Old Second Bancorp Inc (OSBC) Stock Price

OSBCStock

$25.19+38.39%52W

Market Cap$1.28B

P/E16.36x

PEG Ratio1.51

Div yield1.38%

Beta0.79

OSBC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)12.66%

Price vs S&P 500 (4W)-2.14%

PEG Ratio1.51

VGM Score62.91

P/E Ratio (Annual)16.36x

Indicated Dividend Yield (Annual)1.38%

P/CF (Annual)10.74x

Book Value / Share (Quarterly)$17.29

P/TBV (Annual)1.19x

Indicated Dividend (Annual)$0.28

Revenue Growth (3Y)23.26%

Cash Flow / Share (Quarterly)$2.67

Payout Ratio (TTM)15.37%

Price vs S&P 500 (YTD)18.55%

Net Profit Margin (TTM)33.58%

EPS (TTM)$1.68

10-Day Avg Trading Volume0.37M

EPS Excl Extra (TTM)$1.68

Revenue Growth (5Y)19.86%

EPS (Annual)$1.62

Dividend / Share (Annual)$0.25

ROI (Annual)7.87%

Net Profit Margin (5Y Avg)24.53%

Cash / Share (Quarterly)$1.24

P/E Basic Excl Extra (TTM)15.26x

Revenue Growth QoQ (YoY)27.96%

EPS Growth (5Y)11.93%

P/E Normalized (Annual)16.36x

ROA (Last FY)1.16%

Revenue Growth TTM (YoY)59.28%

EBITD / Share (TTM)$3.50

ROE (5Y Avg)11.23%

Operating Margin (TTM)45.41%

Cash Flow / Share (Annual)$2.24

P/B Ratio1.47x

P/B Ratio (Quarterly)1.17x

Net Income / Employee (Annual)$75,600

ROA (TTM)1.30%

EPS Growth QoQ (YoY)10.68%

EV / EBITDA (TTM)9.89x

EPS Incl Extra (Annual)$1.62

3-Month Avg Trading Volume0.41M

52-Week Price Return38.39%

EV / Free Cash Flow (Annual)12.20x

P/E Incl Extra (TTM)15.26x

Tangible BV / Share (Quarterly)$16.67

P/S Ratio (Annual)2.60x

52-Week High$26.05

EPS Excl Extra (Annual)$1.62

CapEx CAGR (5Y)2.82%

Tangible BV CAGR (5Y)25.09%

26-Week Price Return23.90%

13-Week Price Return20.73%

Total Debt / Equity (Annual)0.14x

Enterprise Value$1.44B

Revenue / Share Growth (5Y)9.49%

Book Value / Share Growth (5Y)10.20%

Revenue / Employee (Annual)$291,546,200,000

Pretax Margin (Annual)36.73%

Cash / Share (Annual)$1.27

3-Month Return Std Dev20.11%

Net Income / Employee (TTM)$81,000

EBITDA CAGR (5Y)20.96%

EBITDA Interim CAGR (5Y)24.28%

ROE (Last FY)8.96%

EPS Basic Excl Extra (Annual)$1.62

P/FCF (TTM)9.54x

EV / Free Cash Flow (TTM)10.44x

Total Debt / Equity (Quarterly)0.14x

EPS Incl Extra (TTM)$1.68

ROI (TTM)8.87%

Dividend Growth Rate (5Y)44.24%

P/S Ratio (TTM)2.24x

Pretax Margin (5Y Avg)32.83%

Revenue / Share (Annual)$5.51

Tangible BV / Share (Annual)$16.40

Forward P/E10.99x

Free OCF CAGR (5Y)39.78%

Price vs S&P 500 (52W)20.08%

P/E Ratio (TTM)15.26x

EPS Growth TTM (YoY)-8.46%

Year-to-Date Return30.51%

5-Day Price Return-0.82%

EPS Normalized (Annual)$1.62

ROA (5Y Avg)1.15%

Net Profit Margin (Annual)27.04%

Month-to-Date Return0.63%

Cash Flow / Share (TTM)$2.29

EBITD / Share (Annual)$2.29

EPS Growth (3Y)2.73%

Operating Margin (Annual)36.73%

LT Debt / Equity (Annual)0.11x

P/CF (TTM)9.29x

ROI (5Y Avg)7.84%

P/E Excl Extra (TTM)15.26x

LT Debt / Equity (Quarterly)0.11x

EPS Basic Excl Extra (TTM)$1.68

P/TBV (Quarterly)1.21x

Payout Ratio (Annual)15.24%

P/B Ratio (Annual)1.15x

Dividend / Share (TTM)$0.27

Pretax Margin (TTM)45.41%

Book Value / Share (Annual)$17.03

Price vs S&P 500 (13W)17.94%

Net Margin Growth (5Y)2.95%

Dividend Yield (TTM)1.01%

Beta0.79x

P/FCF (Annual)11.16x

Revenue / Share (TTM)$6.38

ROE (TTM)10.20%

52-Week Low$16.65

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OSBC Earnings Surprise History

Q2 250.50est. 0.48

Q3 250.53est. 0.51

Q4 250.58est. 0.54

Q1 260.49est. 0.51

Q2 260.55est. 0.55

OSBC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.09

4.08

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
OSBCOld Second Bancorp Inc	C	C	A	$25.19
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About Old Second Bancorp Inc

Old Second Bancorp is a community bank holding company providing consumer and commercial banking services to individuals and small-to-medium businesses. The company offers deposit accounts, lending products including mortgages and business loans, and wealth management services. Revenue is generated primarily from interest income, fees, and commissions on banking and financial services.