METROCITY BANKSHARES INC (MCBS) Stock Price

MCBSStock

$35.13+36.32%52W

Market Cap$1.01B

P/E14.75x

PEG Ratio0.94

Div yield4.42%

Beta0.69

MCBS Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)2.58%

Price vs S&P 500 (4W)1.78%

PEG Ratio0.94

VGM Score51.88

P/E Ratio (Annual)14.75x

Indicated Dividend Yield (Annual)4.42%

P/CF (Annual)26.82x

Book Value / Share (Quarterly)$19.73

P/TBV (Annual)1.47x

Indicated Dividend (Annual)$1.16

Revenue Growth (3Y)20.95%

Cash Flow / Share (Quarterly)$2.81

Payout Ratio (TTM)35.96%

Price vs S&P 500 (YTD)20.44%

Net Profit Margin (TTM)45.10%

EPS (TTM)$2.88

10-Day Avg Trading Volume0.11M

EPS Excl Extra (TTM)$2.88

Revenue Growth (5Y)19.46%

EPS (Annual)$2.64

Dividend / Share (Annual)$0.92

ROI (Annual)12.59%

Net Profit Margin (5Y Avg)43.53%

Cash / Share (Quarterly)$6.00

P/E Basic Excl Extra (TTM)12.66x

Revenue Growth QoQ (YoY)42.42%

EPS Growth (5Y)13.31%

P/E Normalized (Annual)14.75x

ROA (Last FY)1.44%

Revenue Growth TTM (YoY)35.39%

EBITD / Share (TTM)$3.75

ROE (5Y Avg)16.12%

Cash Flow / Share (Annual)$1.28

P/B Ratio1.78x

P/B Ratio (Quarterly)1.81x

Net Income / Employee (Annual)$285,500

ROA (TTM)1.81%

EPS Growth QoQ (YoY)16.84%

EV / EBITDA (TTM)8.97x

EPS Incl Extra (Annual)$2.64

3-Month Avg Trading Volume0.09M

52-Week Price Return36.32%

EV / Free Cash Flow (Annual)27.31x

P/E Incl Extra (TTM)12.66x

Tangible BV / Share (Quarterly)$18.88

P/S Ratio (Annual)2.95x

52-Week High$37.46

EPS Excl Extra (Annual)$2.64

CapEx CAGR (5Y)6.15%

Tangible BV CAGR (5Y)18.50%

26-Week Price Return12.49%

13-Week Price Return-3.44%

Total Debt / Equity (Annual)0.00x

Enterprise Value$1.01B

Revenue / Share Growth (5Y)10.16%

Book Value / Share Growth (5Y)14.67%

Revenue / Employee (Annual)$642,662,100,000

Pretax Margin (Annual)65.71%

Cash / Share (Annual)$6.00

3-Month Return Std Dev18.90%

Net Income / Employee (TTM)$332,700

EBITDA CAGR (5Y)13.34%

EBITDA Interim CAGR (5Y)13.34%

ROE (Last FY)12.59%

EPS Basic Excl Extra (Annual)$2.64

P/FCF (TTM)11.73x

EV / Free Cash Flow (TTM)12.51x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$2.88

ROI (TTM)15.12%

Dividend Growth Rate (5Y)17.90%

P/S Ratio (TTM)2.95x

Pretax Margin (5Y Avg)59.89%

Revenue / Share (Annual)$5.40

Tangible BV / Share (Annual)$18.02

Forward P/E10.81x

Free OCF CAGR (5Y)-23.58%

Price vs S&P 500 (52W)20.79%

P/E Ratio (TTM)12.66x

EPS Growth TTM (YoY)11.67%

Year-to-Date Return32.37%

5-Day Price Return1.12%

EPS Normalized (Annual)$2.64

ROA (5Y Avg)1.70%

Net Profit Margin (Annual)45.10%

Month-to-Date Return2.48%

Cash Flow / Share (TTM)$2.59

EBITD / Share (Annual)$3.70

EPS Growth (3Y)2.66%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)12.32x

ROI (5Y Avg)16.11%

P/E Excl Extra (TTM)12.66x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$2.88

P/TBV (Quarterly)1.89x

Payout Ratio (Annual)36.25%

P/B Ratio (Annual)1.41x

Dividend / Share (TTM)$1.06

Pretax Margin (TTM)65.71%

Book Value / Share (Annual)$18.88

Price vs S&P 500 (13W)-6.12%

Net Margin Growth (5Y)3.69%

Dividend Yield (TTM)2.84%

Beta0.69x

P/FCF (Annual)27.31x

Revenue / Share (TTM)$5.41

ROE (TTM)15.12%

52-Week Low$24.53

vGradeC

gGradeC

mGradeB

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MCBS Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 24, 2026	$0.81	$0.77	-4.79%(-$0.04)
Q1 2026	Apr 24, 2026	$0.77	$0.81	+5.29%(+$0.04)
Q4 2025	Jan 30, 2026	$0.73	$0.78	+7.16%(+$0.05)
Q3 2025	Oct 17, 2025	$0.67	$0.68	+1.12%(+$0.01)
Q2 2025	Jul 18, 2025	$0.63	$0.65	+3.17%(+$0.02)

MCBS Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.17

Industry Peers — State Banks(190)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
MCBSMETROCITY BANKSHARES INC	C	C	B	1.8x	15.1%	1.8%	—	$35.13
BNSBank of Nova Scotia	D	C	A	1.7x	11.4%	0.7%	—	$91.60
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	C	2.2x	22.1%	1.5%	—	$9.44
BNYBank of New York Mellon Corporation	F	C	C	2.3x	14.8%	1.3%	—	$143.30
DBDeutsche Bank Aktiengesellschaft	A	C	D	0.7x	9.3%	0.5%	—	$32.57
XLFState Street Financial Select Sector SPDR ETF	—	—	C	—	—	—	—	$55.52
FITBFifth Third Bancorp	D	C	D	1.2x	8.9%	0.9%	—	$50.37
STTState Street Corporation	C	B	C	1.7x	13.1%	0.9%	—	$165.72
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	B	C	C	1.0x	14.3%	1.1%	—	$3.96
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	B	C	C	1.0x	14.3%	1.1%	—	$3.55
MTBM&T Bank Corp.	B	B	D	1.2x	10.7%	1.4%	—	$215.28
NTRSNorthern Trust Corp	D	C	C	2.4x	17.1%	1.3%	—	$165.54
CFGCitizens Financial Group, Inc.	C	C	D	1.1x	8.1%	0.9%	—	$63.36
FCNCAFirst Citizens BancShares Inc	C	B	B	1.1x	10.7%	1.0%	—	$2123.74
EWBCEast-West Bancorp Inc	C	B	C	1.9x	16.2%	1.8%	—	$126.88
ALLYAlly Financial Inc.	A	C	F	0.9x	9.4%	0.7%	—	$37.68
BPOPPopular Inc	C	C	B	1.6x	15.4%	1.3%	—	$158.89
SSBSouthState Bank Corporation	C	B	C	1.1x	10.5%	1.4%	—	$102.06
WTFCWintrust Financial Corp	B	B	D	1.4x	12.3%	1.3%	—	$144.08
PBProsperity Bancshares Inc	D	D	D	0.9x	7.1%	1.4%	—	$67.79
WALWestern Alliance Bancorporation	B	B	D	1.1x	12.9%	1.0%	—	$74.51
COLBColumbia Banking Systems Inc	B	C	D	1.2x	9.2%	1.1%	—	$28.44
CBCCentral Bancompany, Inc. Class A Common Stock	F	B	A	1.9x	11.7%	2.1%	—	$33.42
CBSHCommerce Bancshares Inc	C	D	C	1.9x	14.4%	1.7%	—	$55.69
UBSIUnited Bankshares Inc	C	C	B	1.1x	9.4%	1.5%	—	$46.69
HWCHancock Whitney Corporation Common Stock	C	C	C	1.4x	9.6%	1.2%	—	$73.03
HOMBHome BancShares, Inc.	C	D	C	1.2x	10.9%	2.0%	—	$29.20
GBCIGlacier Bancorp Inc	D	C	D	1.6x	7.6%	1.0%	—	$43.83
ASBAssociated Banc-Corp	B	C	C	0.9x	9.9%	1.1%	—	$28.96
AUBAtlantic Union Bankshares Corporation	C	B	D	1.2x	9.7%	1.3%	—	$38.11
ABCBAmeris Bancorp	C	C	D	1.5x	9.3%	1.4%	—	$79.72
FFINFirst Financial Bankshares Inc	D	D	F	2.5x	14.3%	1.8%	—	$30.47
SFBSServisFirst Bancshares Inc.	D	B	D	2.4x	17.1%	1.8%	—	$39.36
IBOCInternational Bancshares Corp	C	C	D	1.4x	12.7%	2.5%	—	$67.34
FBPFirst BanCorp.	C	C	B	2.0x	19.0%	1.9%	—	$27.37
UCBUnited Community Banks, Inc.	C	B	C	1.1x	10.3%	1.3%	—	$34.09
CATYCathay General Bancorp	C	C	C	1.4x	11.7%	1.4%	—	$59.96
TCBITexas Capital Bancshares, Inc. Common Stock, par value $0.01 per share	C	C	D	1.2x	10.0%	1.1%	—	$91.15
CVBFCVB Financial Corp	C	D	C	1.3x	8.2%	1.2%	—	$21.87
INDBIndependent Bank Corp/MA	C	C	C	1.2x	7.7%	1.1%	—	$79.88
RNSTRenasant Corporation	C	B	C	1.0x	8.1%	1.2%	—	$39.91
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	1.1x	9.6%	1.2%	—	$34.82
MCHBMechanics Bancorp Class A Common Stock	D	C	D	1.2x	9.9%	1.2%	—	$14.35
SBCFSeacoast Banking Corp of Florida	D	B	C	1.1x	5.6%	0.8%	—	$32.54
FHBFirst Hawaiian, Inc. Common Stock	B	D	D	1.3x	10.3%	1.2%	—	$24.95
BOHBank of Hawaii Corp.	C	C	D	1.7x	12.8%	1.0%	—	$67.23
FBKFB Financial Corporation	D	B	F	1.3x	12.0%	1.4%	—	$51.54
CUBICUSTOMERS BANCORP INC	B	B	C	1.2x	13.6%	1.1%	—	$74.78
FBNCFirst Bancorp/NC	D	B	C	1.5x	8.0%	1.0%	—	$60.36
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	1.0x	9.5%	1.3%	—	$29.43
SYBTStock Yards Bancorp, Inc.	D	C	C	1.8x	13.4%	1.6%	—	$76.69

About METROCITY BANKSHARES INC

MetroCity Bankshares Inc is a bank holding company providing commercial and consumer banking services, including deposit accounts, loans, and payment solutions to small business owners, professionals, real estate developers, and individual consumers. The company generates revenue primarily through net interest income from its lending and deposit operations.

MCBS Next Earnings Report

Report dateOct 23, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.84

Revenue estimate$51.30M

Also reporting on Oct 23, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

2.2

Sell

Consensus rating

52-Week Range

Low$24.53

High$37.46