METROCITY BANKSHARES INC (MCBS)

Price$32.66

Favorite Metrics

Price vs S&P 500 (26W)15.67%

Price vs S&P 500 (4W)9.23%

Market Capitalization$939.15M

P/E Ratio (Annual)13.70x

Indicated Dividend Yield (Annual)3.67%

All Metrics

P/CF (Annual)24.91x

Book Value / Share (Quarterly)$18.88

P/TBV (Annual)1.47x

Indicated Dividend (Annual)$1.00

Revenue Growth (3Y)20.95%

Cash Flow / Share (Quarterly)$1.28

Payout Ratio (TTM)36.25%

Price vs S&P 500 (YTD)18.92%

Net Profit Margin (TTM)45.10%

EPS (TTM)$2.63

10-Day Avg Trading Volume0.11M

EPS Excl Extra (TTM)$2.63

Revenue Growth (5Y)19.46%

EPS (Annual)$2.64

Dividend / Share (Annual)$0.92

ROI (Annual)12.59%

Net Profit Margin (5Y Avg)43.53%

Cash / Share (Quarterly)$6.00

P/E Basic Excl Extra (TTM)13.70x

Revenue Growth QoQ (YoY)42.42%

EPS Growth (5Y)13.31%

P/E Normalized (Annual)13.70x

ROA (Last FY)1.44%

Revenue Growth TTM (YoY)35.39%

EBITD / Share (TTM)$3.70

ROE (5Y Avg)16.12%

Cash Flow / Share (Annual)$1.28

P/B Ratio1.73x

P/B Ratio (Quarterly)1.41x

Net Income / Employee (Annual)$0

ROA (TTM)1.75%

EPS Growth QoQ (YoY)6.47%

EV / EBITDA (TTM)9.76x

EPS Incl Extra (Annual)$2.64

3-Month Avg Trading Volume0.09M

52-Week Price Return22.46%

EV / Free Cash Flow (Annual)25.36x

P/E Incl Extra (TTM)13.70x

Tangible BV / Share (Quarterly)$18.02

P/S Ratio (Annual)2.95x

52-Week High$33.08

EPS Excl Extra (Annual)$2.64

CapEx CAGR (5Y)6.15%

Tangible BV CAGR (5Y)18.50%

26-Week Price Return24.42%

13-Week Price Return19.99%

Total Debt / Equity (Annual)0.00x

Enterprise Value$939.146

Revenue / Share Growth (5Y)10.16%

Book Value / Share Growth (5Y)14.67%

Revenue / Employee (Annual)$642,662

Pretax Margin (Annual)65.71%

Cash / Share (Annual)$6.00

3-Month Return Std Dev26.42%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)13.22%

EBITDA Interim CAGR (5Y)12.62%

ROE (Last FY)12.59%

EPS Basic Excl Extra (Annual)$2.64

P/FCF (TTM)15.27x

EV / Free Cash Flow (TTM)25.36x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.63

ROI (TTM)14.78%

Dividend Growth Rate (5Y)17.90%

P/S Ratio (TTM)2.95x

Pretax Margin (5Y Avg)59.89%

Revenue / Share (Annual)$5.40

Tangible BV / Share (Annual)$18.02

Forward P/E10.14x

Free OCF CAGR (5Y)-23.58%

Price vs S&P 500 (52W)-12.64%

P/E Ratio (TTM)13.70x

EPS Growth TTM (YoY)4.52%

Year-to-Date Return23.06%

5-Day Price Return5.08%

EPS Normalized (Annual)$2.64

ROA (5Y Avg)1.70%

Net Profit Margin (Annual)45.10%

Month-to-Date Return13.92%

Cash Flow / Share (TTM)$2.59

EBITD / Share (Annual)$3.70

EPS Growth (3Y)2.66%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)24.91x

ROI (5Y Avg)16.11%

P/E Excl Extra (TTM)13.70x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.63

P/TBV (Quarterly)1.47x

Payout Ratio (Annual)36.25%

P/B Ratio (Annual)1.41x

Dividend / Share (TTM)$0.92

Pretax Margin (TTM)65.71%

Book Value / Share (Annual)$18.88

Price vs S&P 500 (13W)17.12%

Net Margin Growth (5Y)3.69%

Dividend Yield (TTM)2.65%

Beta0.75x

P/FCF (Annual)25.36x

Revenue / Share (TTM)$5.41

ROE (TTM)14.78%

52-Week Low$24.53

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

2.17

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
MCBSMETROCITY BANKSHARES INC	1.41x	14.78%	1.75%	—	$32.66
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.38
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.10
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.56
FITBFifth Third Bancorp	1.42x	11.96%	1.19%	—	$50.34
FITBIFifth Third Bancorp Depositary Shares	1.42x	11.96%	1.19%	—	$25.33
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.42x	11.96%	1.19%	—	$25.90
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.42x	11.96%	1.19%	—	$19.43
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.42x	11.96%	1.19%	—	$24.20
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.21
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.75

About

MetroCity Bankshares Inc is a bank holding company providing commercial and consumer banking services, including deposit accounts, loans, and payment solutions to small business owners, professionals, real estate developers, and individual consumers. The company generates revenue primarily through net interest income from its lending and deposit operations.