Presurance Holdings, Inc. Common Stock (PRHI) Stock Price

PRHIStock

$7.91+48.29%52W

Market Cap$29.63M

P/E0.66x

PEG Ratio—

Div yield—

Beta0.89

PRHI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)39.34%

Price vs S&P 500 (4W)6.93%

VGM Score52.86

P/E Ratio (Annual)0.66x

Book Value / Share (Quarterly)$7.41

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-25.54%

Cash Flow / Share (Quarterly)$-12.29

Payout Ratio (TTM)1.30%

Price vs S&P 500 (YTD)47.83%

Net Profit Margin (TTM)-49.57%

EPS (TTM)$-10.29

10-Day Avg Trading Volume0.03M

EPS Excl Extra (TTM)$-10.29

Revenue Growth (5Y)-15.99%

EPS (Annual)$-10.56

Dividend / Share (Annual)$0.00

ROI (Annual)-51.89%

Net Profit Margin (5Y Avg)-8.77%

Revenue Growth QoQ (YoY)-43.34%

P/E Normalized (Annual)0.66x

ROA (Last FY)-7.71%

Revenue Growth TTM (YoY)-49.03%

EBITD / Share (TTM)$-4.56

ROE (5Y Avg)-209.64%

Operating Margin (TTM)-35.38%

Cash Flow / Share (Annual)$-25.13

P/B Ratio1.07x

P/B Ratio (Quarterly)0.66x

Net Income / Employee (Annual)$-1,536,500

EV / Revenue (TTM)1.16x

Net Interest Coverage (TTM)-4.74x

ROA (TTM)-6.45%

EPS Growth QoQ (YoY)303.46%

EPS Incl Extra (Annual)$-10.56

3-Month Avg Trading Volume0.02M

52-Week Price Return48.29%

Revenue / Employee (TTM)$2,665,300

P/S Ratio (Annual)0.68x

Asset Turnover (Annual)0.18x

52-Week High$11.55

Operating Margin (5Y Avg)-24.33%

EPS Excl Extra (Annual)$-10.56

26-Week Price Return49.25%

13-Week Price Return46.75%

Total Debt / Equity (Annual)2.96x

Enterprise Value$37.15M

Revenue / Share Growth (5Y)18.13%

Asset Turnover (TTM)0.13x

Revenue / Employee (Annual)$3,608,700

Pretax Margin (Annual)-42.25%

3-Month Return Std Dev112.51%

Net Income / Employee (TTM)$-1,321,100

EBITDA Interim CAGR (5Y)-12.53%

ROE (Last FY)-205.64%

Net Interest Coverage (Annual)-2.55x

EPS Basic Excl Extra (Annual)$-10.56

P/FCF (TTM)2.20x

Total Debt / Equity (Quarterly)0.73x

EPS Incl Extra (TTM)$-10.29

ROI (TTM)-36.74%

P/S Ratio (TTM)0.93x

Pretax Margin (5Y Avg)-29.01%

Revenue / Share (Annual)$24.80

Forward P/E10.80x

Price vs S&P 500 (52W)27.81%

Year-to-Date Return58.52%

5-Day Price Return-2.71%

EPS Normalized (Annual)$-10.56

ROA (5Y Avg)-2.22%

Net Profit Margin (Annual)-42.58%

Month-to-Date Return23.79%

EBITD / Share (Annual)$-8.51

Operating Margin (Annual)-34.90%

LT Debt / Equity (Annual)2.96x

ROI (5Y Avg)-18.70%

LT Debt / Equity (Quarterly)0.73x

EPS Basic Excl Extra (TTM)$-10.29

Payout Ratio (Annual)1.80%

P/B Ratio (Annual)0.97x

Dividend / Share (TTM)$0.00

Pretax Margin (TTM)-49.24%

Book Value / Share (Annual)$5.13

Price vs S&P 500 (13W)44.07%

Dividend Yield (TTM)0.00%

Beta0.89x

P/FCF (Annual)5.53x

Revenue / Share (TTM)$8.54

ROE (TTM)-72.72%

52-Week Low$3.36

vGradeC

gGradeD

mGradeB

vgmGradeC

PRHI Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2023	Aug 9, 2023	-$2.73	-$2.73	+0.00%(+$0.00)
Q1 2023	May 10, 2023	$0.07	$0.21	+200.00%(+$0.14)
Q4 2022	Mar 14, 2023	-$0.14	-$0.70	-400.00%(-$0.56)
Q3 2022	Nov 9, 2022	-$0.91	-$0.91	+0.00%(+$0.00)

PRHI Analyst Recommendations

Feb 2024

Mar 2024

Apr 2024

May 2024

2.00

Industry Peers — Property & Casualty Insurance(74)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
PRHIPresurance Holdings, Inc. Common Stock	C	D	B	0.7x	-72.7%	—	-35.4%	$7.91
BRK.BBERKSHIRE HATHAWAY Class B	F	C	B	1.4x	11.9%	—	13.9%	$532.02
BRK.ABerkshire Hathaway Inc.	F	C	B	1.4x	11.9%	—	13.9%	$798000.00
CBChubb Limited	D	C	B	1.8x	15.2%	1.5%	23.3%	$359.79
PGRProgressive Corporation	C	C	C	3.7x	35.4%	0.2%	16.6%	$218.49
TRVThe Travelers Companies, Inc.	D	C	A	2.1x	25.6%	2.3%	22.0%	$389.54
ALLThe Allstate Corporation	B	B	B	1.8x	43.1%	2.6%	24.2%	$247.88
AIGAmerican International Group, Inc.	C	D	C	1.0x	7.3%	2.2%	15.1%	$80.74
HIGThe Hartford Insurance Group, Inc.	C	C	C	1.9x	23.0%	2.4%	17.6%	$135.12
ACGLArch Capital Group Ltd	C	C	C	1.4x	19.5%	—	23.9%	$101.27
WRBW.R. Berkley Corporation	D	C	C	2.7x	19.7%	0.5%	17.4%	$75.42
CINFCincinnati Financial Corp	D	C	C	1.7x	20.9%	2.9%	16.6%	$171.25
MKLMarkel Group Inc.	C	C	D	1.3x	12.4%	—	18.6%	$1850.13
LLoews Corporation	D	C	C	1.2x	9.0%	0.4%	14.0%	$110.52
EGEverest Group, Ltd.	B	C	B	0.9x	12.4%	1.7%	14.3%	$389.10
RNRRenaissanceRe Holdings Ltd.	B	C	B	1.1x	22.7%	0.7%	42.0%	$351.06
CNACNA Financial Corporation	B	C	D	1.2x	11.0%	4.0%	11.2%	$47.90
AFGAmerican Financial Group, Inc.	D	D	B	2.4x	20.0%	2.5%	14.4%	$149.13
KNSLKinsale Capital Group, Inc.	F	B	C	3.7x	29.1%	0.2%	33.8%	$365.24
THGThe Hanover Insurance Group, Inc.	C	C	A	2.0x	21.2%	2.7%	14.6%	$232.97
AXSAxis Capital Holders Limited	B	B	D	1.2x	17.3%	3.2%	19.7%	$99.63
MCYMercury General Corp.	B	B	C	2.1x	37.2%	3.4%	18.8%	$102.80
RLIRLI Corp.	D	B	C	3.1x	24.4%	0.8%	28.5%	$61.07
SIGISelective Insurance Group	C	C	C	1.6x	13.9%	1.4%	11.9%	$89.16
WTMWhite Mountains Insurance Group Ltd.	C	B	C	1.0x	21.2%	0.0%	46.7%	$2160.31
PLMRPalomar Holdings, Inc. Common stock	F	A	B	3.4x	21.6%	1.5%	24.1%	$139.59
HGHamilton Insurance Group, Ltd. Class B Common Shares	B	B	B	1.2x	21.2%	0.0%	28.2%	$36.21
LMNDLemonade, Inc.	F	A	F	10.0x	-26.8%	—	-13.7%	$44.20
SLDESlide Insurance Holdings, Inc. Common Stock	B	A	A	1.9x	50.7%	1.3%	53.0%	$27.07
SPNTSiriusPoint Ltd.	C	B	C	1.2x	21.8%	—	22.0%	$25.12
SKWDSkyward Specialty Insurance Group, Inc. Common Stock	D	B	B	1.9x	16.8%	—	15.2%	$61.23
HCIHCI Group, Inc.	C	B	C	2.1x	30.8%	1.8%	48.8%	$198.55
PLGOPelagos Insurance Capital Limited	B	C	B	0.9x	17.3%	2.5%	19.5%	$25.36
HMNHorace Mann Educators Corporation	B	C	D	1.4x	12.0%	3.9%	14.6%	$46.33
KMPRKemper Corporation	B	F	C	0.7x	-19.3%	2.9%	-10.2%	$29.27
SAFTSafety Insurance Group Inc	D	D	A	1.3x	7.8%	4.7%	6.8%	$104.03
UFCSUnited Fire Group Inc.	C	B	A	1.4x	15.0%	3.0%	12.9%	$56.44
UVEUNIVERSAL INSURANCE HLDG, INC.	B	B	A	1.8x	38.8%	3.8%	17.9%	$47.12
ASICAtegrity Specialty Insurance Company Holdings	D	A	A	1.7x	17.1%	—	20.6%	$27.25
BOWBowhead Specialty Holdings Inc.	D	B	B	2.1x	13.7%	—	14.7%	$34.19
HRTGHERITAGE INSURANCE HOLDINGS INC	B	C	A	1.4x	42.4%	2.8%	34.5%	$35.77
HIPOHippo Holdings Inc.	D	A	B	1.6x	27.4%	—	24.6%	$35.28
EIGEmployers Holdings, Inc.	D	D	B	1.1x	0.8%	2.9%	1.1%	$51.21
ROOTRoot, Inc. Class A Common Stock	B	C	D	2.0x	15.1%	—	5.2%	$50.47
MHLAMaiden Holdings, Ltd.	C	C	F	0.6x	-30.2%	—	-83.3%	$8.93
DGICBDonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$19.09
DGICADonegal Group Inc	C	D	C	1.1x	11.0%	4.7%	9.2%	$18.68
TIPTTiptree Inc. Common Stock	A	C	D	0.7x	68.6%	1.1%	7.7%	$16.46
AIIAmerican Integrity Insurance Group, Inc.	B	C	B	1.0x	25.9%	0.0%	36.2%	$27.50
ACICAmerican Coastal Insurance Corporation Common Stock	C	D	C	1.6x	30.4%	0.0%	40.3%	$11.10
GLREGreenlight Captial RE, LTD. Class A	B	C	D	0.8x	7.3%	—	5.0%	$14.82

About Presurance Holdings, Inc. Common Stock

Presurance Holdings Inc is a specialty personal insurance holding company operating homeowners insurance in Texas, Illinois, and Indiana, with additional product lines in Nevada and Michigan. The company generates revenue through earned insurance premiums across its regional operations.

PRHI Insider Transactions

BuySep 30, 2026
SARAFA JOSEPH D
Director
Shares: 11,000Value: $74,247
BuySep 30, 2026
RONEY BRIAN J
Chief Executive Officer
Shares: 7,500Value: $50,623
BuySep 30, 2026
O'HANLON ISOLDE G.
Director
Shares: 7,250Value: $48,935
BuySep 30, 2026
SMITH JAMES GRANT
Director
Shares: 7,250Value: $48,935
BuySep 30, 2026
MELOCHE HAROLD J
Chief Financial Officer
Shares: 4,100Value: $26,138

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

2.0

Sell

Consensus rating

52-Week Range

Low$3.36

High$11.55