vs S&P 500 (YTD)19.12%

Net Profit Margin (TTM)45.10%

EPS (TTM)$2.77

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$2.77

Revenue Growth (5Y)19.46%

EPS (Annual)$2.64

Dividend / Share (Annual)$0.92

ROI (Annual)12.59%

Net Profit Margin (5Y Avg)43.53%

Cash / Share (Quarterly)$6.00

P/E Basic Excl Extra (TTM)12.99x

Revenue Growth QoQ (YoY)42.42%

EPS Growth (5Y)13.31%

P/E Normalized (Annual)14.13x

ROA (Last FY)1.44%

Revenue Growth TTM (YoY)35.39%

EBITD / Share (TTM)$3.75

ROE (5Y Avg)16.12%

Cash Flow / Share (Annual)$1.28

P/B Ratio1.75x

P/B Ratio (Quarterly)1.49x

Net Income / Employee (Annual)$285,500

ROA (TTM)1.79%

EPS Growth QoQ (YoY)21.17%

EV / EBITDA (TTM)8.97x

EPS Incl Extra (Annual)$2.64

3-Month Avg Trading Volume0.09M

52-Week Price Return23.69%

EV / Free Cash Flow (Annual)26.15x

P/E Incl Extra (TTM)12.99x

Tangible BV / Share (Quarterly)$18.46

P/S Ratio (Annual)2.95x

52-Week High$34.31

EPS Excl Extra (Annual)$2.64

CapEx CAGR (5Y)6.15%

Tangible BV CAGR (5Y)18.50%

26-Week Price Return26.75%

13-Week Price Return19.03%

Total Debt / Equity (Annual)0.00x

Enterprise Value$968.14M

Revenue / Share Growth (5Y)10.16%

Book Value / Share Growth (5Y)14.67%

Revenue / Employee (Annual)$642,662,100,000

Pretax Margin (Annual)65.71%

Cash / Share (Annual)$6.00

3-Month Return Std Dev23.78%

Net Income / Employee (TTM)$310,600

EBITDA CAGR (5Y)13.34%

EBITDA Interim CAGR (5Y)13.34%

ROE (Last FY)12.59%

EPS Basic Excl Extra (Annual)$2.64

P/FCF (TTM)12.68x

EV / Free Cash Flow (TTM)13.64x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.77

ROI (TTM)15.06%

Dividend Growth Rate (5Y)17.90%

P/S Ratio (TTM)2.95x

Pretax Margin (5Y Avg)59.89%

Revenue / Share (Annual)$5.40

Tangible BV / Share (Annual)$18.02

Forward P/E10.11x

Free OCF CAGR (5Y)-23.58%

Price vs S&P 500 (52W)-0.67%

P/E Ratio (TTM)12.99x

EPS Growth TTM (YoY)7.42%

Year-to-Date Return27.28%

5-Day Price Return4.16%

EPS Normalized (Annual)$2.64

ROA (5Y Avg)1.70%

Net Profit Margin (Annual)45.10%

Month-to-Date Return3.43%

Cash Flow / Share (TTM)$2.59

EBITD / Share (Annual)$3.70

EPS Growth (3Y)2.66%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)13.52x

ROI (5Y Avg)16.11%

P/E Excl Extra (TTM)12.99x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.77

P/TBV (Quarterly)1.56x

Payout Ratio (Annual)36.25%

P/B Ratio (Annual)1.41x

Dividend / Share (TTM)$0.97

Pretax Margin (TTM)65.71%

Book Value / Share (Annual)$18.88

Price vs S&P 500 (13W)10.77%

Net Margin Growth (5Y)3.69%

Dividend Yield (TTM)2.71%

Beta0.70x

P/FCF (Annual)26.15x

Revenue / Share (TTM)$5.41

ROE (TTM)15.06%

52-Week Low$24.53

vGradeD

gGradeC

mGradeB

vgmGradeC

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Earnings Surprise History

Q1 260.77est. 0.73

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

2.17

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
MCBSMETROCITY BANKSHARES INC	D	C	B	$33.78
BNSBank of Nova Scotia	C	C	B	$80.56
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.54
DBDeutsche Bank Aktiengesellschaft	B	B	F	$31.51
FITBFifth Third Bancorp	D	C	B	$52.01
FITBIFifth Third Bancorp Depositary Shares	D	C	B	$25.73
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	B	$26.02
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	B	$18.36
STTState Street Corporation	C	C	A	$161.75
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	F	$3.36

About

MetroCity Bankshares Inc is a bank holding company providing commercial and consumer banking services, including deposit accounts, loans, and payment solutions to small business owners, professionals, real estate developers, and individual consumers. The company generates revenue primarily through net interest income from its lending and deposit operations.